




35 Osceola Trl, Whittier, NC, 28789
About This Home
If you've ever dreamt of living in an A-Frame in the mountains and/or owning a successful vacation rental, this is the one! This beautiful home that is currently a successful short-term rental sits on an acre of peaceful wooded land. It's the perfect distance from downtown Sylva and Dillsboro and is just gorgeous on the inside and out! Home has an open floor-plan with 2 beds, one bath on the main floor with a large primary bedroom and en-suite bath with claw-foot tub on the upper loft level. Spacious kitchen features granite countertops and wood cabinets. Floors are solid wood and tile. Recent renovations include a central AC/heat in 2017, a new roof and whole-house generator in 2020, septic system and exterior paint in 2025. Outside, you can relax on your extra-large deck out front with beautiful winter views of the valley stretching out in front of you or sit around your firepit in your woodsy backyard. Location is ideal – just far enough out to feel remote and close enough for an easy night on the town. Within an easy drive to Sylva, Dillsboro, Smoky Mountain National Park, Harrah's Casino, Bryson City, Waynesville, and Asheville Airport!
Getting Around
Schools
Construction
Condition
- Year built: 1978
Materials
- Roof: Metal
- Construction materials: HardiPlank Type,Wood Siding
Type & Style
- Home type: SingleFamily
- Architectural style: Chalet
- Property subType: Residential
Interior
Appliances
- Appliances included: Dishwasher,Disposal,Water Filter System,Microwave,Electric Oven/Range,Refrigerator,Washer,Dryer,Electric Water Heater
Basement
- Basement: None,Crawl Space
Bedroom2
- Level: First
Bedroom3
- Level: First
Bedrooms & Bathrooms
- Bedrooms: 3
- Bathrooms: 2
- Full bathrooms: 2
- Main level bathrooms: 1
Features
- Breakfast Bar,Cathedral/Vaulted Ceiling,Ceiling Fan(s),Ceramic Tile Bath,Living/Dining Room,Primary w/Ensuite,Open Floorplan
- Door features: Doors-Storm Part,Doors-Insulated
- Window features: Windows-Storm All,Insulated Windows
- Flooring: Hardwood,Ceramic Tile
- Fireplace features: Wood Burning Stove
- Fireplace: Yes
- Attic: None
Heating & Cooling
- Heating features: Electric
- Cooling features: Heat Pump
Interior Area
- Total structure area: 1,686
- Total interior livable area: 1,686 sqft
Master Bedroom
- Level: Second
Property
Details
- Parcel number: 7633350924
- Other equipment: Generator
Features
- Patio & porch: Deck
- Has spa: Yes
- Spa features: Hot Tub/Spa
- Has view: Yes
- View description: Valley,View-Winter
- Residential vegetation: Partially Wooded
- Living area range: 1601-1800
Lot
- Lot size: 1.05 Acres
- Features: Hilly/Steep,Unrestricted
Parking
- Parking features: No Garage,None-Carport
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Cold Wave
- Inland Flooding
- Lightning
- Strong Wind
- Hail
- Ice Storm
- Landslide
- Tornado
- Winter Weather
How This Home’s Risks Compare
FEMA Declared Disasters in Jackson County and North Carolina
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $2,219 | $26,628 |
| Home Insurance * | $180 | $2,160 |
| Property Taxes | $130 | $1,560 |
| Electricity | $200 | $2,405 |
| Total | $2,729 | $32,748 |
Income You'd Need if You Spent...
North Carolina FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-08-15 | Price change | $419,000 |
| 2026-07-30 | Price change | $439,000 |
| 2026-07-05 | Listed for sale | $475,000 |
| 2017-11-02 | Sold | $182,000 |
| 2017-09-07 | Pending sale | $192,000 |
| 2017-05-11 | Listed for sale | $192,000 |
| 2005-08-19 | Sold | $136,000 |
