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123 Higgins Rd, Sumrall, MS, 39482

5beds
6baths
5,000sqft
$990,000
$198price/sqft
$6,231/moest. monthly cost
$249,240/yrincome needed

About This Home

Perfectly situated on nearly 5 acres, a 5000 sq ft home plus a full guest house with its own kitchen and bath. There's also a fully stocked pond, and an 11,000 sq ft building for a business or hobbies. Located just beyond the city limits within the award-winning Sumrall school district, this estate offers so much! The main house, boasting an impressive 5 bedrooms with the potential for 6, elegance with warm inviting feel. This beautiful home combines a grand style with a cozy feel where reclaimed hardwood floors from a historic tobacco farm lend a rustic charm to the modern elegance. Custom built-ins and stunning light fixtures and a steam shower add a touch of glamour.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
32
BikeSomewhat Bikeable

Schools

9/10
Sumrall Elementary SchoolGrades PK-54.5 mi
8/10
Sumrall Middle SchoolGrades 6-83.5 mi
8/10
Sumrall High SchoolGrades 9-123.6 mi

Construction

Condition

  • Year built: 2005

Materials

  • Foundation: Slab
  • Roof: Architectural
  • Construction materials: Brick Veneer

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence,Residential

Interior

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 6
  • Full bathrooms: 4
  • 1/2 bathrooms: 2

Cooling

  • Cooling features: Electric,Central Air

Features

  • Granite Counters,Ceiling Fan(s),Walk-In Closet(s),Fireplace,High Ceilings
  • Window features: Thermopane Windows
  • Flooring: Wood,Ceramic Tile
  • Fireplace: Yes

Interior Area

  • Total structure area: 5,000
  • Total interior livable area: 5,000 sqft

Property

Details

  • Parcel number: 16203022001

Features

  • Levels: Two
  • Stories: 2
  • Pool features: In Ground,Salt Water
  • Patio & porch: Patio,Covered
  • Has spa: Yes
  • Spa features: Bath

Lot

  • Lot size: 4.88 Acres
  • Features: Pond on Lot,3 - 5 Acres
  • Lot size dimensions: 4.88 AC MOL

Parking

  • Parking features: None,Other,Circular Driveway,RV Access/Parking,Garage with door
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Lightning
    LightningRelatively High
  • Cold Wave
    Cold WaveModerate
  • Hurricane
    HurricaneModerate
  • Heat Wave
    Heat WaveModerate
  • Strong Wind
    Strong WindModerate
  • Tornado
    TornadoModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Lightning
Cold Wave
Hurricane
Heat Wave
Strong Wind
Tornado
Winter Weather

FEMA Declared Disasters in Lamar County and Mississippi

Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $5,005$60,060
Home Insurance *$243$2,916
Property Taxes $519$6,228
Electricity $464$5,579
Total$6,231$74,772
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$213,634/yr
40% on housing$186,930/yr
45% on housing$166,160/yr

Mississippi FAIR Plan Programs

Mississippi Windstorm Underwriting Association

Covered
HailHail
WindWind
Visit Website →

Mississippi Residential Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 2,237Commercial: -4
Total Premiums$1.77M
Total Exposure$137.66M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.1%
7.1%
0%30.0%
Electricity Growth Rate10-year average: 4.2%
4.2%
0%15.0%
Property Taxes Growth Rate2-year average: -1.7%
-1.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$198This listing

vs Other Active Listings

Avg $/sqft

ZIP 39482$163
Lamar County$189

vs Homes Sold Last Month

Median $/sqft

ZIP 39482
Lamar County

Current Market Trends

No market data available for this area

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-06-12Listed for sale$990,000
2024-10-31Sold--
2024-10-22Pending sale$965,000
2024-09-04Price change$965,000
2024-08-06Price change$1,100,000
2024-05-16Price change$1,349,999
2024-04-18Listed for sale$1,399,999
2021-05-07Sold--
2021-03-10Pending sale$760,000
2021-01-18Price change$760,000
2020-12-11Price change$840,000
2020-11-14Listed for sale$880,000
2014-01-10Sold--
2013-10-30Listed for sale$410,000

For Sale by Agent

AgentSHANNON YAWN
BrokerageRE/MAX Real Estate Partners

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