126 Mossycup Ct, Tuckasegee, NC, 28783
About This Home
Nestled among the trees like your own private treehouse, this luxury mountain cottage offers breathtaking, year-round panoramic views that truly set it apart. Located on Mossycup Court in the heart of Bear Lake Reserve, this exceptional home provides easy access to the community’s premier amenities—just minutes away. Inside, the open floor plan features hardwood floors in the kitchen and great room, new carpet in all bedrooms, and a beautifully decorated interior offered partially furnished. Upgraded stainless steel appliances include a gas range/oven, while the comfortable great room and spacious primary ensuite create an inviting retreat. Recent upgrades include a new HVAC system, new roof, and a stone walkway leading to an extra-large crawl space with room for expansion. Unwind on the screened-in back porch with a stone fireplace while enjoying serene forest views and the sounds of wildlife. Hiking trails and catch-and-release trout fishing are nearby. Community amenities include pickleball, tennis, golf, and the Lake Club with dining, live music, pool, fitness center, saunas, retail, and lake access—offering true mountain luxury living.
Getting Around
Car-Dependent
Very Limited Transit
Not Bike FriendlySchools
Construction
Condition
- Year built: 2006
Materials
- Foundation: Crawl Space
- Construction materials: Block,Wood
Type & Style
- Home type: SingleFamily
- Architectural style: Arts and Crafts,Cottage
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Dishwasher,Gas Oven,Gas Range,Microwave,Refrigerator
- Laundry features: In Hall,Laundry Closet,Main Level
Bathroom Full
- Level: Main
Bathroom Full
- Level: Main
Bedroom S
- Level: Main
Bedroom S
- Level: Main
Bedrooms & Bathrooms
- Bedrooms: 3
- Bathrooms: 2
- Full bathrooms: 2
- Main level bedrooms: 3
Dining Area
- Level: Main
Features
- Attic Other
- Door features: French Doors,Insulated Door(s)
- Window features: Insulated Windows
- Flooring: Carpet,Tile,Wood
- Fireplace features: Gas Log,Gas Starter,Great Room,Outside,Propane,Wood Burning
- Attic: Other
- Finished area below ground: 0
- Finished area above ground: 1,553
Great Room
- Level: Main
Heating & Cooling
- Heating features: Central,Heat Pump,Propane
- Cooling features: Central Air,Electric,Heat Pump
Interior Area
- Total structure area: 1,553
- Total interior livable area: 1,553 sqft
Kitchen
- Level: Main
Primary Bedroom
- Level: Main
Property
Details
- Parcel number: 7586611857
- Zoning: R1
- Special condition: Standard
Features
- Levels: One
- Stories: 1
- Pool features: Community
- Patio & porch: Covered,Deck,Front Porch,Porch,Screened
- Spa features: Community
- Has view: Yes
- View description: Long Range,Mountain(s),Winter,Year Round
- Waterfront features: Beach - Public,Boat Slip (Lease/License),Boat Slip – Community,Paddlesport Launch Site - Community,Pier - Community
- Waterbody name: Bear Creek Lake
Lot
- Lot size: 1.54 Acres
- Features: Paved,Rolling Slope,Wooded,Views
Parking
- Parking features: Driveway
- Has uncovered spaces: Yes
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Cold Wave
- Lightning
- Inland Flooding
- Hail
- Ice Storm
- Landslide
- Strong Wind
- Tornado
How This Home’s Risks Compare
FEMA Declared Disasters in Jackson County and North Carolina
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $2,955 | $35,460 |
| Home Insurance * | $179 | $2,148 |
| Property Taxes | $163 | $1,956 |
| Electricity | $200 | $2,405 |
| Total | $3,497 | $41,964 |
Income You'd Need if You Spent...
North Carolina FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-04-17 | Price change | $599,000 |
| 2025-11-19 | Listed for sale | $629,900 |
| 2021-12-01 | Sold | $495,000 |
| 2021-10-12 | Contingent | $474,900 |
| 2021-10-05 | Listed for sale | $474,900 |
| 2017-01-13 | Sold | $275,000 |
| 2007-02-05 | Sold | $494,500 |
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