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959 Plott Balsam Rd, Maggie Valley, NC, 28751

2beds
2baths
1,012sqft
$355,000
$351price/sqft
$2,226/moest. monthly cost
$89,040/yrincome needed

About This Home

Live on permanent vacation at 4,300 ft with sweeping, multi-layered Blue Ridge Mountain views that change like a postcard every day. This 2 bedroom, 2 bath mountain charmer sits on almost an acre, just minutes from the Blue Ridge Parkway and downtown Maggie Valley, yet feels gloriously secluded. Walk in on the main level to two bedrooms with direct access to the lower deck and bubbling hot tub, pure bliss under the stars. Upstairs you are greeted with vaulted tongue-and-groove ceilings, stainless appliances, and walls of windows framing the endless views while you sip coffee or gather around the fire. The exterior of this mountain get away offers a circular driveway, well-maintained gravel road, treehouse, playground, and added storage in the shed that is equipped with power. If you're looking for cool summer breezes, fiery fall colors or snowy winter peaks, this property has them all year-round! At 959 Plott Balsam, every day feels like you’ve escaped to the mountains… because you have. And you will never want to leave!

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
0
BikeNot Bike Friendly

Schools

6/10
Scotts Creek ElementaryGrades PK-85.2 mi
5/10
Smoky Mountain HighGrades 9-129.2 mi
7/10
Jackson Co Early CollegeGrades 9-129.7 mi

Construction

Condition

  • Year built: 1995

Materials

  • Foundation: Slab
  • Construction materials: Hardboard Siding

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Electric Cooktop,Electric Oven,Microwave,Refrigerator,Washer/Dryer
  • Laundry features: Laundry Closet,Lower Level

Bathroom Full

  • Level: Lower

Bathroom Full

  • Level: Main

Bedroom S

  • Level: Lower

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 2

Dining Area

  • Level: Main

Features

  • Fireplace features: Propane
  • Finished area below ground: 0
  • Finished area above ground: 1,012

Heating & Cooling

  • Heating features: Wall Furnace
  • Cooling features: Window Unit(s)

Interior Area

  • Total structure area: 1,012
  • Total interior livable area: 1,012 sqft

Kitchen

  • Level: Main

Laundry

  • Level: Lower

Living Room

  • Level: Main

Primary Bedroom

  • Level: Lower

Property

Details

  • Parcel number: 7665360392
  • Zoning: R
  • Special condition: Standard

Features

  • Levels: Two
  • Stories: 2
  • Has view: Yes
  • View description: Long Range,Mountain(s)

Lot

  • Lot size: 0.92 Acres

Parking

  • Parking features: Circular Driveway
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveVery High
  • Inland Flooding
    Inland FloodingVery High
  • Lightning
    LightningVery High
  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Hail
    HailModerate
  • Ice Storm
    Ice StormModerate
  • Landslide
    LandslideModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Cold Wave
Inland Flooding
Lightning
Strong Wind
Tornado
Hail
Ice Storm
Landslide
Winter Weather

FEMA Declared Disasters in Jackson County and North Carolina

Flood
Hurricane
Mud Landslide
Severe Storm
Tropical Depression
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,795$21,540
Home Insurance *$130$1,560
Property Taxes $101$1,212
Electricity $200$2,405
Total$2,226$26,712
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$76,320/yr
40% on housing$66,780/yr
45% on housing$59,360/yr

North Carolina FAIR Plan Programs

North Carolina Joint Underwriting Association - FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

NCIUA - Coastal Property Insurance Pool (CPIP)

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 235,990Commercial: 10,165
Total Premiums$278.20M
Total Exposure$57.33B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.7%
8.7%
0%30.0%
Electricity Growth Rate10-year average: 4.0%
4.0%
0%15.0%
Property Taxes Growth Rate2-year average: 0.9%
0.9%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$351This listing

vs Other Active Listings

Avg $/sqft

ZIP 28751$214
Jackson County$444

vs Homes Sold Last Month

Median $/sqft

ZIP 28751$267
Jackson County$377

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-20Listed for sale$375,000
2026-03-05Listing removed$380,000
2025-11-25Listed for sale$380,000
2022-05-26Sold$335,000
2022-04-11Contingent$345,000
2022-03-31Listed for sale$345,000
2005-09-15Sold$150,000

For Sale by Agent

AgentColleen Hannah
BrokerageColdwell Banker Advantage

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