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1655 NW 78th St, Clive, IA, 50325

4beds
2baths
1,372sqft
$287,500
$210price/sqft
$2,037/moest. monthly cost
$81,480/yrincome needed

About This Home

Welcome to this charming 4-bedroom, 2-bathroom home nestled on a quiet street in the heart of Clive. Enjoy the best of both worlds with a peaceful neighborhood setting and the convenience of being just minutes from shopping, dining, schools, and everything the city has to offer. Step outside to appreciate the home's beautifully updated exterior, offering great curb appeal and low-maintenance improvements. Just down the street, you'll find a neighborhood park, perfect for walks, playtime, or simply enjoying the outdoors. Inside, the home is full of character and timeless charm. While the interior is ready for your personal updates and modern touches, it offers a solid foundation with unique features you won't find in newer homes. Whether you're looking to renovate over time or create your dream space, this home presents an excellent opportunity to build equity while preserving its classic appeal. If you're searching for a home with charm, a fantastic location, and endless potential, this Clive gem is ready to welcome you home. All information obtained from seller and public records.

Getting Around

40
WalkingCar-Dependent
0
TransitVery Limited Transit
26
BikeSomewhat Bikeable

Schools

6/10
Clive Elementary SchoolGrades PK-60.4 mi
4/10
Valley High SchoolGrades 10-122.0 mi

Construction

Condition

  • Year built: 1957

Materials

  • Foundation: Block
  • Roof: Asphalt,Shingle
  • Construction materials: Wood Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Two Story
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dryer,Dishwasher,Microwave,Refrigerator,Stove,Washer

Basement

  • Has basement: Yes
  • Basement: Daylight,Finished

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 2
  • Full bathrooms: 1
  • 1/2 bathrooms: 1

Features

  • Eat-in Kitchen
  • Flooring: Carpet
  • Number of fireplaces: 1
  • Fireplace: Yes
  • Finished area below ground: 672

Heating & Cooling

  • Heating features: Forced Air,Gas,Natural Gas
  • Cooling features: Central Air

Interior Area

  • Total structure area: 1,372
  • Total interior livable area: 1,372 sqft

Property

Details

  • Parcel number: 29100775672000
  • Zoning: R1

Features

  • Levels: Two
  • Stories: 2
  • Patio & porch: Deck
  • Exterior features: Deck

Lot

  • Lot size: 0.27 Acres
  • Features: Rectangular Lot
  • Lot size dimensions: 73.4 x 160

Parking

  • Total spaces: 2
  • Parking features: Attached,Garage,Two Car Garage
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Cold Wave
    Cold WaveModerate
  • Hail
    HailModerate
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Ice Storm
    Ice StormModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Strong Wind
Tornado
Cold Wave
Hail
Heat Wave
Inland Flooding
Ice Storm
Winter Weather

FEMA Declared Disasters Across Iowa Counties

Flood
Severe Storm
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,453$17,436
Home Insurance *$142$1,704
Property Taxes $321$3,852
Electricity $121$1,452
Total$2,037$24,444
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$69,840/yr
40% on housing$61,110/yr
45% on housing$54,320/yr

Iowa FAIR Plan Programs

Iowa FAIR Plan Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 1,021Commercial: 22
Total Premiums$1.14M
Total Exposure$85.68M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 12.2%
12.2%
0%30.0%
Electricity Growth Rate10-year average: 1.9%
1.9%
0%15.0%
Property Taxes Growth Rate2-year average: -2.3%
-2.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$210This listing

vs Other Active Listings

Avg $/sqft

ZIP 50325$242
Polk County$193

vs Homes Sold Last Month

Median $/sqft

ZIP 50325$212
Polk County$213

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-10Price change$284,500
2026-07-20Price change$287,500
2026-07-02Listed for sale$295,000
2022-08-04Sold$240,000

For Sale by Agent

AgentKenny Kauzlarich
BrokerageRE/MAX Precision

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