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130 Pea Island Cir, Garner, NC, 27529

5beds
3baths
2,870sqft
$465,000
$162price/sqft
$3,025/moest. monthly cost
$121,000/yrincome needed

About This Home

Welcome to this beautifully maintained home tucked at the end of a quiet cul-de-sac in the highly sought-after Hwy 42/Cleveland corridor. Zoned for Cleveland schools, this property offers a functional layout with both formal and casual living spaces, including a dedicated dining room and a spacious kitchen featuring ample cabinetry, generous counter space, and a bright, open feel. Upstairs, the oversized primary suite includes a tray ceiling, abundant natural light, and a private en suite bath. Secondary bedrooms are well-sized, and an additional flex space provides options for a home office, playroom, or guest area. Situated on a large lot with a wooded backdrop, the backyard offers added privacy and room to enjoy outdoor living. Conveniently located near shopping, dining, and commuter routes while still maintaining a tucked-away neighborhood feel. Don't miss this opportunity to own in one of the most desirable areas of the Cleveland/42 area!!!

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
5
BikeSomewhat Bikeable

Schools

8/10
Cleveland ElementaryGrades PK-51.3 mi
9/10
Cleveland MiddleGrades 6-81.7 mi
6/10
Cleveland High SchoolGrades 9-122.0 mi

Construction

Condition

  • Year built: 2006

Materials

  • Roof: Asphalt, Composition
  • Construction materials: Aluminum Siding,Asphalt,Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Traditional
  • Property subType: Single Family Residence,Residential

Interior

Appliances

  • Appliances included: Dishwasher,Electric Range,Electric Water Heater,Microwave
  • Laundry features: Upper Level

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 3
  • Full bathrooms: 3

Features

  • Ceiling Fan(s),Eat-in Kitchen,Separate Shower,Shower Only,Soaking Tub,Tray Ceiling(s),Walk-In Closet(s),Walk-In Shower,Wet Bar
  • Flooring: Hardwood
  • Number of fireplaces: 1
  • Fireplace features: Gas
  • Fireplace: Yes
  • Finished area below ground: 0
  • Finished area above ground: 2,870

Heating & Cooling

  • Heating features: Electric,Forced Air,Heat Pump
  • Cooling features: Central Air

Interior Area

  • Total structure area: 2,870
  • Total interior livable area: 2,870 sqft

Property

Details

  • Parcel number: 06F03017M
  • Zoning: RAG
  • Special condition: Standard

Features

  • Levels: Two
  • Stories: 2
  • Patio & porch: Covered,Front Porch,Porch
  • Exterior features: Fenced Yard
  • Fencing: Back Yard
  • Has view: Yes

Lot

  • Lot size: 0.42 Acres

Parking

  • Total spaces: 2
  • Parking features: Attached,Garage,Garage Door Opener,Parking Pad
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Winter Weather
    Winter WeatherRelatively High
  • Heat Wave
    Heat WaveModerate
  • Ice Storm
    Ice StormModerate
  • Lightning
    LightningModerate
  • Tornado
    TornadoModerate

How This Home’s Risks Compare

Winter Weather
Heat Wave
Ice Storm
Lightning
Tornado

FEMA Declared Disasters in Johnston County and North Carolina

Flood
Hurricane
Mud Landslide
Severe Storm
Tropical Depression
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,351$28,212
Home Insurance *$168$2,016
Property Taxes $239$2,868
Electricity $267$3,207
Total$3,025$36,300
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$103,714/yr
40% on housing$90,750/yr
45% on housing$80,666/yr

North Carolina FAIR Plan Programs

North Carolina Joint Underwriting Association - FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

NCIUA - Coastal Property Insurance Pool (CPIP)

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 235,990Commercial: 10,165
Total Premiums$278.20M
Total Exposure$57.33B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.2%
8.2%
0%30.0%
Electricity Growth Rate10-year average: 4.0%
4.0%
0%15.0%
Property Taxes Growth Rate2-year average: 0.6%
0.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$162This listing

vs Other Active Listings

Avg $/sqft

ZIP 27529$172
Johnston County$163

vs Homes Sold Last Month

Median $/sqft

ZIP 27529$188
Johnston County$184

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-04-15Listed for sale$485,000
2021-07-06Sold$407,000
2021-05-27Contingent$385,000
2021-05-25Listed for sale$385,000
2020-04-15Sold$283,000
2020-03-25Pending sale$305,000
2020-03-04Price change$305,000
2020-02-15Listed for sale$309,900
2020-01-09Listing removed$290,000
2019-11-12Listed for sale$290,000
2010-10-28Listing removed$244,900
2010-09-24Listed for sale$244,900
2010-08-27Sold$247,000
2010-07-08Price change$244,900
2010-02-10Listed for sale$254,900
2009-03-10Listing removed$247,900
2009-03-01Listed for sale$247,900
2007-01-24Sold$277,000

For Sale by Agent

AgentApril Stephens, eXp Realty, LLC - C, Lauren Wagner, eXp Realty, LLC - C
BrokerageeXp Realty, LLC - C

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