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3091 Us Highway 441 S, Sylva, NC, 28779

4beds
5baths
4,470sqft
$839,000
$188price/sqft
$5,184/moest. monthly cost
$207,360/yrincome needed

About This Home

Tucked among rhododendron and mountain laurel on just over 11 private acres, this custom 4BR/3.5BA home offers the rare combination of privacy and easy access to town. A newly updated deck (2026) overlooks a small pond and waterfall — built for slow mornings. Inside, the main living space centers around a double height great room with a stunning stone fireplace and abundant natural light. The main level is designed for easy living: formal living and dining rooms, a great room, office, and a kitchen with maple cabinetry & walk-in pantry. The primary suite (main level) features a spa-style bathroom with steam shower and jetted tub, a walk-in closet, and laundry room. Upstairs, two spacious bedrooms share a full bath. Downstairs, the lower level features a large recreation room plus a bedroom & bath — perfect for extended family or guests. A detached 2-car garage includes a finished apartment above — complete with kitchenette and full bath, ideal for AirBNB, in-law suite, or home office. Minutes to downtown Dillsboro and Sylva, this mountain retreat offers quick interstate access and easy reach of hiking, fishing, tubing, breweries, festivals, and some of WNC's best dining.

Getting Around

14
WalkingCar-Dependent
0
TransitVery Limited Transit
2
BikeSomewhat Bikeable

Schools

5/10
Fairview ElementaryGrades PK-83.3 mi
9/10
6/10
Smoky Mountain HighGrades 9-123.1 mi

Construction

Condition

  • Year built: 1972

Materials

  • Roof: Composition
  • Construction materials: Stone,Wood

Type & Style

  • Home type: SingleFamily
  • Architectural style: Traditional
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Dryer,Electric Oven,Electric Range,Electric Water Heater,Refrigerator,Washer,Washer/Dryer
  • Laundry features: Main Level

Basement

  • Has basement: Yes
  • Basement: Daylight,Finished,Walk-Out Access,Walk-Up Access

Bathroom Full

  • Level: Upper

Bathroom Full

  • Level: Basement

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 5
  • Full bathrooms: 4
  • 1/2 bathrooms: 1
  • Main level bedrooms: 1

Features

  • Total Primary Heated Living Area: 4102
  • Flooring: Carpet,Tile,Wood
  • Fireplace features: Family Room,Wood Burning,Other - See Remarks
  • Attic: Pull Down Stairs
  • Finished area below ground: 937
  • Finished area above ground: 3,165

Heating & Cooling

  • Heating features: Heat Pump
  • Cooling features: Heat Pump

Interior Area

  • Total structure area: 3,165
  • Total interior livable area: 4,470 sqft

Laundry

  • Level: Main

Primary Bedroom

  • Features: En Suite Bathroom,Garden Tub,Walk-In Closet(s),See Remarks
  • Level: Main

Property

Details

  • Parcel number: 7630255454
  • Zoning: R1
  • Special condition: Standard

Features

  • Levels: One and One Half
  • Stories: 1
  • Patio & porch: Deck
  • Exterior features: Other - See Remarks

Lot

  • Lot size: 11.64 Acres
  • Features: Private,Wooded,Other - See Remarks

Parking

  • Total spaces: 2
  • Parking features: Detached Garage,Garage on Main Level
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveVery High
  • Lightning
    LightningVery High
  • Inland Flooding
    Inland FloodingRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Drought
    DroughtModerate
  • Hail
    HailModerate
  • Ice Storm
    Ice StormModerate
  • Landslide
    LandslideModerate
  • Tornado
    TornadoModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Cold Wave
Lightning
Inland Flooding
Strong Wind
Drought
Hail
Ice Storm
Landslide
Tornado
Winter Weather

FEMA Declared Disasters in Jackson County and North Carolina

Flood
Hurricane
Mud Landslide
Severe Storm
Tropical Depression
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $4,242$50,904
Home Insurance *$294$3,528
Property Taxes $232$2,784
Electricity $416$4,996
Total$5,184$62,208
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$177,737/yr
40% on housing$155,520/yr
45% on housing$138,240/yr

North Carolina FAIR Plan Programs

North Carolina Joint Underwriting Association - FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

NCIUA - Coastal Property Insurance Pool (CPIP)

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 235,990Commercial: 10,165
Total Premiums$278.20M
Total Exposure$57.33B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.7%
8.7%
0%30.0%
Electricity Growth Rate10-year average: 4.0%
4.0%
0%15.0%
Property Taxes Growth Rate2-year average: 0.9%
0.9%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$188This listing

vs Other Active Listings

Avg $/sqft

ZIP 28779$269
Jackson County$444

vs Homes Sold Last Month

Median $/sqft

ZIP 28779$209
Jackson County$377

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-17Listed for sale$839,000
2026-07-08Contingent$839,000
2026-06-01Listed for sale$839,000
1996-07-12Sold$250,000

For Sale by Agent

AgentJenny Reisinger
BrokerageKeller Williams Great Smokies

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