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110 Kestrel Court, Sapphire, NC, 28774

5beds
4baths
--sqft
$619,000
--price/sqft
$3,609/moest. monthly cost
$144,360/yrincome needed

About This Home

Introducing a Mountain Retreat in the Eagle Ridge Subdivision of Sapphire Valley, NC. Located in the enchanting Blue Ridge Mountains, this captivating 5-bedroom, 3.5-bathroom home awaits your arrival. With two stories and ample space for your family and friends, it's the perfect destination for anyone seeking mountain living. Exterior Features: • A warm welcome begins with the large front porch, where you can sip your morning coffee. • The large back deck is an outdoor enthusiast's paradise, offering ample room for entertaining, stargazing, and taking in the fresh mountain air. • Gather around the fire pit area to share stories and marshmallows under the night sky. Interior Highlights: • The oversized living room, with a welcoming fireplace, provides a cozy retreat after a day of outdoor adventures. • Two master suites with ensuite bathrooms- one on the main level, and another on the upper level. • The upper level offers three additional bedrooms, a shared bathroom, and a convenient laundry room. Community Amenities: • As a resident, you'll enjoy exclusive access to all Sapphire Valley Amenities, including golf, tennis, indoor/outdoor swimming pools, a fitness center, and a variety of dining options. • The nearby Cashiers, NC, provides a wide array of restaurants and shopping opportunities, adding convenience to your mountain lifestyle. Additional Features: An updated kitchen and pantry ensure your culinary adventures are well-equipped. • Discover an abundance of outdoor activities, including waterfall exploration, hiking, biking, camping, fishing, and more. This property offers serene mountain living and modern amenities. Whether you're seeking a year-round home or a vacation retreat, this mountain haven in the Sapphire Valley will become your sanctuary for relaxation and adventure.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
0
BikeNot Bike Friendly

Schools

Construction

Condition

  • Year built: 2000

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Full bathrooms: 3
  • 1/2 bathrooms: 1

Property

Lot

  • Lot size: 0.27 Acres

Parking

  • Parking features: Additional Parking

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveVery High
  • Inland Flooding
    Inland FloodingVery High
  • Lightning
    LightningVery High
  • Ice Storm
    Ice StormRelatively High
  • Tornado
    TornadoRelatively High
  • Hail
    HailModerate
  • Landslide
    LandslideModerate
  • Strong Wind
    Strong WindModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Cold Wave
Inland Flooding
Lightning
Ice Storm
Tornado
Hail
Landslide
Strong Wind
Winter Weather

FEMA Declared Disasters in Jackson County and North Carolina

Flood
Hurricane
Mud Landslide
Severe Storm
Tropical Depression
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,130$37,560
Home Insurance *$120$1,440
Property Taxes $159$1,908
Electricity $200$2,405
Total$3,609$43,308
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$123,737/yr
40% on housing$108,270/yr
45% on housing$96,240/yr

North Carolina FAIR Plan Programs

North Carolina Joint Underwriting Association - FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

NCIUA - Coastal Property Insurance Pool (CPIP)

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 235,990Commercial: 10,165
Total Premiums$278.20M
Total Exposure$57.33B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.7%
8.7%
0%30.0%
Electricity Growth Rate10-year average: 4.0%
4.0%
0%15.0%
Property Taxes Growth Rate2-year average: 0.9%
0.9%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

--This listing

vs Other Active Listings

Avg $/sqft

ZIP 28774$302
Jackson County$443

vs Homes Sold Last Month

Median $/sqft

ZIP 28774$380
Jackson County$377

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

No price history available

For Sale by Agent

AgentSherman M Pope
BrokerageBerkshire Hathaway HomeServices Meadows Mountain Realty - CA

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