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919 N Country Club Dr, Cullowhee, NC, 28723

4beds
3baths
2,582sqft
$537,000
$208price/sqft
$3,331/moest. monthly cost
$133,240/yrincome needed

About This Home

A rare opportunity for a true multi-generational living arrangement just minutes from WCU! This 4-bedroom plus flex space, 3-bath home offers TWO separate-yet-joined living spaces – each with its own full living amenities. Located near the top of the Village of Forest Hills, with views of the valley and mountains, you’ll be impressed with this unique, updated home. A new roof and skylights (2023), new hvac systems (2020), two new water heaters (2023) and fresh neutral paint throughout, provides added peace of mind. The main part of the home spans two floors while the “apartment” side resides over the three-car garage. Separate entrances & separate decks provide privacy as well as fabulous entertaining opportunities! The wraparound deck on the main side is ready for your hot tub with electrical already in place. As you enter the main living area on the ground level, you’re greeted by a large stone fireplace with gas insert, windows on every wall, an open concept kitchen/living room leading to a guest bedroom, updated full bath (check out the awesome shower!), laundry room and office/flex space with adjoining mudroom that is perfect for storage, extra fridge/freezer or drop zone. So much versatility! Upstairs you’ll find a large primary bedroom with its own quaint balcony perfect for watching the sun come up or shooting stars on a clear night. It also has a unique loft area large enough for sleeping or storage. The second upstairs bedroom is oversized with 3 closets. A second full bath services both bedrooms. The second living quarters is a real gem! Open concept and full of light with multiple skylights, this updated one-bedroom/one bath section of the home includes a new tiled shower and vanity, new high-end lvp flooring, new butcher block countertops, vaulted ceiling, laundry closet and a bedroom with a closet pass-through to the main house that can be locked or not. This home is one of a kind – designed to accommodate a variety of lifestyles. Only five minutes from WCU and the new recreation center.

Getting Around

1
WalkingCar-Dependent
0
TransitVery Limited Transit
3
BikeSomewhat Bikeable

Schools

2/10
Cullowhee Valley SchoolGrades PK-80.9 mi
7/10
Jackson Co Early CollegeGrades 9-123.5 mi
5/10
Smoky Mountain HighGrades 9-123.8 mi

Construction

Condition

  • Year built: 1978

Materials

  • Foundation: Crawl Space
  • Construction materials: Cedar Shake

Type & Style

  • Home type: SingleFamily
  • Architectural style: Contemporary,Rustic
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Dryer,Electric Range,Electric Water Heater,Microwave,Refrigerator,Self Cleaning Oven,Washer/Dryer
  • Laundry features: Laundry Closet,Main Level,Multiple Locations

Bathroom Full

  • Level: Main

Bathroom Full

  • Level: Upper

Bedroom S

  • Level: Main

Bedroom S

  • Level: Upper

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 3
  • Main level bedrooms: 1

Features

  • Attic Other,Open Floorplan,Total Primary Heated Living Area: 1561
  • Window features: Insulated Windows,Skylight(s)
  • Flooring: Carpet,Vinyl
  • Attic: Other
  • Finished area below ground: 0
  • Finished area above ground: 1,561

Flex Space

  • Level: Main

Heating & Cooling

  • Heating features: Central
  • Cooling features: Central Air,Ductless

Interior Area

  • Total structure area: 1,561
  • Total interior livable area: 2,582 sqft

Kitchen

  • Level: Main

Laundry

  • Level: Main

Living Room

  • Level: Main

Other

  • Level: Upper

Other

  • Level: Main

Primary Bedroom

  • Features: See Remarks
  • Level: Upper

Property

Details

  • Parcel number: 7548894669
  • Zoning: R
  • Special condition: Standard

Features

  • Levels: Two
  • Stories: 2
  • Patio & porch: Balcony,Covered,Deck,Front Porch,Side Porch,Wrap Around
  • Exterior features: Fire Pit
  • Has view: Yes
  • View description: Mountain(s)

Lot

  • Lot size: 0.83 Acres
  • Features: Rolling Slope

Parking

  • Total spaces: 5
  • Parking features: Driveway,Attached Garage,Garage on Main Level
  • Has garage: Yes
  • Attached garage spaces: 3
  • Covered spaces: 3
  • Has uncovered spaces: Yes
  • Uncovered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveVery High
  • Inland Flooding
    Inland FloodingVery High
  • Lightning
    LightningVery High
  • Ice Storm
    Ice StormRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Drought
    DroughtModerate
  • Earthquake
    EarthquakeModerate
  • Hail
    HailModerate

How This Home’s Risks Compare

Cold Wave
Inland Flooding
Lightning
Ice Storm
Strong Wind
Tornado
Winter Weather
Drought
Earthquake
Hail

FEMA Declared Disasters in Jackson County and North Carolina

Flood
Hurricane
Mud Landslide
Severe Storm
Tropical Depression
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,715$32,580
Home Insurance *$165$1,980
Property Taxes $211$2,532
Electricity $240$2,885
Total$3,331$39,972
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$114,205/yr
40% on housing$99,930/yr
45% on housing$88,826/yr

North Carolina FAIR Plan Programs

North Carolina Joint Underwriting Association - FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

NCIUA - Coastal Property Insurance Pool (CPIP)

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 235,990Commercial: 10,165
Total Premiums$278.20M
Total Exposure$57.33B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.7%
8.7%
0%30.0%
Electricity Growth Rate10-year average: 4.0%
4.0%
0%15.0%
Property Taxes Growth Rate2-year average: 0.9%
0.9%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$208This listing

vs Other Active Listings

Avg $/sqft

ZIP 28723$312
Jackson County$444

vs Homes Sold Last Month

Median $/sqft

ZIP 28723$361
Jackson County$377

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-02Listed for sale$575,000
2019-06-17Sold$194,750
2019-05-09Pending sale$199,900
2019-04-30Listed for sale$199,900
2017-11-01Listing removed$224,900
2017-09-29Price change$224,900
2017-07-19Listed for sale$257,000

For Sale by Agent

AgentLori MacLeod
BrokerageSouthern Homes of the Carolinas, Inc

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