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21 Bettys Creek Rd, Sylva, NC, 28779

2beds
2baths
1,107sqft
$344,900
$312price/sqft
$2,169/moest. monthly cost
$86,760/yrincome needed

About This Home

Completely remodeled fall of 2025. Brick home. New plumbing throughout, new metal roof, new drywall and paint throughout, new LVP flooring throughout, new all wood cabinets kitchen and bath, granite countertops, new lighting and ceiling fans. Two brand new bathrooms including tile. Central heat and air, gas fireplace, new outdoor patio and privacy fence. New exterior paint and lighting. One car garage, detached carport and nice storage shed.

Getting Around

4
WalkingCar-Dependent
0
TransitVery Limited Transit
0
BikeNot Bike Friendly

Schools

5/10
Fairview ElementaryGrades PK-86.8 mi
7/10
Jackson Co Early CollegeGrades 9-126.1 mi
5/10
Smoky Mountain HighGrades 9-126.5 mi

Construction

Condition

  • Year built: 1979

Materials

  • Foundation: Other
  • Roof: Metal

Type & Style

  • Home type: SingleFamily

Interior

Appliances

  • Appliances included: Dishwasher,Garbage disposal,Microwave,Range / Oven,Refrigerator

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • Kitchen/Dining Room,Pantry,Main Level Living,Master on Main Level,High Speed Internet (Satellite/DSL/Cable),Country Kitchen,Breakfast Room
  • Flooring: Laminate
  • Fireplace: Yes
  • Attic: Access Only

Heating & Cooling

  • Heating features: Heat pump
  • Cooling features: Central

Interior Area

  • Total interior livable area: 1,107 sqft

Property

Details

  • Parcel number: 7528177375

Features

  • Exterior features: Other,Wood,Brick,Metal
  • Has view: Yes
  • View description: Mountain

Lot

  • Lot size: 4.38 Acres

Parking

  • Total spaces: 4
  • Parking features: Carport,Garage - Attached

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveVery High
  • Lightning
    LightningVery High
  • Inland Flooding
    Inland FloodingRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Drought
    DroughtModerate
  • Hail
    HailModerate
  • Ice Storm
    Ice StormModerate
  • Landslide
    LandslideModerate
  • Tornado
    TornadoModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Cold Wave
Lightning
Inland Flooding
Strong Wind
Drought
Hail
Ice Storm
Landslide
Tornado
Winter Weather

FEMA Declared Disasters in Jackson County and North Carolina

Flood
Hurricane
Mud Landslide
Severe Storm
Tropical Depression
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,744$20,928
Home Insurance *$121$1,452
Property Taxes $104$1,248
Electricity $200$2,405
Total$2,169$26,028
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$74,365/yr
40% on housing$65,070/yr
45% on housing$57,840/yr

North Carolina FAIR Plan Programs

North Carolina Joint Underwriting Association - FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

NCIUA - Coastal Property Insurance Pool (CPIP)

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 235,990Commercial: 10,165
Total Premiums$278.20M
Total Exposure$57.33B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.7%
8.7%
0%30.0%
Electricity Growth Rate10-year average: 4.0%
4.0%
0%15.0%
Property Taxes Growth Rate2-year average: 0.9%
0.9%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$312This listing

vs Other Active Listings

Avg $/sqft

ZIP 28779$270
Jackson County$444

vs Homes Sold Last Month

Median $/sqft

ZIP 28779$209
Jackson County$377

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-13Price change$344,900
2026-03-08Price change$349,900
2026-01-16Listed for sale$354,900
2025-06-13Sold$205,000
2016-11-01Sold$125,000
2016-09-21Price change$125,000
2016-06-30Price change$139,800
2016-05-25Listed for sale$143,500
2016-03-18Sold$105,000
2016-03-08Pending sale$119,900
2015-09-18Listed for sale$119,900

For Sale by Owner

AgentProperty Owner

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