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1783 W Cliff Rd, Cullowhee, NC, 28723

2beds
3baths
2,805sqft
$750,000
$267price/sqft
$4,491/moest. monthly cost
$179,640/yrincome needed

About This Home

If you have been waiting for the perfect mountain home with the long distance vistas, then this might be you best shot! Come see this custom 2.5 story Post and Beam timberframe Chalet with some of the most amazing views you will see in this area. Beautiful ridges with gorgeous Lake Glenville off in the distance. Complete with wrap around deck with a fabulous viewing deck. Come inside to the rustic elegance with custom stone fireplaces w/gas logs, exposed beams and T&G ceilings. The house Chef with love the kitchen with gas range/oven, butcher block island and upgraded appliances. Master en-suite is on the main with another guest bedroom and office in the loft area. Downstairs has another stone fireplace, family room, second small kitchen with custom cabintery, microwave and dishwasher. Laundry is on the lower level as well. Step out on the cement patio to go to the yard. The land has exposed rock outcroppings all over. Don't miss this opportunity to get what everyone wants, long distance views with a lake in the distance! Convenient to the Glenville community, Cashiers and Sylva for shopping, breweries, live music and much more!

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
2
BikeSomewhat Bikeable

Schools

2/10
Cullowhee Valley SchoolGrades PK-84.2 mi
7/10
Jackson Co Early CollegeGrades 9-128.2 mi
5/10
Smoky Mountain HighGrades 9-128.5 mi

Construction

Condition

  • Year built: 2004

Materials

  • Construction materials: Log

Type & Style

  • Home type: SingleFamily
  • Architectural style: Cabin
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Dryer,Gas Cooktop,Gas Range,Microwave,Refrigerator
  • Laundry features: In Basement,In Bathroom

Basement

  • Has basement: Yes
  • Basement: Finished

Bathroom Full

  • Level: Main

Bathroom Full

  • Level: Upper

Bathroom Full

  • Level: Basement

Bedroom S

  • Level: Upper

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 3
  • Full bathrooms: 3
  • Main level bedrooms: 1

Bonus Room

  • Level: Basement

Features

  • Breakfast Bar
  • Door features: French Doors,Insulated Door(s)
  • Window features: Insulated Windows
  • Flooring: Laminate,Tile,Wood
  • Fireplace features: Gas,Gas Log,Living Room,Recreation Room
  • Finished area below ground: 1,081
  • Finished area above ground: 1,724

Heating & Cooling

  • Heating features: Central,Electric,Heat Pump,Propane
  • Cooling features: Central Air,Electric,Heat Pump

Interior Area

  • Total structure area: 1,724
  • Total interior livable area: 2,805 sqft

Kitchen

  • Level: Main

Kitchen

  • Level: Basement

Laundry

  • Level: Basement

Living Room

  • Level: Main

Primary Bedroom

  • Level: Main

Recreation Room

  • Level: Basement

Property

Details

  • Parcel number: Portion of 7556663322
  • Zoning: Residental
  • Special condition: Estate,Third Party Approval
  • Other equipment: Generator

Features

  • Levels: Two
  • Stories: 2
  • Patio & porch: Covered,Deck,Patio
  • Has view: Yes
  • View description: Long Range,Water,Year Round
  • Has water view: Yes
  • Water view: Water
  • Waterbody name: Lake Glenville

Lot

  • Lot size: 4.88 Acres
  • Features: Level,Private,Rolling Slope,Wooded,Views

Parking

  • Total spaces: 2
  • Parking features: Detached Carport
  • Covered spaces: 2
  • Carport: Yes
  • Carport spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveVery High
  • Inland Flooding
    Inland FloodingVery High
  • Lightning
    LightningVery High
  • Ice Storm
    Ice StormRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Drought
    DroughtModerate
  • Earthquake
    EarthquakeModerate
  • Hail
    HailModerate

How This Home’s Risks Compare

Cold Wave
Inland Flooding
Lightning
Ice Storm
Strong Wind
Tornado
Winter Weather
Drought
Earthquake
Hail

FEMA Declared Disasters in Jackson County and North Carolina

Flood
Hurricane
Mud Landslide
Severe Storm
Tropical Depression
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,792$45,504
Home Insurance *$231$2,772
Property Taxes $207$2,484
Electricity $261$3,135
Total$4,491$53,892
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$153,977/yr
40% on housing$134,730/yr
45% on housing$119,760/yr

North Carolina FAIR Plan Programs

North Carolina Joint Underwriting Association - FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

NCIUA - Coastal Property Insurance Pool (CPIP)

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 235,990Commercial: 10,165
Total Premiums$278.20M
Total Exposure$57.33B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.7%
8.7%
0%30.0%
Electricity Growth Rate10-year average: 4.0%
4.0%
0%15.0%
Property Taxes Growth Rate2-year average: 0.9%
0.9%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$267This listing

vs Other Active Listings

Avg $/sqft

ZIP 28723$307
Jackson County$443

vs Homes Sold Last Month

Median $/sqft

ZIP 28723$361
Jackson County$377

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-05-13Price change$1,575,000
2026-03-06Price change$1,200,000
2026-03-05Price change$1,600,000
2026-03-05Price change$1,200,000
2025-08-07Listed for sale$1,400,000

For Sale by Agent

AgentBernard Gilchrist
BrokerageSundog Realty, Inc.

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