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1205 Swordfish Lane Unit 2, Carolina Beach, NC, 28428

4beds
5baths
2,407sqft
$769,000
$319price/sqft
$4,627/moest. monthly cost
$185,080/yrincome needed

About This Home

Located just three blocks from the beach with peek-a-boo ocean views, this approximately 2,400 sq. ft. duplex-style condo is ready for its next chapter and comes mostly furnished (very limited exclusions). Covered parking welcomes you home, with the convenience of your own private elevator or a traditional foyer entrance. The ground level also offers an outdoor shower, covered sitting area, and additional storage for all your beach gear. Some added perks include a home warranty, furnishings, and a recent inspection completed with many of the housekeeping items already addressed, so you can move forward with added confidence. Designed with a reverse floor plan to maximize natural light and coastal views, the home features 4-5 bedrooms, 5 full bathrooms, five covered decks and balconies, a wet bar, metal roof, and a freshly painted front exterior. Major systems include three separate HVAC units, with manufactured dates of 2016, 2019 and 2020. Interior finishes include granite countertops, 42-inch cabinetry, stainless steel appliances, under-cabinet lighting, built-ins, crown molding, chair rail detailing, 9-foot ceilings, hardwood stairs, tiled walk-in showers in the primary suite and top-floor bath, and two additional tubs for family and guests. The location is hard to beat. You're just three blocks from the beach, directly in line with Ocean Grill & Tiki Bar, around the corner from Carolina Lake, minutes from Fort Fisher and downtown Carolina Beach, approximately 30 minutes to downtown Wilmington and Mayfaire, and conveniently close to Publix, restaurants, hardware stores, specialty shops, and everyday essentials. Whether you're searching for a primary residence, a second home, or an investment property with rental potential, this home offers the flexibility to fit your lifestyle. From quiet mornings on the deck to beach days, local events, and everything Carolina Beach has to offer, this is coastal living that's easy to enjoy year-round.

Getting Around

42
WalkingCar-Dependent
0
TransitVery Limited Transit
50
BikeBikeable

Schools

8/10
7/10
Charles P Murray MiddleGrades 6-85.5 mi
5/10
Eugene Ashley HighGrades 9-125.5 mi

Construction

Condition

  • Year built: 2005

Materials

  • Foundation: Other,Slab,Pilings
  • Roof: Metal
  • Construction materials: Fiber Cement,Wood Frame

Type & Style

  • Home type: Condo
  • Property subType: Condominium

Interior

Appliances

  • Appliances included: Electric Oven,Built-In Microwave,Washer,Refrigerator,Dryer,Dishwasher,Electric Range
  • Laundry features: Laundry Closet

Basement

  • Basement: None

Bedroom2

  • Level: Second

Bedroom4

  • Level: First

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 5
  • Full bathrooms: 5

Dining Room

  • Level: Third

Features

  • Walk-in Closet(s),Tray Ceiling(s),High Ceilings,Entrance Foyer,Solid Surface,Elevator,Ceiling Fan(s),Furnished,Reverse Floor Plan,Walk-in Shower,Blinds/Shades,Walk-In Closet(s)
  • Flooring: Carpet,Tile,Wood
  • Attic: Access Only

Heating & Cooling

  • Heating features: Electric,Forced Air
  • Cooling features: Central Air

Interior Area

  • Total structure area: 2,407
  • Total interior livable area: 2,407 sqft

Kitchen

  • Level: Third

Living Room

  • Level: Third

Master Bedroom

  • Level: Second

Master Bedroom

  • Level: First

Office

  • Level: Third

Property

Accessibility

  • Accessibility features: Accessible Elevator Installed

Details

  • Parcel number: R09014009002002
  • Zoning: R-1
  • Special condition: Standard

Features

  • Levels: Three Or More
  • Pool features: None
  • Patio & porch: Covered,Deck,Balcony
  • Exterior features: Outdoor Shower
  • Fencing: Partial
  • Has view: Yes
  • View description: None
  • Waterfront features: None
  • Frontage type: See Remarks
  • Living area range: 2400 - 2599

Lot

  • Lot size dimensions: Condo

Parking

  • Parking features: Covered,Concrete,Off Street,Paved,Tandem

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hurricane
    HurricaneVery High
  • Lightning
    LightningRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Coastal Flooding
    Coastal FloodingModerate
  • Ice Storm
    Ice StormModerate
  • Tornado
    TornadoModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Hurricane
Lightning
Winter Weather
Coastal Flooding
Ice Storm
Tornado
Tsunami

FEMA Declared Disasters in New Hanover County and North Carolina

Flood
Hurricane
Mud Landslide
Severe Storm
Tropical Depression
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,888$46,656
Home Insurance *$89$1,068
Property Taxes $426$5,112
Electricity $224$2,690
Total$4,627$55,524
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$158,640/yr
40% on housing$138,810/yr
45% on housing$123,386/yr

North Carolina FAIR Plan Programs

North Carolina Joint Underwriting Association - FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

NCIUA - Coastal Property Insurance Pool (CPIP)

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 235,990Commercial: 10,165
Total Premiums$278.20M
Total Exposure$57.33B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.5%
9.5%
0%30.0%
Electricity Growth Rate10-year average: 4.0%
4.0%
0%15.0%
Property Taxes Growth Rate2-year average: -1.6%
-1.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$319This listing

vs Other Active Listings

Avg $/sqft

ZIP 28428$357
New Hanover County$308

vs Homes Sold Last Month

Median $/sqft

ZIP 28428$466
New Hanover County$260

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-03Listed for sale$769,000
2022-11-14Listing removed--
2022-10-11Listed for rent$3,000
2017-01-06Sold$422,000
2016-12-05Pending sale$419,900
2016-12-01Listed for sale$419,900
2010-03-12Sold$310,000
2009-09-29Price change$375,000
2009-05-17Price change$425,000
2009-03-14Listed for sale$500,000

For Sale by Agent

AgentAdam C Connolly
BrokerageBerkshire Hathaway HomeServices Carolina Premier Properties

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