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13228 ROSKIN LANE, Windermere, FL, 34786

4beds
2baths
2,745sqft
$655,000
$239price/sqft
$4,856/moest. monthly cost
$194,240/yrincome needed

About This Home

Virtually Staged. 13228 Roskin Ln is a two-story Windermere home with a two-story foyer and hardwood flooring through the main level. The kitchen features granite countertops, stainless steel appliances, wood cabinetry, and a center island that opens to the great room for connected living. A separate living area provides space for larger gatherings, with sliding doors leading to the screened lanai. The primary bathroom offers a soaking tub, a separate glass shower, and a dual-sink vanity, complemented by a spacious walk-in closet for organized storage. Additional bedrooms and full bathrooms provide flexible space throughout. A three-car garage completes this well-maintained residence with practical amenities throughout.. Included 100-Day Home Warranty with buyer activation

Getting Around

2
WalkingCar-Dependent
0
TransitVery Limited Transit
51
BikeBikeable

Schools

9/10
8/10
7/10
Windermere High SchoolGrades 9-121.6 mi

Construction

Condition

  • Year built: 2007

Materials

  • Foundation: Slab
  • Roof: Shingle
  • Construction materials: Block,Stucco

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Microwave,Other
  • Laundry features: None

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • L Dining,Primary Bedroom Main Floor
  • Flooring: Carpet,Laminate,Tile

Heating & Cooling

  • Heating features: Central
  • Cooling features: Central Air

Interior Area

  • Total structure area: 2,745
  • Total interior livable area: 2,745 sqft

Kitchen

  • Level: First

Living Room

  • Level: First

Primary Bedroom

  • Features: Walk-In Closet(s)
  • Level: First

Property

Details

  • Parcel number: 262327476200130
  • Zoning: P-D
  • Special condition: None

Features

  • Levels: Two
  • Stories: 2
  • Exterior features: Other
  • Fencing: Other

Lot

  • Lot size: 7,198 sqft

Parking

  • Total spaces: 3
  • Parking features: Driveway
  • Has garage: Yes
  • Attached garage spaces: 3
  • Covered spaces: 3
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Strong Wind
    Strong WindVery High
  • Cold Wave
    Cold WaveRelatively High
  • Hurricane
    HurricaneRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Lightning
    LightningRelatively High
  • Tornado
    TornadoRelatively High
  • Hail
    HailModerate
  • Heat Wave
    Heat WaveModerate
  • Wildfire
    WildfireModerate

How This Home’s Risks Compare

Strong Wind
Cold Wave
Hurricane
Inland Flooding
Lightning
Tornado
Hail
Heat Wave
Wildfire

FEMA Declared Disasters in Orange County and Florida

Coastal Storm
Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,312$39,744
Home Insurance *$465$5,580
Property Taxes $803$9,636
Electricity $276$3,315
Total$4,856$58,272
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$166,491/yr
40% on housing$145,680/yr
45% on housing$129,493/yr

Florida FAIR Plan Programs

Citizens Property Insurance Corporation [Florida]

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,321,953Commercial: 13,564
Total Premiums$4.60B
Total Exposure$385.82B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 14.0%
14.0%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 3.0%
3.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$239This listing

vs Other Active Listings

Avg $/sqft

ZIP 34786$468
Orange County$236

vs Homes Sold Last Month

Median $/sqft

ZIP 34786$296
Orange County$245

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-31Listed for sale$655,000
2026-07-20Sold$605,200
2018-06-05Sold$380,000
2018-03-30Pending sale$389,000
2018-03-17Price change$389,000
2018-02-28Listed for sale$395,000
2007-07-18Sold$377,700

For Sale by Agent

AgentKaren Albright
BrokerageOPENDOOR BROKERAGE LLC

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