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515 Stillmont Circle, Cashiers, NC, 28717

6beds
7baths
--sqft
$2,200,000
--price/sqft
$12,365/moest. monthly cost
$494,600/yrincome needed

About This Home

Perfectly positioned in one of the Plateau’s most established neighborhoods between Highlands and less than three miles to Cashiers, this private 4.45-acre estate presents a rare opportunity for a legacy family compound or multi-family vacation rental investment. Spectacular, unobstructed year-round views of Whiteside Mountain set the tone, with an oversized open deck designed to capture the iconic backdrop and cool mountain evenings. The main residence blends comfort and functionality. A covered breezeway flanks the attached 2 car garage and leads to a formal foyer and inviting living spaces with beautiful hardwood floors. The spacious kitchen offers an island, breakfast area, and access to a formal dining room overlooking the mountains. The living room features a brick fireplace with gas logs (can be wood-burning), while a cozy den or library with a wood stove provides a quiet retreat. A butler’s pantry and powder room enhance the layout. Three en-suite bedrooms are located on the main level, including a generous primary suite with a cathedral ceiling, alcove sitting area, double vanities, walk-in tile shower, and its own washer and dryer, allowing for convenient one-level living. Flexibility defines this property. A two-bedroom, one-bath apartment with full kitchen, living room, and stack washer and dryer is located above a detached two-car garage, offering privacy from the main home. The lower level of the main home includes another fully equipped apartment accessible from the interior (with privacy door) or exterior entrance, complete with kitchen, washer and dryer, bedroom, bonus room, full bath, and a game room with a ping pong table. A separate studio apartment with exterior entrance features a kitchenette, full bath, and combined living/sleeping area—ideal for guests or rental income. Additional improvements include a detached two-car garage - perfect for a workshop- and a separate two-car carport with an additional storage room. A paved driveway with level entrance adds ease of access. Extensive storage, including a cedar closet, two Rinnai tankless water heaters, two central vacuum systems, three septic systems (no records on file with Jackson County), owned propane tanks, private well, and gas furnace support the estate’s scale and versatility. With privacy, acreage, infrastructure, and one of the Plateau’s most iconic views, this exceptional property offers rare potential as a generational retreat, income-producing investment, or both!

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
240
BikeBiker's Paradise

Schools

5/10
Blue Ridge SchoolGrades PK-61.4 mi
7/10
Jackson Co Early CollegeGrades 9-1216.8 mi

Construction

Condition

  • Year built: 1970

Materials

  • Roof: Asphalt
  • Construction materials: Board & Batten Siding,Frame,Wood Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Craftsman,Traditional
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dryer,Dishwasher,Electric Range,Free-Standing Gas Range,Free-Standing Refrigerator,Gas Range,Microwave,Refrigerator,Tankless Water Heater,Washer
  • Laundry features: In Bathroom,Main Level,Lower Level,Multiple Locations

Basement

  • Has basement: Yes
  • Basement: Exterior Entry,Finished,Heated,Interior Entry,Storage Space,Walk-Out Access

Bathroom1

  • Level: Main

Bathroom2

  • Level: Main

Bedroom1

  • Level: Main

Bedroom2

  • Level: Main

Bedrooms & Bathrooms

  • Bedrooms: 6
  • Bathrooms: 7
  • Full bathrooms: 6
  • 1/2 bathrooms: 1

Bonus Room

  • Level: Lower

Dining Room

  • Level: Main

Features

  • Bookcases,Built-in Features,Cedar Closet(s),Ceiling Fan(s),Chandelier,Cathedral Ceiling(s),Central Vacuum,Separate/Formal Dining Room,Double Vanity,Entrance Foyer,Eat-in Kitchen,Granite Counters,Kitchen Island,Pantry,Storage,Natural Woodwork,Walk-In Closet(s)
  • Flooring: Hardwood,Simulated Wood,Tile
  • Number of fireplaces: 2
  • Fireplace features: Gas Log,Gas Starter,Library,Living Room,Propane,Wood Burning,Wood BurningStove
  • Fireplace: Yes

Game Room

  • Level: Lower

Heating & Cooling

  • Heating features: Central,Gas,Zoned
  • Cooling features: Central Air,Ceiling Fan(s),Electric,Heat Pump,Multi Units,Zoned

Kitchen

  • Level: Main

Kitchen

  • Level: Lower

Kitchen

  • Level: Lower

Laundry

  • Level: Main

Library

  • Level: Main

Living Room

  • Level: Main

Master Bathroom

  • Level: Main

Master Bedroom

  • Level: Main

Other

  • Level: Upper

Other

  • Features: Additional Living Quarters
  • Level: Lower

Other

  • Level: Lower

Property

Details

  • Parcel number: 7562314602
  • Zoning description: Residential

Features

  • Levels: One
  • Stories: 1
  • Patio & porch: Rear Porch,Covered,Deck,Front Porch
  • Exterior features: Private Entrance,Private Yard,Storage,Propane Tank - Owned
  • Has view: Yes
  • View description: Mountain(s),Panoramic,Rocks
  • Waterfront features: None
  • Topography of land: Level,Sloping
  • Living area range: 5001+

Lot

  • Lot size: 4.45 Acres
  • Features: Sloped Down,Front Yard,Native Plants,Private,Paved,Many Trees,Secluded,Views,Level

Parking

  • Total spaces: 8
  • Parking features: Additional Parking,Attached,Carport,Detached Carport,Driveway,Detached,Garage,Two Car Garage,Garage Door Opener,Guest,Inside Entrance,Kitchen Level,Lighted,Paved,Workshop in Garage
  • Has garage: Yes
  • Attached garage spaces: 6
  • Covered spaces: 8
  • Carport: Yes
  • Carport spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveVery High
  • Inland Flooding
    Inland FloodingVery High
  • Lightning
    LightningVery High
  • Ice Storm
    Ice StormRelatively High
  • Tornado
    TornadoRelatively High
  • Hail
    HailModerate
  • Landslide
    LandslideModerate
  • Strong Wind
    Strong WindModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Cold Wave
Inland Flooding
Lightning
Ice Storm
Tornado
Hail
Landslide
Strong Wind
Winter Weather

FEMA Declared Disasters in Jackson County and North Carolina

Flood
Hurricane
Mud Landslide
Severe Storm
Tropical Depression
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $11,124$133,488
Home Insurance *$409$4,908
Property Taxes $632$7,584
Electricity $200$2,405
Total$12,365$148,380
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$423,942/yr
40% on housing$370,950/yr
45% on housing$329,733/yr

North Carolina FAIR Plan Programs

North Carolina Joint Underwriting Association - FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

NCIUA - Coastal Property Insurance Pool (CPIP)

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 235,990Commercial: 10,165
Total Premiums$278.20M
Total Exposure$57.33B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.7%
8.7%
0%30.0%
Electricity Growth Rate10-year average: 4.0%
4.0%
0%15.0%
Property Taxes Growth Rate2-year average: 0.9%
0.9%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

--This listing

vs Other Active Listings

Avg $/sqft

ZIP 28717$1,863
Jackson County$437

vs Homes Sold Last Month

Median $/sqft

ZIP 28717$538
Jackson County$377

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-03-03Listed for sale$2,200,000
2025-11-11Listing removed$2,299,999
2025-05-15Listed for sale$2,299,999
2014-10-30Sold$285,000
2014-09-20Listing removed$330,000
2013-09-14Price change$365,000
2013-07-19Listed for sale$450,000

For Sale by Agent

AgentLesley Howard
BrokerageLandmark Realty Group - Frank Allen, Cashiers

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