231 Cedar Creek Farm Rd, Tuckasegee, NC, 28783
About This Home
Tucked away in a private setting, this inviting 2-bedroom, 2.5-bath home sits on 2.67 usable acres with a peaceful creek, light HOA restrictions, and room for farm animals. Complete with a peaceful creek, you'll enjoy the serenity of country living while having plenty of space to relax, entertain, and explore. Enjoy the serenity of country living just 10 minutes from Western Carolina University, offering the perfect balance of privacy and convenience. Inside, the open floor plan and main-level living create an easy flow for everyday living and entertaining. The spacious kitchen includes a walk-in pantry, and the separate laundry room adds convenience. A cozy woodstove brings warmth and charm. The finished daylight basement expands your living space with a bonus room, abundant storage, and walk-out access, offering flexibility for a rec room, office, guest space, or hobby area. Outside, you'll find ample parking, an attached garage, and a gazebo overlooking the creek—an ideal place to relax and enjoy the peaceful surroundings. Whether you're looking for a full-time residence or a private mtn retreat, this property offers the space, privacy, and versatility you've been searching for
Getting Around
Car-Dependent
Very Limited Transit
Not Bike FriendlySchools
Construction
Condition
- Year built: 2004
Materials
- Roof: Metal
- Construction materials: Stucco,Log,Wood
Type & Style
- Home type: SingleFamily
- Architectural style: Cabin
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Dishwasher,Gas Range,Microwave,Refrigerator with Ice Maker,Tankless Water Heater
- Laundry features: Laundry Room,Main Level
Basement
- Has basement: Yes
- Basement: Daylight,Exterior Entry,Interior Entry,Storage Space,Walk-Out Access,Walk-Up Access
Bedrooms & Bathrooms
- Bedrooms: 2
- Bathrooms: 3
- Full bathrooms: 2
- 1/2 bathrooms: 1
- Main level bedrooms: 1
Features
- Drop Zone,Open Floorplan,Pantry,Storage,Walk-In Closet(s),Walk-In Pantry
- Door features: French Doors,Pocket Doors,Sliding Doors
- Window features: Insulated Windows
- Flooring: Tile,Wood
- Fireplace features: Living Room
- Finished area below ground: 625
- Finished area above ground: 1,097
Heating & Cooling
- Heating features: Baseboard,Ductless
- Cooling features: Attic Fan,Ceiling Fan(s),Ductless
Interior Area
- Total structure area: 1,097
- Total interior livable area: 1,722 sqft
Kitchen
- Features: Open Floorplan,Walk-In Pantry
- Level: Main
Laundry
- Features: Walk-In Pantry
- Level: Main
Other
- Features: Drop Zone
- Level: Main
Primary Bedroom
- Features: Ceiling Fan(s),Garden Tub,Walk-In Closet(s)
- Level: Main
Property
Accessibility
- Accessibility features: Two or More Access Exits
Details
- Parcel number: 7587233144
- Zoning: none
- Special condition: Standard
- Horse amenities: None
Features
- Levels: One
- Stories: 1
- Patio & porch: Covered,Deck
- Exterior features: Fire Pit
- Has view: Yes
- View description: Water
- Has water view: Yes
- Water view: Water
- On waterfront: Yes
- Waterfront features: None,Creek,Creek/Stream,Waterfront
- Waterbody name: creek
Lot
- Lot size: 2.67 Acres
- Features: Level,Private,Rolling Slope,Wooded
Parking
- Total spaces: 1
- Parking features: Driveway,Attached Garage,Garage Door Opener,Garage on Main Level
- Has garage: Yes
- Attached garage spaces: 1
- Covered spaces: 1
- Has uncovered spaces: Yes
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Cold Wave
- Lightning
- Inland Flooding
- Drought
- Landslide
- Strong Wind
How This Home’s Risks Compare
FEMA Declared Disasters in Jackson County and North Carolina
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $2,017 | $24,204 |
| Home Insurance * | $122 | $1,464 |
| Property Taxes | $114 | $1,368 |
| Electricity | $200 | $2,405 |
| Total | $2,453 | $29,436 |
Income You'd Need if You Spent...
North Carolina FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-08-18 | Contingent | $399,000 |
| 2026-08-01 | Price change | $399,000 |
| 2026-06-28 | Listed for sale | $415,000 |
| 2022-07-29 | Sold | $302,000 |
| 2022-06-09 | Contingent | $295,000 |
| 2022-06-08 | Listed for sale | $295,000 |
| 2022-06-02 | Contingent | $295,000 |
| 2022-05-24 | Listed for sale | $295,000 |
| 2018-01-01 | Listing removed | $1,050 |
| 2017-12-07 | Listed for rent | $1,050 |
| 2016-01-02 | Listing removed | $174,900 |
| 2015-08-08 | Price change | $174,900 |
| 2015-04-25 | Price change | $199,900 |
| 2015-02-04 | Listed for sale | $219,500 |
View on Zillow