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43 Flaming Arrow Dr, Whittier, NC, 28789

2beds
2baths
1,436sqft
$499,000
$347price/sqft
$3,076/moest. monthly cost
$123,040/yrincome needed

About This Home

Rustic Charm Meets Modern Luxury-This beautifully remodeled home was taken down to the shell & completely rebuilt with top-of-the-line finishes. Every detail has been thoughtfully designed for comfort & style. Step inside to stunning hickory floors, an inviting fireplace, an open-concept kitchen featuring granite countertops, brand-new cabinetry & breakfast bar. Each bedroom is a private retreat with its own ensuite bathroom, complete with walk-in tiled showers & elegant tile flooring. Enjoy peaceful mornings or relaxing evenings on the covered front porch. The open, flat yard offers endless possibilities—whether for a dream home setting, business opportunity, or both, as the property is zoned for residential or commercial use. The expansive 1.45 acre lot allows for additional buildings to fit your business needs. Currently, the home is used as an Air B&B but could easily be converted into office spaces. Centrally located off US-441 entrance to Cherokee & Great Smoky Mountains National Park. With easy access to main roads & local amenities, this home is perfect for those seeking a modernized retreat or business opportunity.

Getting Around

3
WalkingCar-Dependent
0
TransitVery Limited Transit
5
BikeSomewhat Bikeable

Schools

4/10
5/10
Smoky Mountain HighGrades 9-128.9 mi
7/10
Jackson Co Early CollegeGrades 9-128.9 mi

Construction

Condition

  • Year built: 1959

Materials

  • Foundation: Crawl Space
  • Roof: Composition
  • Construction materials: Brick Partial,Cedar Shake,Wood

Type & Style

  • Home type: SingleFamily
  • Architectural style: Contemporary,Ranch
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Exhaust Hood,Gas Cooktop,Oven,Propane Water Heater,Refrigerator,Tankless Water Heater
  • Laundry features: In Hall

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 2
  • Main level bedrooms: 2

Features

  • Flooring: Concrete,Tile,Wood
  • Finished area below ground: 0
  • Finished area above ground: 1,436

Heating & Cooling

  • Heating features: Central,Electric,Heat Pump,Natural Gas
  • Cooling features: Central Air,Heat Pump

Interior Area

  • Total structure area: 1,436
  • Total interior livable area: 1,436 sqft

Primary Bedroom

  • Level: Main
  • Area: 160
  • Dimensions: 16' 0" X 10' 0"

Property

Details

  • Parcel number: 7614751086
  • Zoning: Yes
  • Special condition: Subject to Lease

Features

  • Levels: One
  • Stories: 1
  • Patio & porch: Front Porch,Rear Porch
  • Has spa: Yes
  • Has view: Yes
  • View description: Mountain(s)
  • Waterfront features: None

Lot

  • Lot size: 1.45 Acres
  • Features: Cleared,Hilly,Open Lot,Views

Parking

  • Parking features: Driveway
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveVery High
  • Inland Flooding
    Inland FloodingVery High
  • Lightning
    LightningVery High
  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Hail
    HailModerate
  • Ice Storm
    Ice StormModerate
  • Landslide
    LandslideModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Cold Wave
Inland Flooding
Lightning
Strong Wind
Tornado
Hail
Ice Storm
Landslide
Winter Weather

FEMA Declared Disasters in Jackson County and North Carolina

Flood
Hurricane
Mud Landslide
Severe Storm
Tropical Depression
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,523$30,276
Home Insurance *$205$2,460
Property Taxes $148$1,776
Electricity $200$2,405
Total$3,076$36,912
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$105,462/yr
40% on housing$92,280/yr
45% on housing$82,026/yr

North Carolina FAIR Plan Programs

North Carolina Joint Underwriting Association - FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

NCIUA - Coastal Property Insurance Pool (CPIP)

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 235,990Commercial: 10,165
Total Premiums$278.20M
Total Exposure$57.33B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.7%
8.7%
0%30.0%
Electricity Growth Rate10-year average: 4.0%
4.0%
0%15.0%
Property Taxes Growth Rate2-year average: 0.9%
0.9%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$347This listing

vs Other Active Listings

Avg $/sqft

ZIP 28789$197
Jackson County$443

vs Homes Sold Last Month

Median $/sqft

ZIP 28789$266
Jackson County$377

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-03-26Price change$499,000
2026-02-06Price change$599,000
2025-09-25Price change$595,000
2025-03-20Listed for sale$650,000
2022-09-30Sold$240,000
2022-08-22Contingent$275,000
2022-07-01Price change$275,000
2022-05-13Listed for sale$299,000

For Sale by Agent

AgentStacy Hyatt
BrokerageAppalachian Real Estate

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