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3314 Sara Margaret Dr, Monroe, NC, 28110

4beds
3baths
2,456sqft
$404,900
$165price/sqft
$2,707/moest. monthly cost
$108,280/yrincome needed

About This Home

This exceptional 4-bedroom, 3-bathroom two-story home beautifully combines a spacious multi-level layout with premium modern finishes and an attached 2-car garage. At the heart of the home, the kitchen comes fully outfitted with elegant granite countertops and a sleek suite of stainless steel appliances, offering a stylish, clean, and reliable hub for daily meal prep and entertaining. Designed with comfort in mind, the private sleeping quarters feature plush carpeting in the bedrooms to ensure warmth, noise reduction, and cozy relaxation underfoot. Meticulously maintained throughout, this inviting residence offers a wonderful blend of practical space, modern style, and everyday comfort.

Getting Around

9
WalkingCar-Dependent
0
TransitVery Limited Transit
16
BikeSomewhat Bikeable

Schools

4/10
9/10
Piedmont Middle SchoolGrades 6-86.7 mi
7/10
Piedmont High SchoolGrades 9-126.9 mi

Construction

Condition

  • Year built: 2016

Materials

  • Foundation: Slab
  • Construction materials: Fiber Cement

Type & Style

  • Home type: SingleFamily
  • Architectural style: Traditional
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Microwave,Refrigerator
  • Laundry features: Electric Dryer Hookup,Upper Level

Bedroom S

  • Level: Upper
  • Area: 100
  • Dimensions: 10' 0" X 10' 0"

Bedroom S

  • Level: Upper
  • Area: 100
  • Dimensions: 10' 0" X 10' 0"

Bedroom S

  • Level: Upper
  • Area: 100
  • Dimensions: 10' 0" X 10' 0"

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 3
  • Main level bedrooms: 1

Features

  • Open Floorplan
  • Flooring: Carpet,Tile,Wood
  • Finished area below ground: 0
  • Finished area above ground: 2,456

Heating & Cooling

  • Heating features: Forced Air,Natural Gas,Zoned
  • Cooling features: Ceiling Fan(s),Central Air,Zoned

Interior Area

  • Total structure area: 2,456
  • Total interior livable area: 2,456 sqft

Kitchen

  • Level: Main

Living Room

  • Level: Main
  • Area: 182
  • Dimensions: 13' 0" X 14' 0"

Primary Bedroom

  • Level: Main
  • Area: 168
  • Dimensions: 12' 0" X 14' 0"

Property

Details

  • Parcel number: 09298291
  • Zoning: AV5
  • Special condition: Standard

Features

  • Levels: Two
  • Stories: 2
  • Entry location: Main
  • Patio & porch: Patio,Porch
  • Has view: Yes
  • View description: City
  • Waterfront features: None

Lot

  • Lot size: 0.17 Acres
  • Features: Corner Lot
  • Lot size dimensions: 105 x 74 x 80 x 45 x 21 x 16

Parking

  • Total spaces: 2
  • Parking features: Attached Garage,Garage on Main Level
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingVery High
  • Tornado
    TornadoVery High
  • Ice Storm
    Ice StormRelatively High
  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Cold Wave
    Cold WaveModerate
  • Earthquake
    EarthquakeModerate
  • Hail
    HailModerate
  • Heat Wave
    Heat WaveModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Inland Flooding
Tornado
Ice Storm
Lightning
Strong Wind
Cold Wave
Earthquake
Hail
Heat Wave
Winter Weather

FEMA Declared Disasters in Union County and North Carolina

Flood
Hurricane
Mud Landslide
Severe Storm
Tropical Depression
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,047$24,564
Home Insurance *$133$1,596
Property Taxes $299$3,588
Electricity $228$2,745
Total$2,707$32,484
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$92,811/yr
40% on housing$81,210/yr
45% on housing$72,186/yr

North Carolina FAIR Plan Programs

North Carolina Joint Underwriting Association - FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

NCIUA - Coastal Property Insurance Pool (CPIP)

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 235,990Commercial: 10,165
Total Premiums$278.20M
Total Exposure$57.33B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.3%
9.3%
0%30.0%
Electricity Growth Rate10-year average: 4.0%
4.0%
0%15.0%
Property Taxes Growth Rate2-year average: 1.1%
1.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$165This listing

vs Other Active Listings

Avg $/sqft

ZIP 28110$190
Union County$223

vs Homes Sold Last Month

Median $/sqft

ZIP 28110$200
Union County$205

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-06Price change$389,900
2026-07-27Listed for sale$404,900
2026-05-15Listing removed$2,570
2026-05-12Listed for rent$2,570
2022-02-12Listing removed--
2021-12-27Listed for rent$2,250
2021-10-15Sold$395,000
2021-09-24Pending sale$389,900
2016-12-05Sold$234,900

For Sale by Agent

AgentRobert Salmons
BrokerageEntera Realty LLC

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