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2656 Wyndsor Oaks Way, Winter Haven, FL, 33884

5beds
5baths
3,703sqft
$724,999
$196price/sqft
$5,476/moest. monthly cost
$219,040/yrincome needed

About This Home

Discover refined living in Wyndsor at Lake Winterset, one of Winter Haven’s premier gated communities. Set on a half-acre lot, this beautifully maintained 5-bedroom, 5-bathroom residence blends timeless craftsmanship with thoughtful updates and an impressive amount of living space. Step inside to soaring ceilings, architectural arches, decorative pillars, crown molding, and tray ceilings that create an immediate sense of grandeur. The formal living and dining rooms flow effortlessly into the main living areas, where 16x16 tile and luxury plank vinyl flooring with water-proof add both style and durability. The spacious kitchen is designed for everyday living and entertaining, featuring a large island, stainless steel appliances, and built-in oven and microwave. It opens to a warm and inviting great room complete with a gas fireplace and custom built-ins. A dedicated office and two additional living areas provide flexibility for work, relaxation, or extended generations. The primary suite is a private retreat with a double-door entry foyer, two walk-in closets, and room for a sitting or desk area. The spa-like en-suite bath includes a dual-head shower, Jacuzzi tub, granite counters, double sinks, and a separate vanity. Four additional bedrooms — each with its own private bath — are thoughtfully positioned on the opposite side of the home for maximum privacy. The upstairs suite offers versatility as a second primary, media room, or game room. Enjoy Florida living on the expansive 1,000 sq ft screened lanai, fully under roof and pre-plumbed and wired for an outdoor kitchen. Excellent for quiet evenings or large gatherings. Additional highlights include a 3-car garage with storage room and a tankless hot water system. Major updates include a new roof (2022) and two HVAC units (2017). Located minutes from Legoland and within easy reach of both coasts, major attractions, shopping, and dining, this home delivers luxury, space, and convenience in one of the area’s most desirable neighborhoods.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
25
BikeSomewhat Bikeable

Schools

3/10
Denison Middle SchoolGrades 6-83.7 mi
2/10
Lake Region High SchoolGrades 9-123.3 mi

Construction

Condition

  • Property condition: Completed
  • Year built: 2007

Materials

  • Foundation: Slab
  • Roof: Shingle
  • Construction materials: Block,Stucco,Wood Frame

Type & Style

  • Home type: SingleFamily
  • Architectural style: Contemporary
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Convection Oven,Cooktop,Dishwasher,Disposal,Electric Water Heater,Microwave,Range,Refrigerator,Tankless Water Heater
  • Laundry features: Laundry Room

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 5
  • Full bathrooms: 5

Features

  • Built-in Features,Ceiling Fan(s),Crown Molding,High Ceilings,Kitchen/Family Room Combo,Primary Bedroom Main Floor,Solid Surface Counters,Solid Wood Cabinets,Walk-In Closet(s)
  • Door features: Sliding Doors
  • Window features: Window Treatments
  • Flooring: Laminate,Tile
  • Fireplace features: Gas
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Central,Electric
  • Cooling features: Central Air

Interior Area

  • Total structure area: 5,981
  • Total interior livable area: 3,703 sqft

Kitchen

  • Features: Kitchen Island,Granite Counters,Pantry
  • Level: First
  • Area: 144
  • Dimensions: 12x12

Living Room

  • Level: First
  • Area: 460
  • Dimensions: 23x20

Living Room

  • Level: First
  • Area: 460
  • Dimensions: 23x20

Other

  • Features: Walk-In Closet(s)
  • Level: First
  • Area: 132
  • Dimensions: 12x11

Other

  • Features: Walk-In Closet(s)
  • Level: First
  • Area: 132
  • Dimensions: 12x11

Other

  • Features: Walk-In Closet(s)
  • Level: Second
  • Area: 504
  • Dimensions: 24x21

Other

  • Features: Walk-In Closet(s)
  • Level: First
  • Area: 132
  • Dimensions: 12x11

Primary Bedroom

  • Features: Walk-In Closet(s)
  • Level: First
  • Area: 342
  • Dimensions: 19x18

Primary Bedroom

  • Features: Walk-In Closet(s)
  • Level: First
  • Area: 342
  • Dimensions: 19x18

Property

Details

  • Parcel number: 262911687424002030
  • Zoning: RES
  • Special condition: None

Features

  • Levels: Two
  • Stories: 2
  • Patio & porch: Covered,Screened
  • Exterior features: Irrigation System,Lighting,Sprinkler Metered
  • Fencing: Masonry
  • Has view: Yes
  • View description: Garden
  • Residential vegetation: Fruit Trees,Mature Landscaping,Oak Trees,Trees/Landscaped

Lot

  • Lot size: 0.49 Acres
  • Features: Cleared,Level

Parking

  • Total spaces: 3
  • Parking features: Driveway,Garage Door Opener
  • Has garage: Yes
  • Attached garage spaces: 3
  • Covered spaces: 3
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Hurricane
    HurricaneModerate

How This Home’s Risks Compare

Lightning
Strong Wind
Hurricane

FEMA Declared Disasters in Polk County and Florida

Coastal Storm
Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,665$43,980
Home Insurance *$656$7,872
Property Taxes $783$9,396
Electricity $372$4,471
Total$5,476$65,712
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$187,748/yr
40% on housing$164,280/yr
45% on housing$146,026/yr

Florida FAIR Plan Programs

Citizens Property Insurance Corporation [Florida]

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,321,953Commercial: 13,564
Total Premiums$4.60B
Total Exposure$385.82B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 11.8%
11.8%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 6.0%
6.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$196This listing

vs Other Active Listings

Avg $/sqft

ZIP 33884$119
Polk County$134

vs Homes Sold Last Month

Median $/sqft

ZIP 33884$166
Polk County$179

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-28Listed for sale$750,000
2023-05-17Sold$650,000
2023-03-28Pending sale$729,900
2023-03-20Price change$729,900
2023-03-13Price change$749,900
2023-03-04Listed for sale$776,000
2022-12-20Listing removed--
2022-11-07Listed for sale$765,900
2022-10-27Listing removed--
2022-07-20Listed for sale$765,900
2021-05-27Listing removed--
2021-04-29Price change$629,000
2021-01-16Price change$639,000
2021-01-05Price change$629,000
2020-09-25Listed for sale$639,000
2020-06-03Listing removed$639,995
2020-04-27Price change$639,995
2020-04-09Price change$640,999
2020-02-17Price change$645,900
2020-01-02Listed for sale$654,900
2017-05-31Listing removed$489,900
2017-05-18Price change$489,900
2017-04-21Price change$495,000
2017-03-10Listed for sale$499,900
2013-09-27Sold$400,000
2013-07-24Listed for sale$418,000
2006-01-20Sold$159,000
2005-05-31Sold$92,000
2004-06-22Sold$52,000

For Sale by Agent

AgentJonathan Minerick
BrokerageHOMECOIN.COM

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