470 Bear Ridge Rd, Tuckasegee, NC, 28783
About This Home
Nestled in the serene landscapes of Western North Carolina, this charming cabin offers the perfect retreat for your family vacation. Located in a welcoming community, it is close to pristine fishing rivers and picturesque lakes, providing endless opportunities for outdoor adventures. The cabin boasts a cozy yet spacious interior, featuring a delightful kids' bunk room that’s perfect for making memories. Surrounded by majestic mountains and lush forests, this family mountain home promises a tranquil escape and a wonderful place to reconnect with nature.
Getting Around
Car-Dependent
Very Limited Transit
Not Bike FriendlySchools
Construction
Condition
- Year built: 2006
Materials
- Construction materials: Stone,Wood
Type & Style
- Home type: SingleFamily
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Dishwasher,Disposal,Dryer,Electric Oven,Electric Range,Microwave,Refrigerator,Washer
- Laundry features: Inside
Basement
- Has basement: Yes
- Basement: Finished,Interior Entry,Walk-Out Access
Bedrooms & Bathrooms
- Bedrooms: 2
- Bathrooms: 2
- Full bathrooms: 2
- Main level bedrooms: 2
Features
- Finished area below ground: 920
- Finished area above ground: 920
Heating & Cooling
- Heating features: Central,Electric,Heat Pump
- Cooling features: Electric
Interior Area
- Total structure area: 920
- Total interior livable area: 1,840 sqft
Primary Bedroom
- Level: Main
Property
Details
- Parcel number: 7587719581
- Zoning: None
- Special condition: Standard
Features
- Levels: Two
- Stories: 2
Lot
- Lot size: 1.06 Acres
Parking
- Parking features: Driveway
- Has uncovered spaces: Yes
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Cold Wave
- Lightning
- Inland Flooding
- Drought
- Landslide
- Strong Wind
How This Home’s Risks Compare
FEMA Declared Disasters in Jackson County and North Carolina
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $1,769 | $21,228 |
| Home Insurance * | $107 | $1,284 |
| Property Taxes | $101 | $1,212 |
| Electricity | $200 | $2,405 |
| Total | $2,177 | $26,124 |
Income You'd Need if You Spent...
North Carolina FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-06-26 | Price change | $349,900 |
| 2026-06-09 | Price change | $377,900 |
| 2026-05-13 | Listed for sale | $399,000 |
| 2025-10-12 | Listing removed | $399,000 |
| 2025-05-07 | Price change | $399,000 |
| 2025-04-02 | Price change | $435,000 |
| 2025-01-15 | Listed for sale | $474,000 |
| 2024-09-25 | Listing removed | $474,000 |
| 2024-07-12 | Listed for sale | $499,000 |
| 2005-09-20 | Sold | $40,000 |
For Sale by Agent
View on Zillow