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214 Whittier Heights Rd, Whittier, NC, 28789

1beds
1baths
--sqft
$125,000
--price/sqft
$915/moest. monthly cost
$36,600/yrincome needed

About This Home

Unrestricted Mountain Living Minutes from the Casino! This unique 1BD/1BA studio cabin with a loft offers open-concept living and endless potential. Set on a usable lot with a nice yard, ample parking, and easy access, the property includes a 40ft RV that's permanently set up with electric, water, and septic—complete with an added living room, laundry room, and sleeping space for 8! Want more? There's room for additional RVs or tiny homes. Enjoy the mountain views, quick access to Harrah's Casino, and proximity to all the outdoor adventure Western NC has to offer. Storage shed included. Cell service available. Tons of possibilities—use as a vacation spot, investment property, or basecamp for mountain living. Both need a little TLC but have a ton of potential. Being sold AS-IS!

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
0
BikeNot Bike Friendly

Schools

4/10
7/10
Jackson Co Early CollegeGrades 9-129.9 mi
5/10
Smoky Mountain HighGrades 9-1210.0 mi

Construction

Condition

  • Year built: 1991

Materials

  • Roof: Shingle
  • Construction materials: Wood Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Cabin,Other-See Remarks
  • Property subType: Residential,Cabin

Interior

Appliances

  • Appliances included: Electric Oven/Range,Refrigerator,Electric Water Heater

Basement

  • Has basement: Yes
  • Basement: Workshop

Bedrooms & Bathrooms

  • Bedrooms: 1
  • Bathrooms: 1
  • Full bathrooms: 1

Features

  • Kitchen/FR Combo,Open Floorplan,Workshop,Other
  • Window features: Insulated Windows
  • Flooring: Laminate
  • Fireplace features: None
  • Attic: None

Heating & Cooling

  • Heating features: Propane
  • Cooling features: Window Unit(s)

Master Bedroom

  • Level: Second

Property

Details

  • Parcel number: 7603494499

Features

  • Patio & porch: Porch
  • Exterior features: Rustic Appearance
  • Has view: Yes
  • View description: Short Range View,View Year Round
  • Residential vegetation: Partially Wooded
  • Living area range: < 800

Lot

  • Lot size: 1.77 Acres
  • Features: Allow RVs,Unrestricted

Parking

  • Parking features: No Garage,None-Carport

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveVery High
  • Inland Flooding
    Inland FloodingVery High
  • Lightning
    LightningVery High
  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Hail
    HailModerate
  • Ice Storm
    Ice StormModerate
  • Landslide
    LandslideModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Cold Wave
Inland Flooding
Lightning
Strong Wind
Tornado
Hail
Ice Storm
Landslide
Winter Weather

FEMA Declared Disasters in Jackson County and North Carolina

Flood
Hurricane
Mud Landslide
Severe Storm
Tropical Depression
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $632$7,584
Home Insurance *$51$612
Property Taxes $32$384
Electricity $200$2,405
Total$915$10,980
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$31,371/yr
40% on housing$27,450/yr
45% on housing$24,400/yr

North Carolina FAIR Plan Programs

North Carolina Joint Underwriting Association - FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

NCIUA - Coastal Property Insurance Pool (CPIP)

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 235,990Commercial: 10,165
Total Premiums$278.20M
Total Exposure$57.33B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.7%
8.7%
0%30.0%
Electricity Growth Rate10-year average: 4.0%
4.0%
0%15.0%
Property Taxes Growth Rate2-year average: 0.9%
0.9%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

--This listing

vs Other Active Listings

Avg $/sqft

ZIP 28789$206
Jackson County$445

vs Homes Sold Last Month

Median $/sqft

ZIP 28789$266
Jackson County$377

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-01Price change$125,000
2025-10-28Price change$130,000
2025-09-27Price change$135,000
2025-08-19Listed for sale$140,000
2025-07-14Listing removed$140,000
2025-06-30Price change$140,000
2024-12-27Price change$159,000
2024-09-09Price change$169,000
2024-08-28Price change$175,000
2024-07-13Listed for sale$189,000
2022-11-23Listing removed--
2022-04-29Sold$82,000
2022-02-11Contingent$89,900
2022-02-07Listed for sale$89,900
2016-07-01Sold$88,000
2016-04-25Pending sale$90,997
2016-02-05Price change$90,997
2015-11-22Listed for sale$94,900
2015-11-04Pending sale$94,900
2015-10-07Listed for sale$94,900
2015-04-22Listing removed$110,000
2015-04-16Price change$110,000
2015-03-11Listed for sale$115,000
2013-04-16Sold$106,648

For Sale by Agent

AgentChristy Mitchell
BrokerageBerkshire Hathaway Homeservices-Great Smokys

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