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127 Lancha Cir APT 203, Indian Harbour Beach, FL, 32937

3beds
2baths
2,116sqft
$419,900
$198price/sqft
$3,320/moest. monthly cost
$132,800/yrincome needed

About This Home

Coastal living at its best in this beautifully maintained 2nd-floor condo in the heart of Indian Harbour Beach! Located just steps from the ocean, this light and bright unit offers an open-concept layout perfect for relaxed beachside living. Enjoy a spacious living and dining area that flows seamlessly to a private balcony--ideal for morning coffee or evening breezes. Living areas have recessed lighting! The kitchen features ample cabinetry and workspace, while the generously sized bedrooms provide comfort and functionality. Tile and LVP throughout - no carpet in this unit. The primary suite offers a private bath and great closet space. Community amenities include pool, gazebo, tennis, pickle ball and a clubhouse. A prime location close to shopping, dining, and local favorites make this a perfect full-time residence, vacation getaway, or investment opportunity. Live the beach lifestyle you've been waiting for!

Getting Around

51
WalkingSomewhat Walkable
0
TransitVery Limited Transit
63
BikeBikeable

Schools

9/10
8/10

Construction

Condition

  • Year built: 2007

Materials

  • Roof: Tile
  • Construction materials: Block,Concrete,Stucco

Type & Style

  • Home type: Condo
  • Architectural style: Spanish,Traditional
  • Property subType: Condominium

Interior

Appliances

  • Appliances included: Dishwasher,Dryer,Electric Cooktop,Electric Oven,Electric Water Heater,Microwave,Refrigerator,Washer
  • Laundry features: Electric Dryer Hookup,Washer Hookup

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • Breakfast Bar,Ceiling Fan(s),His and Hers Closets,Open Floorplan,Primary Bathroom -Tub with Separate Shower,Split Bedrooms,Vaulted Ceiling(s),Walk-In Closet(s)
  • Flooring: Laminate,Tile

Heating & Cooling

  • Heating features: Electric
  • Cooling features: Central Air,Electric

Interior Area

  • Total interior livable area: 2,116 sqft

Property

Details

  • Parcel number: 2737120000590.M0000.00
  • Attached to another structure: Yes
  • Special condition: Standard

Features

  • Levels: One
  • Stories: 1
  • Patio & porch: Rear Porch,Screened
  • Exterior features: Balcony

Lot

  • Lot size: 4,356 sqft
  • Features: Zero Lot Line

Parking

  • Total spaces: 1
  • Parking features: Additional Parking,Assigned,Attached,Garage,Garage Door Opener
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hurricane
    HurricaneVery High
  • Lightning
    LightningRelatively High
  • Coastal Flooding
    Coastal FloodingModerate
  • Strong Wind
    Strong WindModerate
  • Tornado
    TornadoModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Hurricane
Lightning
Coastal Flooding
Strong Wind
Tornado
Tsunami

FEMA Declared Disasters in Brevard County and Florida

Coastal Storm
Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,123$25,476
Home Insurance *$557$6,684
Property Taxes $428$5,136
Electricity $212$2,555
Total$3,320$39,840
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$113,828/yr
40% on housing$99,600/yr
45% on housing$88,533/yr

Florida FAIR Plan Programs

Citizens Property Insurance Corporation [Florida]

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,321,953Commercial: 13,564
Total Premiums$4.60B
Total Exposure$385.82B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 13.8%
13.8%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 4.8%
4.8%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$198This listing

vs Other Active Listings

Avg $/sqft

ZIP 32937$266
Brevard County$192

vs Homes Sold Last Month

Median $/sqft

ZIP 32937$310
Brevard County$209

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-03Price change$435,000
2026-05-01Listed for sale$450,000
2025-12-19Listing removed$427,900
2025-11-15Price change$427,900
2025-10-09Price change$428,900
2025-06-16Price change$429,900
2025-06-10Price change$434,900
2025-04-07Listed for sale$435,900
2024-08-13Listing removed--
2024-05-24Listed for sale$479,900
2023-06-07Sold$490,000
2023-05-05Listed for sale$499,500
2023-03-24Contingent$490,000
2022-10-11Price change$490,000
2022-09-15Listed for sale$500,000
2020-10-14Sold$290,000

For Sale by Agent

AgentKerry Ramage
BrokerageRE/MAX Elite

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