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1348 Diller Rd, Ocean Springs, MS, 39564

4beds
3baths
3,200sqft
$345,000
$108price/sqft
$2,689/moest. monthly cost
$107,560/yrincome needed

About This Home

This Ocean Springs gem is the ultimate multi-generational setup or income-producing opportunity. Freshly renovated from top to bottom, this 4-bedroom, 3-bathroom home features all-new flooring, granite countertops, modern appliances, a brand-new roof, and two water heaters for maximum efficiency. The Highlights: Self-Sustaining In-Law Suite: A true secondary living space featuring a full kitchen, its own laundry closet, and a private entrance. Sun-Drenched Living: Relax in the spacious enclosed porch, perfect for morning coffee or evening unwinding. Flexible Downstairs Space: A large lower-level room with an exterior entrance offers endless possibilities—use it as a massive game room, a private home office, or a third living area. Move-In Ready: With a new roof and all-new interior finishes, the heavy lifting has already been done for you. Located in the heart of Ocean Springs, this home offers the perfect blend of privacy and versatility.

Getting Around

29
WalkingCar-Dependent
0
TransitVery Limited Transit
30
BikeSomewhat Bikeable

Schools

9/10
Ocean Springs Up EleGrades 4-61.7 mi
9/10
10/10
Ocean Springs High SchoolGrades 9-124.2 mi

Construction

Condition

  • Year built: 1977

Materials

  • Foundation: Slab
  • Roof: Asphalt
  • Construction materials: Brick

Type & Style

  • Home type: SingleFamily
  • Architectural style: Traditional
  • Property subType: Residential,Single Family Residence

Interior

Appliances

  • Appliances included: Built-In Range,Dishwasher
  • Laundry features: Laundry Closet

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 3

Features

  • Flooring: Vinyl
  • Fireplace features: Wood Burning Stove
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Central
  • Cooling features: Central Air

Interior Area

  • Total structure area: 3,200
  • Total interior livable area: 3,200 sqft

Property

Details

  • Parcel number: 61099532.000

Features

  • Levels: Two
  • Stories: 2
  • Patio & porch: Deck,Glass Enclosed
  • Exterior features: Balcony
  • Fencing: Other

Lot

  • Lot size: 0.45 Acres
  • Features: Front Yard
  • Lot size dimensions: 101 x 197 x 101 x 201

Parking

  • Total spaces: 2
  • Parking features: Carport,Circular Driveway
  • Covered spaces: 2
  • Has uncovered spaces: Yes
  • Carport: Yes
  • Carport spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hurricane
    HurricaneVery High
  • Lightning
    LightningVery High
  • Heat Wave
    Heat WaveRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Tornado
    TornadoRelatively High
  • Cold Wave
    Cold WaveModerate
  • Strong Wind
    Strong WindModerate
  • Wildfire
    WildfireModerate
  • Winter Weather
    Winter WeatherModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Hurricane
Lightning
Heat Wave
Inland Flooding
Tornado
Cold Wave
Strong Wind
Wildfire
Winter Weather
Tsunami

FEMA Declared Disasters in Jackson County and Mississippi

Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,744$20,928
Home Insurance *$456$5,472
Property Taxes $192$2,304
Electricity $297$3,570
Total$2,689$32,268
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$92,194/yr
40% on housing$80,670/yr
45% on housing$71,706/yr

Mississippi FAIR Plan Programs

Mississippi Windstorm Underwriting Association

Covered
HailHail
WindWind
Visit Website →

Mississippi Residential Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 2,237Commercial: -4
Total Premiums$1.77M
Total Exposure$137.66M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 10.7%
10.7%
0%30.0%
Electricity Growth Rate10-year average: 4.2%
4.2%
0%15.0%
Property Taxes Growth Rate2-year average: -0.5%
-0.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$108This listing

vs Other Active Listings

Avg $/sqft

ZIP 39564$166
Jackson County$142

vs Homes Sold Last Month

Median $/sqft

ZIP 39564$152
Jackson County$142

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-08Listed for sale$359,500
2026-04-25Pending sale$359,500
2026-04-23Listed for sale$359,500
2016-06-24Sold--
2016-03-16Listing removed$155,000
2016-03-03Listed for sale$155,000
2016-01-08Listing removed$199,900
2015-10-14Price change$199,900
2015-10-06Price change$209,900
2015-09-09Price change$214,900
2015-08-20Listed for sale$225,000
2012-10-26Sold--
2012-08-17Listed for sale$225,000

For Sale by Agent

AgentTom Jones
BrokerageElite Mississippi Real Estate

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