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1514 Swordfish Lane #B2, Carolina Beach, NC, 28428

4beds
4baths
2,040sqft
$819,000
$401price/sqft
$4,726/moest. monthly cost
$189,040/yrincome needed

About This Home

This luxury condo was custom-built in 2004 with ocean views from the rooftop deck, plenty of room for family and friends with 4 bedrooms & 3.5 bathrooms, starting with the ground-level bedroom, bathroom, laundry area, and mud room, all heated/cooled with space to park your golf cart and store your grill for easy access. Speaking of easy access, all 4-levels of this slice of paradise island are easily accessible with an in-house elevator. You will find generous hard wood floors, carpet and tile throughout this fully furnished beach house. On the second floor of this property, you'll find a half bath and an open floor plan, with a modern-day kitchen including granite countertops, high-end cabinetry with tons of storage, a double door refrigerator and a breakfast nook, enjoy game night in the dining area that seats six, or relax in living room by the fireplace. Enjoy your morning coffee and the ocean breezes with four balconies to pick from. On level 3 of the property, you will find 2 large bedrooms and a full bath with tub and shower, level 4 is your master bedroom and is also currently furnished with bunk beds for the kids. Investors ask about the rental history and different ways of maximizing your rental income in this fully furnished turn-key opportunity. Converted garage not included in total S.F.. Unable to obtain copy of permit for this conversion.

Getting Around

13
WalkingCar-Dependent
0
TransitVery Limited Transit
42
BikeSomewhat Bikeable

Schools

7/10
7/10
Charles P Murray MiddleGrades 6-85.7 mi
5/10
Eugene Ashley HighGrades 9-125.8 mi

Construction

Condition

  • Year built: 2004

Materials

  • Foundation: Slab
  • Roof: Shingle
  • Construction materials: Brick,Vinyl Siding,Wood Frame

Type & Style

  • Home type: Condo
  • Property subType: Condominium

Interior

Appliances

  • Appliances included: Electric Oven,Built-In Microwave,Washer,Refrigerator,Ice Maker,Dryer,Disposal,Dishwasher
  • Laundry features: Laundry Room

Basement

  • Basement: None

Bedroom1

  • Level: Third

Bedroom2

  • Level: Third

Bedroom3

  • Level: Ground

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 4
  • Full bathrooms: 3
  • 1/2 bathrooms: 1

Features

  • Walk-in Closet(s),High Ceilings,Mud Room,Kitchen Island,Elevator,Ceiling Fan(s),Furnished,Walk-in Shower,Blinds/Shades,Walk-In Closet(s)
  • Flooring: LVT/LVP,Carpet,Concrete,Tile,Wood
  • Attic: Access Only

Great Room

  • Level: Second

Heating & Cooling

  • Heating features: Electric,Heat Pump,Zoned
  • Cooling features: Central Air,Zoned

Interior Area

  • Total structure area: 2,040
  • Total interior livable area: 2,040 sqft

Master Bedroom

  • Level: Fourth

Other

  • Level: Fourth

Other

  • Level: Ground

Property

Accessibility

  • Accessibility features: Accessible Elevator Installed

Details

  • Parcel number: R09017013016002
  • Zoning: MH
  • Special condition: Standard

Features

  • Levels: Three Or More
  • Stories: 4
  • Pool features: None
  • Patio & porch: Open,Covered,Porch,Balcony
  • Exterior features: None
  • Fencing: Chain Link,Wood
  • Has view: Yes
  • View description: See Remarks
  • Waterfront features: None
  • Frontage type: See Remarks
  • Living area range: 2000 - 2199

Lot

  • Lot size: 4,791 sqft
  • Lot size dimensions: 50 wide x 100 deep

Parking

  • Total spaces: 2
  • Parking features: Golf Cart Parking,Off Street
  • Has uncovered spaces: Yes
  • Uncovered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hurricane
    HurricaneVery High
  • Lightning
    LightningRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Coastal Flooding
    Coastal FloodingModerate
  • Ice Storm
    Ice StormModerate
  • Tornado
    TornadoModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Hurricane
Lightning
Winter Weather
Coastal Flooding
Ice Storm
Tornado
Tsunami

FEMA Declared Disasters in New Hanover County and North Carolina

Flood
Hurricane
Mud Landslide
Severe Storm
Tropical Depression
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $4,141$49,692
Home Insurance *$95$1,140
Property Taxes $290$3,480
Electricity $200$2,405
Total$4,726$56,712
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$162,034/yr
40% on housing$141,780/yr
45% on housing$126,026/yr

North Carolina FAIR Plan Programs

North Carolina Joint Underwriting Association - FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

NCIUA - Coastal Property Insurance Pool (CPIP)

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 235,990Commercial: 10,165
Total Premiums$278.20M
Total Exposure$57.33B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.5%
9.5%
0%30.0%
Electricity Growth Rate10-year average: 4.0%
4.0%
0%15.0%
Property Taxes Growth Rate2-year average: -1.6%
-1.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$401This listing

vs Other Active Listings

Avg $/sqft

ZIP 28428$356
New Hanover County$308

vs Homes Sold Last Month

Median $/sqft

ZIP 28428$466
New Hanover County$260

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-03-11Listing removed$3,100
2026-02-09Price change$819,000
2025-10-04Price change$845,000
2025-10-02Listed for sale$835,000
2025-08-08Price change$3,100
2025-07-03Price change$3,125
2025-05-31Price change$3,150
2025-04-08Listed for rent$3,200
2024-12-19Listing removed$3,200
2024-12-11Price change$3,200
2024-11-14Price change$3,400
2024-06-28Listed for rent$3,500
2021-10-22Sold$630,000
2021-09-13Pending sale$645,000
2021-09-03Listed for sale$645,000

For Sale by Agent

AgentMichael H Knapton
BrokerageBryant Real Estate

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