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1919 Stuart Ave, Ocean Springs, MS, 39564

4beds
2baths
2,027sqft
$484,900
$239price/sqft
$3,554/moest. monthly cost
$142,160/yrincome needed

About This Home

Four-bedroom home at this price point in the sought-after Oak Park Elementary zone--an increasingly hard-to-find option in today's market. This corner-lot home is ideally located just off the parade route and within walking distance to Inner Harbor Park. Set on a spacious lot with beautiful mature magnolia and oak trees, the property offers 2027 square feet, RV parking, a two-car garage, and a full workshop--perfect for both everyday living and hobbies. A durable metal roof, location outside of a flood zone, and a great outdoor space with room for a pool add to the home's long-term value and appeal. Located within the city's golf cart district, you're just a short ride to downtown and the beach, with East Beach and Front Beach approximately a 3-minute ride or about a 10-15 minute walk, offering a true coastal lifestyle with convenience.

Getting Around

56
WalkingSomewhat Walkable
0
TransitVery Limited Transit
40
BikeSomewhat Bikeable

Schools

8/10
9/10
10/10
Ocean Springs High SchoolGrades 9-125.8 mi

Construction

Condition

  • Year built: 1959

Materials

  • Foundation: Slab
  • Roof: Metal
  • Construction materials: Siding

Type & Style

  • Home type: SingleFamily
  • Property subType: Residential,Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Disposal,Exhaust Fan,Gas Water Heater,Ice Maker,Microwave,Refrigerator,Stainless Steel Appliance(s),Washer/Dryer
  • Laundry features: Laundry Room

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • Ceiling Fan(s),Soaking Tub,Storage,Walk-In Closet(s)
  • Flooring: Carpet,Ceramic Tile

Heating & Cooling

  • Heating features: Central,Natural Gas
  • Cooling features: Central Air

Interior Area

  • Total structure area: 2,027
  • Total interior livable area: 2,027 sqft

Property

Accessibility

  • Accessibility features: Accessible Central Living Area,Accessible Common Area

Details

  • Parcel number: 61455022.010

Features

  • Levels: One
  • Stories: 1
  • Patio & porch: Patio,Porch
  • Exterior features: Private Yard
  • Fencing: Fenced

Lot

  • Lot size: 0.35 Acres
  • Features: Corner Lot,Few Trees
  • Lot size dimensions: 75' x 170' x 75' x 171'

Parking

  • Total spaces: 2
  • Parking features: Driveway
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hurricane
    HurricaneVery High
  • Coastal Flooding
    Coastal FloodingRelatively High
  • Lightning
    LightningRelatively High
  • Tornado
    TornadoRelatively High
  • Cold Wave
    Cold WaveModerate
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Wildfire
    WildfireModerate
  • Winter Weather
    Winter WeatherModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Hurricane
Coastal Flooding
Lightning
Tornado
Cold Wave
Heat Wave
Inland Flooding
Wildfire
Winter Weather
Tsunami

FEMA Declared Disasters in Jackson County and Mississippi

Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,451$29,412
Home Insurance *$641$7,692
Property Taxes $270$3,240
Electricity $192$2,304
Total$3,554$42,648
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$121,851/yr
40% on housing$106,620/yr
45% on housing$94,773/yr

Mississippi FAIR Plan Programs

Mississippi Windstorm Underwriting Association

Covered
HailHail
WindWind
Visit Website →

Mississippi Residential Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 2,237Commercial: -4
Total Premiums$1.77M
Total Exposure$137.66M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 10.7%
10.7%
0%30.0%
Electricity Growth Rate10-year average: 4.2%
4.2%
0%15.0%
Property Taxes Growth Rate2-year average: -0.5%
-0.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$239This listing

vs Other Active Listings

Avg $/sqft

ZIP 39564$165
Jackson County$142

vs Homes Sold Last Month

Median $/sqft

ZIP 39564$152
Jackson County$142

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-14Price change$494,000
2026-04-22Listed for sale$499,000
2023-05-03Sold--
2023-04-01Pending sale$450,000
2023-02-18Contingent$450,000
2023-02-09Listed for sale$450,000
2023-02-08Listing removed--
2022-11-19Price change$450,000
2022-10-24Price change$497,500
2022-10-15Listed for sale$517,500
2013-04-25Listed for rent$1,200
2012-04-23Listing removed$1,200
2011-12-14Listed for rent$1,200

For Sale by Agent

AgentSarah A Messer
BrokerageeAgent Atlas

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