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151 High Grove Pkwy, Whittier, NC, 28789

4beds
5baths
3,444sqft
$874,900
$254price/sqft
$5,464/moest. monthly cost
$218,560/yrincome needed

About This Home

Once in a while, a property comes along that truly stops you in your tracks. This is it! This stunning custom built 4 BR, 3.5 bath home is anything but builder grade. Thoughtfully designed and meticulously crafted, it showcases high-end finishes and quality construction. The main level features a spacious great room anchored by a dream kitchen, generously sized and beautifully appointed to satisfy even the most discerning cook. A split bedroom floor plan offers privacy, with a luxurious primary ensuite on one side and two guest bedrooms connected by a Jack-and-Jill bath on the other. And then there’s the front porch...simply amazing. This is where life happens. Enjoy the peaceful sounds of the creek, take in the long-range views, and relax in the cool mountain breeze. The lower level is an entertainer’s dream, offering an oversized living area, a large bedroom, full bath, and a heated flex space ideal for a home gym or hobby room. Step outside and you’ll understand what makes this property truly special. A beautiful creek, a flat backyard perfect for play or gatherings, a detached two-car garage, and a separate workshop. This home offers the best of mountain living!

Getting Around

7
WalkingCar-Dependent
0
TransitVery Limited Transit
0
BikeNot Bike Friendly

Schools

4/10
7/10
Jackson Co Early CollegeGrades 9-126.2 mi
5/10
Smoky Mountain HighGrades 9-126.3 mi

Construction

Condition

  • Year built: 2021

Materials

  • Construction materials: Hardboard Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Contemporary
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Exhaust Hood,Freezer,Gas Range,Microwave,Refrigerator,Washer/Dryer
  • Laundry features: Laundry Room,Main Level

Basement

  • Has basement: Yes
  • Basement: Exterior Entry,Interior Entry,Partially Finished,Walk-Out Access,Walk-Up Access

Bedroom S

  • Level: Main

Bedroom S

  • Level: Main

Bedroom S

  • Level: Basement

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 5
  • Full bathrooms: 3
  • 1/2 bathrooms: 2
  • Main level bedrooms: 3

Features

  • Kitchen Island,Open Floorplan,Walk-In Closet(s)
  • Door features: Insulated Door(s)
  • Window features: Insulated Windows
  • Flooring: Carpet,Tile
  • Fireplace features: Family Room
  • Finished area below ground: 1,372
  • Finished area above ground: 2,072

Heating & Cooling

  • Heating features: Ductless,Heat Pump
  • Cooling features: Ceiling Fan(s),Central Air,Ductless,Heat Pump

Interior Area

  • Total structure area: 2,072
  • Total interior livable area: 3,444 sqft

Primary Bedroom

  • Level: Main

Property

Details

  • Parcel number: 7623204508
  • Zoning: RES
  • Special condition: Standard

Features

  • Levels: One
  • Stories: 1
  • Patio & porch: Covered,Rear Porch,Terrace
  • Has view: Yes
  • View description: Mountain(s),Water
  • Has water view: Yes
  • Water view: Water
  • On waterfront: Yes
  • Waterfront features: None,Creek

Lot

  • Lot size: 2.27 Acres
  • Features: Sloped

Parking

  • Total spaces: 2
  • Parking features: Detached Garage,Garage Shop,Garage on Main Level
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveVery High
  • Inland Flooding
    Inland FloodingVery High
  • Lightning
    LightningVery High
  • Strong Wind
    Strong WindRelatively High
  • Hail
    HailModerate
  • Ice Storm
    Ice StormModerate
  • Landslide
    LandslideModerate
  • Tornado
    TornadoModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Cold Wave
Inland Flooding
Lightning
Strong Wind
Hail
Ice Storm
Landslide
Tornado
Winter Weather

FEMA Declared Disasters in Jackson County and North Carolina

Flood
Hurricane
Mud Landslide
Severe Storm
Tropical Depression
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $4,423$53,076
Home Insurance *$360$4,320
Property Taxes $361$4,332
Electricity $320$3,849
Total$5,464$65,568
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$187,337/yr
40% on housing$163,920/yr
45% on housing$145,706/yr

North Carolina FAIR Plan Programs

North Carolina Joint Underwriting Association - FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

NCIUA - Coastal Property Insurance Pool (CPIP)

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 235,990Commercial: 10,165
Total Premiums$278.20M
Total Exposure$57.33B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.7%
8.7%
0%30.0%
Electricity Growth Rate10-year average: 4.0%
4.0%
0%15.0%
Property Taxes Growth Rate2-year average: 0.9%
0.9%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$254This listing

vs Other Active Listings

Avg $/sqft

ZIP 28789$195
Jackson County$443

vs Homes Sold Last Month

Median $/sqft

ZIP 28789$266
Jackson County$377

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-03-24Listed for sale$899,000

For Sale by Agent

AgentMelissa Rogers
BrokerageKeller Williams Great Smokies

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