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5359 River Rock Rd, Lakeland, FL, 33809

2beds
3baths
1,496sqft
$185,000
$124price/sqft
$1,588/moest. monthly cost
$63,520/yrincome needed

About This Home

Townhouse for Sale – Cobblestone Landing, North Lakeland Price Drop! Don’t miss this opportunity to own a move-in ready townhouse in the gated Cobblestone Landing community of North Lakeland—now offered at a newly reduced price! This home features 2 bedrooms, 2.5 bathrooms, and a flexible bonus room/office, making it perfect for modern living or working from home. Recent updates include fresh paint, new appliances, a 2-year-old AC, and a new water heater, so you can move in with confidence. The main level offers a spacious living room, separate dining area, and a stylish kitchen with granite countertops. Enjoy the convenience of a half bath with laundry hookups and step out to a screened patio. Upstairs, the master suite features its own bathroom, while the guest bedroom and bath provide comfort for family or visitors. Residents enjoy gated security, a community pool, and maintenance-free living, all in a prime location close to shopping, dining, and major highways. Schedule your private tour today and take advantage of this fantastic price drop!

Getting Around

44
WalkingCar-Dependent
0
TransitVery Limited Transit
48
BikeSomewhat Bikeable

Schools

2/10
3/10
Lake Gibson Senior High SchoolGrades PK,9-121.7 mi

Construction

Condition

  • Property condition: Completed
  • Year built: 2007

Materials

  • Foundation: Block
  • Roof: Shingle
  • Construction materials: Block

Type & Style

  • Home type: Condo
  • Property subType: Condominium

Interior

Appliances

  • Appliances included: Dishwasher,Microwave,Range,Refrigerator
  • Laundry features: Laundry Closet

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1

Features

  • PrimaryBedroom Upstairs,Solid Surface Counters,Thermostat
  • Door features: Sliding Doors
  • Flooring: Carpet,Luxury Vinyl

Great Room

  • Features: No Closet
  • Level: First

Heating & Cooling

  • Heating features: Central
  • Cooling features: Central Air

Interior Area

  • Total structure area: 1,625
  • Total interior livable area: 1,496 sqft

Kitchen

  • Features: Built-in Closet
  • Level: First

Primary Bedroom

  • Features: En Suite Bathroom,Built-in Closet
  • Level: Second

Property

Details

  • Parcel number: 242730163032017040
  • Special condition: None

Features

  • Levels: Two
  • Stories: 2
  • Exterior features: Storage

Lot

  • Lot size: 847 sqft

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Hurricane
    HurricaneModerate

How This Home’s Risks Compare

Lightning
Strong Wind
Hurricane

FEMA Declared Disasters in Polk County and Florida

Coastal Storm
Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $935$11,220
Home Insurance *$145$1,740
Property Taxes $311$3,732
Electricity $197$2,366
Total$1,588$19,056
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$54,445/yr
40% on housing$47,640/yr
45% on housing$42,346/yr

Florida FAIR Plan Programs

Citizens Property Insurance Corporation [Florida]

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,321,953Commercial: 13,564
Total Premiums$4.60B
Total Exposure$385.82B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 11.8%
11.8%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 6.0%
6.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$124This listing

vs Other Active Listings

Avg $/sqft

ZIP 33809$165
Polk County$134

vs Homes Sold Last Month

Median $/sqft

ZIP 33809$191
Polk County$179

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-01-31Price change$185,000
2026-01-12Price change$190,000
2025-12-03Listed for sale$197,500
2024-02-08Listing removed$1,700
2023-12-22Listed for rent$1,700
2013-08-13Sold$76,000
2013-06-29Listed for sale$79,900
2013-04-27Listing removed$79,900
2013-03-30Listed for sale$79,900
2007-06-07Sold$139,900

For Sale by Agent

AgentJane Febres Lacey
BrokerageLA ROSA REALTY LLC

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