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3230 Cumberland Rd APT 84, Ocean Springs, MS, 39564

2beds
2baths
1,050sqft
$164,500
$157price/sqft
$1,331/moest. monthly cost
$53,240/yrincome needed

About This Home

Welcome to this beautiful 2-bedroom, 1.5-bathroom condominium featuring luxury vinyl plank flooring throughout and elegant granite countertops in the kitchen. Enjoy stunning water views from your private balcony, perfect for relaxing or entertaining. Whether you're seeking a full-time residence or an ideal vacation rental, this spacious unit offers comfort, style, and coastal charm. Resort-style amenities include a sparkling pool, tennis court, clubhouse with a fitness center, and a fishing pier just steps away. Located just minutes from vibrant downtown Ocean Springs, you'll be close to entertainment, restaurants, shopping, and everything the Gulf Coast has to offer. Most furnishings will remain, making this a turnkey opportunity you won't want to miss!

Getting Around

24
WalkingCar-Dependent
0
TransitVery Limited Transit
30
BikeSomewhat Bikeable

Schools

9/10
Ocean Springs Up EleGrades 4-61.4 mi
9/10
10/10
Ocean Springs High SchoolGrades 9-124.5 mi

Construction

Condition

  • Year built: 1972

Materials

  • Foundation: Slab
  • Roof: Flat
  • Construction materials: Brick

Type & Style

  • Home type: Condo
  • Architectural style: Traditional
  • Property subType: Residential,Condominium

Interior

Appliances

  • Appliances included: Dishwasher,Disposal,Electric Range,Electric Water Heater,Microwave,Refrigerator,Washer/Dryer Stacked
  • Laundry features: In Unit,Laundry Closet,Upper Level

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 1
  • 1/2 bathrooms: 1

Features

  • Ceiling Fan(s),Granite Counters,His and Hers Closets
  • Door features: Sliding Doors
  • Window features: Blinds,Drapes
  • Flooring: Laminate

Heating & Cooling

  • Heating features: Central,Electric
  • Cooling features: Ceiling Fan(s),Central Air,Electric

Interior Area

  • Total structure area: 1,050
  • Total interior livable area: 1,050 sqft

Property

Details

  • Parcel number: 61332084.000

Features

  • Levels: Two
  • Stories: 2
  • Private pool: Yes
  • Pool features: In Ground
  • Patio & porch: Rear Porch
  • Exterior features: Balcony,Dock,Garden,Lighting,Tennis Court(s)
  • Has view: Yes
  • View description: Water
  • Has water view: Yes
  • Water view: Water
  • On waterfront: Yes
  • Waterfront features: Bayou

Lot

  • Lot size: 7.28 Acres
  • Features: Landscaped,Views

Parking

  • Parking features: Assigned,Guest,Lighted

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hurricane
    HurricaneVery High
  • Lightning
    LightningVery High
  • Heat Wave
    Heat WaveRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Tornado
    TornadoRelatively High
  • Cold Wave
    Cold WaveModerate
  • Strong Wind
    Strong WindModerate
  • Wildfire
    WildfireModerate
  • Winter Weather
    Winter WeatherModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Hurricane
Lightning
Heat Wave
Inland Flooding
Tornado
Cold Wave
Strong Wind
Wildfire
Winter Weather
Tsunami

FEMA Declared Disasters in Jackson County and Mississippi

Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $831$9,972
Home Insurance *$217$2,604
Property Taxes $91$1,092
Electricity $192$2,304
Total$1,331$15,972
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$45,634/yr
40% on housing$39,930/yr
45% on housing$35,493/yr

Mississippi FAIR Plan Programs

Mississippi Windstorm Underwriting Association

Covered
HailHail
WindWind
Visit Website →

Mississippi Residential Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 2,237Commercial: -4
Total Premiums$1.77M
Total Exposure$137.66M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 10.7%
10.7%
0%30.0%
Electricity Growth Rate10-year average: 4.2%
4.2%
0%15.0%
Property Taxes Growth Rate2-year average: -0.5%
-0.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$157This listing

vs Other Active Listings

Avg $/sqft

ZIP 39564$166
Jackson County$142

vs Homes Sold Last Month

Median $/sqft

ZIP 39564$152
Jackson County$142

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2025-06-17Listed for sale$169,000
2016-11-15Sold--
2016-09-19Pending sale$48,900
2016-07-27Price change$48,900
2016-06-23Price change$50,800
2016-05-09Listed for sale$53,400

For Sale by Agent

AgentErica N Young
BrokerageHaus of Bonaparte Realty, LLC

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