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907 Yellow Mountain Road, Cullowhee, NC, 28723

5beds
6baths
--sqft
$2,890,000
--price/sqft
$16,541/moest. monthly cost
$661,640/yrincome needed

About This Home

Some properties are defined by what has been built upon them. Others are defined by the land itself. Spanning 47.69 unrestricted acres with sweeping views of Whiteside Mountain, this private mountain estate offers a rare opportunity to own one of the Plateau's scarce combinations of usable acreage, exceptional privacy, and long-term potential. For generations, this property has served as a cherished gathering place where lasting memories are created, and the landscape is enjoyed with care. Today, it stands ready for its next chapter. A winding drive leads through open pasture and hardwood forest to two residences positioned to capture the mountain views and peaceful surroundings. The main home features three bedrooms, three-and-one-half baths, a bonus room, gas-log fireplace, and an expansive deck overlooking the property and Whiteside Mountain beyond. A separate guest house offers two bedrooms, two-and-one-half baths, a bonus room, full kitchen, and its own gas-log fireplace, creating comfortable accommodations for guests and extended stays. A detached two-car garage and private well with substantial capacity provide the infrastructure to enjoy the property immediately. The acreage is what truly distinguishes this offering. Gentle, rolling terrain, established trails, open meadows, and multiple potential homesites create endless possibilities for the future. Whether the vision is a thoughtfully updated mountain retreat, an equestrian property, a private compound, or a signature estate residence overlooking the pasture and mountain views, the foundation is already in place. While many large-acre properties require years of planning before they can be fully enjoyed, this one offers the opportunity to settle in from day one while thoughtfully considering what comes next. Just minutes from Mountaintop, GlenCove, Old Edwards Club, and the heart of Cashiers, the setting feels worlds away while remaining close to the area's most sought-after amenities. Timeless, enduring, and remarkably versatile, this is the kind of property that grows more meaningful with time. A place to gather, explore, and create a lasting legacy on the Highlands-Cashiers Plateau.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
0
BikeNot Bike Friendly

Schools

5/10
Blue Ridge SchoolGrades PK-62.7 mi
9/10

Construction

Condition

  • Year built: 1996

Materials

  • Roof: Asphalt,Shingle

Type & Style

  • Home type: SingleFamily
  • Architectural style: Traditional
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Washer/Dryer Stacked,Dishwasher,Free-Standing Refrigerator,Freezer,Gas Range,Refrigerator,Water Heater
  • Laundry features: Washer Hookup,Dryer Hookup,Inside,Laundry Closet,Main Level,Multiple Locations,Stacked

Basement

  • Basement: None

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 6
  • Full bathrooms: 4
  • 1/2 bathrooms: 2

Features

  • Laminate Counters,Open Floorplan,Pantry
  • Flooring: Ceramic Tile,Wood
  • Number of fireplaces: 2
  • Fireplace features: Gas Log
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Central,Multi-Fuel
  • Cooling features: None

Kitchen

  • Level: Main

Master Bathroom

  • Level: Main

Master Bedroom

  • Level: Main

Property

Details

  • Parcel number: 7553513660+7553512181
  • Zoning description: None

Features

  • Levels: Two
  • Stories: 2
  • Patio & porch: Covered,Deck,Porch,Side Porch
  • Exterior features: Rain Gutters
  • Has view: Yes
  • View description: Mountain(s)
  • Waterfront features: None
  • Topography of land: Level,Rolling

Lot

  • Lot size: 1.44 Acres
  • Features: Back Yard,Secluded,Views,Flat,Level,Rolling Slope

Parking

  • Total spaces: 2
  • Parking features: Circular Driveway,Driveway,Garage,Paved
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveVery High
  • Lightning
    LightningVery High
  • Inland Flooding
    Inland FloodingRelatively High
  • Hail
    HailModerate
  • Ice Storm
    Ice StormModerate
  • Landslide
    LandslideModerate
  • Strong Wind
    Strong WindModerate
  • Tornado
    TornadoModerate

How This Home’s Risks Compare

Cold Wave
Lightning
Inland Flooding
Hail
Ice Storm
Landslide
Strong Wind
Tornado

FEMA Declared Disasters in Jackson County and North Carolina

Flood
Hurricane
Mud Landslide
Severe Storm
Tropical Depression
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $14,613$175,356
Home Insurance *$890$10,680
Property Taxes $838$10,056
Electricity $200$2,405
Total$16,541$198,492
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$567,120/yr
40% on housing$496,230/yr
45% on housing$441,093/yr

North Carolina FAIR Plan Programs

North Carolina Joint Underwriting Association - FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

NCIUA - Coastal Property Insurance Pool (CPIP)

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 235,990Commercial: 10,165
Total Premiums$278.20M
Total Exposure$57.33B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.7%
8.7%
0%30.0%
Electricity Growth Rate10-year average: 4.0%
4.0%
0%15.0%
Property Taxes Growth Rate2-year average: 0.9%
0.9%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

--This listing

vs Other Active Listings

Avg $/sqft

ZIP 28723$224
Jackson County$434

vs Homes Sold Last Month

Median $/sqft

ZIP 28723$361
Jackson County$377

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-06-13Listed for sale$2,890,000

For Sale by Agent

AgentAli Moody
BrokerageCaliber Fine Properties

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