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3603 Miles Ln, Ocean Springs, MS, 39564

4beds
2baths
2,298sqft
$275,900
$120price/sqft
$2,127/moest. monthly cost
$85,080/yrincome needed

About This Home

GREAT NEIGHBORHOOD,NICE HOME-TENANT ON MONTH TO MONTH,GOOD FLOOR PLAN-GOOD FOR FAMILY--HAS LIVING/DINNING COMBO, AND FAMILY ROOM AND BREAKFAST AREA-LOTS OF SPACE FOR EVERYONE

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Getting Around

37
WalkingCar-Dependent
0
TransitVery Limited Transit
37
BikeSomewhat Bikeable

Schools

9/10
Magnolia Park Elementary SchoolGrades K-30.4 mi
9/10
Ocean Springs Middle SchoolGrades 7-81.7 mi
10/10
Ocean Springs High SchoolGrades 9-123.9 mi

Construction

Condition

  • Property condition: Move In Ready
  • Year built: 1997

Materials

  • Foundation: Slab
  • Roof: Asphalt
  • Construction materials: Brick

Type & Style

  • Home type: SingleFamily
  • Property subType: Residential,Single Family Residence

Interior

Appliances

  • Appliances included: Disposal,Free-Standing Electric Oven,Free-Standing Refrigerator,Microwave

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • Fireplace features: Hearth
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Heat Pump
  • Cooling features: Central Air

Interior Area

  • Total structure area: 2,298
  • Total interior livable area: 2,298 sqft

Property

Details

  • Parcel number: 61037534.000

Features

  • Levels: One
  • Stories: 1
  • Exterior features: Private Yard

Lot

  • Lot size: 9,583 sqft

Parking

  • Total spaces: 2
  • Parking features: Garage Door Opener
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hurricane
    HurricaneVery High
  • Coastal Flooding
    Coastal FloodingRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Lightning
    LightningRelatively High
  • Cold Wave
    Cold WaveModerate
  • Heat Wave
    Heat WaveModerate
  • Tornado
    TornadoModerate
  • Wildfire
    WildfireModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Hurricane
Coastal Flooding
Inland Flooding
Lightning
Cold Wave
Heat Wave
Tornado
Wildfire
Tsunami

FEMA Declared Disasters in Jackson County and Mississippi

Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,395$16,740
Home Insurance *$365$4,380
Property Taxes $154$1,848
Electricity $213$2,564
Total$2,127$25,524
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

30% on housingRecommended$85,080/yr
35% on housing$72,925/yr
40% on housing$63,810/yr
45% on housing$56,720/yr

Mississippi FAIR Plan Programs

Mississippi Windstorm Underwriting Association

Covered
HailHail
WindWind
Visit Website →

Mississippi Residential Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 2,237Commercial: -4
Total Premiums$1.77M
Total Exposure$137.66M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 10.7%
10.7%
0%30.0%
Electricity Growth Rate10-year average: 4.2%
4.2%
0%15.0%
Property Taxes Growth Rate2-year average: -0.5%
-0.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$120This listing

vs Other Active Listings

Avg $/sqft

ZIP 39564$166
Jackson County$142

vs Homes Sold Last Month

Median $/sqft

ZIP 39564$152
Jackson County$142

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-01-30Price change$284,900
2025-10-15Price change$287,900
2025-08-18Price change$289,900
2025-07-14Price change$294,900
2025-05-22Listed for sale$305,000
2021-02-27Listing removed--
2020-07-10Listing removed$1,400
2020-07-07Listed for rent$1,400
2019-05-20Listing removed$1,400
2019-05-07Price change$1,400
2019-04-18Listed for rent$1,350
2018-11-30Sold--
2018-07-21Price change$169,900
2018-06-28Price change$174,900
2018-06-05Price change$175,900
2018-04-24Price change$177,500
2018-03-12Listed for sale$179,000
2015-07-05Listing removed$175,900
2015-04-06Listed for sale$175,900
2012-11-02Sold--
2012-10-04Price change$149,777
2012-09-12Price change$154,777
2012-08-10Listed for sale$159,777
2011-11-24Listing removed$169,900
2011-08-17Listed for sale$169,900

For Sale by Agent

AgentNeal Olive
BrokerageJ. Neal Olive Real Estate
Phone228-806-2975
View on Zillow

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