See other homes in:
Primary listing photo
Listing photo 2
Listing photo 3
Listing photo 4
Listing photo 5

232 River Run Road #1907, Sapphire, NC, 28774

1beds
1baths
--sqft
$195,000
--price/sqft
$1,285/moest. monthly cost
$51,400/yrincome needed

About This Home

Charming 1.5-story Furnished condo in River Run at Sapphire Valley — ideal mountain retreat or year-round residence. Open living area with warm wood accents, flexible loft (bedroom or storage), and rear sliding doors that open to a wood deck overlooking mature trees and a lovely yard. Conveniently within walking distance to local restaurants and the community center with extensive amenities: indoor/outdoor pools, hot tub, mini-golf, game room, playground, dog park, walking paths, golf, pickleball, and snow tubing/skiing. Easy access to recreation and dining — cozy, and full of mountain character. Contact for showings and details.

Getting Around

7
WalkingCar-Dependent
0
TransitVery Limited Transit
23
BikeSomewhat Bikeable

Schools

5/10
Blue Ridge SchoolGrades PK-63.8 mi
9/10

Construction

Condition

  • Year built: 1984

Materials

  • Roof: Shingle
  • Construction materials: Frame,Wood Siding

Type & Style

  • Home type: Condo
  • Property subType: Condominium

Interior

Appliances

  • Appliances included: Dryer,Electric Range,Microwave,Refrigerator,Stainless Steel Appliance(s),Washer
  • Laundry features: In Kitchen

Basement

  • Basement: None

Bathroom1

  • Level: Main

Bedroom1

  • Level: Upper

Bedrooms & Bathrooms

  • Bedrooms: 1
  • Bathrooms: 1
  • Full bathrooms: 1

Features

  • Ceiling Fan(s),High Ceilings,Storage
  • Flooring: Laminate,Tile
  • Fireplace features: None

Heating & Cooling

  • Heating features: Electric
  • Cooling features: Electric,Wall/Window Unit(s)

Kitchen

  • Level: Main

Laundry

  • Level: Main

Living Room

  • Level: Main

Property

Accessibility

  • Accessibility features: None

Details

  • Parcel number: 7582842662
  • Zoning description: Residential

Features

  • Levels: One and One Half
  • Pool features: Association,Community
  • Patio & porch: Deck
  • Exterior features: Private Entrance,Barbecue
  • Has view: Yes
  • View description: Trees/Woods
  • Waterfront features: None,Deeded Access
  • Topography of land: Level

Lot

  • Lot size: 871.20 sqft
  • Features: Cul-De-Sac,Near Golf Course,Flat

Parking

  • Parking features: Additional Parking

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveVery High
  • Inland Flooding
    Inland FloodingVery High
  • Lightning
    LightningVery High
  • Ice Storm
    Ice StormRelatively High
  • Tornado
    TornadoRelatively High
  • Hail
    HailModerate
  • Landslide
    LandslideModerate
  • Strong Wind
    Strong WindModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Cold Wave
Inland Flooding
Lightning
Ice Storm
Tornado
Hail
Landslide
Strong Wind
Winter Weather

FEMA Declared Disasters in Jackson County and North Carolina

Flood
Hurricane
Mud Landslide
Severe Storm
Tropical Depression
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $986$11,832
Home Insurance *$37$444
Property Taxes $62$744
Electricity $200$2,405
Total$1,285$15,420
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$44,057/yr
40% on housing$38,550/yr
45% on housing$34,266/yr

North Carolina FAIR Plan Programs

North Carolina Joint Underwriting Association - FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

NCIUA - Coastal Property Insurance Pool (CPIP)

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 235,990Commercial: 10,165
Total Premiums$278.20M
Total Exposure$57.33B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.7%
8.7%
0%30.0%
Electricity Growth Rate10-year average: 4.0%
4.0%
0%15.0%
Property Taxes Growth Rate2-year average: 0.9%
0.9%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

--This listing

vs Other Active Listings

Avg $/sqft

ZIP 28774$317
Jackson County$445

vs Homes Sold Last Month

Median $/sqft

ZIP 28774$380
Jackson County$377

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-25Listed for sale$195,000
2024-06-07Sold$165,000
2024-05-14Pending sale$165,000
2024-05-13Contingent$165,000
2024-04-26Listed for sale$165,000
2020-11-13Sold$89,000
2020-10-15Pending sale$92,500
2020-10-10Listed for sale$92,500
2020-09-23Pending sale$92,500
2020-07-29Listed for sale$92,500
2019-01-03Sold$40,000
2016-11-10Sold$41,500
2010-04-08Sold$55,000

For Sale by Agent

AgentAngela Longgood
BrokerageBerkshire Hathaway HomeServices Meadows Mountain Realty - CA

Similar Homes