See other homes in:
Primary listing photo
Listing photo 2
Listing photo 3
Listing photo 4
Listing photo 5

23161 Old Peak Rd, Philomath, OR, 97370

2beds
1baths
1,279sqft
$445,000
$348price/sqft
$3,055/moest. monthly cost
$122,200/yrincome needed

About This Home

Owner financing available with 10% down at 4.9% interest rate with 30 year amortization! Tucked away on a dead-end road, this storied off-grid retreat with full solar power option features an old-growth forest, privacy, and approx. 100,000 board feet of immaculately preserved timber. Once home to local music festivals, the property now features a quaint, efficient cabin with solar battery backup, propane appliances, gravity-fed water tower, 4,000-gallon spring-fed cistern, and included wood supply.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
9
BikeSomewhat Bikeable

Schools

9/10
5/10
Philomath Middle SchoolGrades 6-84.6 mi
8/10
Philomath High SchoolGrades 9-124.6 mi

Construction

Condition

  • Year built: 1972

Materials

  • Foundation: Pillar/Post/Pier
  • Roof: Composition
  • Construction materials: Wood Siding,Lap Siding

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Range Included
  • Laundry features: Main Level

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 1
  • Full bathrooms: 1

Dining Room

  • Features: Area (Combination)
  • Level: Main

Features

  • Loft,Workshop
  • Flooring: Wood
  • Fireplace features: Living Room,Wood Burning,Wood Burning Stove
  • Fireplace: Yes

Heating

  • Heating features: Wood,Stove

Interior Area

  • Total structure area: 1,279
  • Total interior livable area: 1,279 sqft

Kitchen

  • Level: Main

Living Room

  • Level: Main

Master Bedroom

  • Level: Main

Property

Details

  • Parcel number: 126080001300

Features

  • Levels: One
  • Stories: 1
  • Patio & porch: Covered Deck,Deck
  • Has view: Yes
  • View description: Territorial

Lot

  • Lot size: 7.34 Acres

Parking

  • Total spaces: 2
  • Parking features: Attached
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Earthquake
    EarthquakeRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Landslide
    LandslideRelatively High
  • Heat Wave
    Heat WaveModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Earthquake
Inland Flooding
Landslide
Heat Wave
Winter Weather

FEMA Declared Disasters in Benton County and Oregon

Flood
Mud Landslide
Severe Storm
Straight Line Winds
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,250$27,000
Home Insurance *$117$1,404
Property Taxes $512$6,144
Electricity $176$2,119
Total$3,055$36,660
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$104,742/yr
40% on housing$91,650/yr
45% on housing$81,466/yr

Oregon FAIR Plan Programs

Oregon FAIR Plan Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 2,377Commercial: 170
Total Premiums$3.07M
Total Exposure$840.98M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 4.5%
4.5%
0%30.0%
Electricity Growth Rate10-year average: 2.0%
2.0%
0%15.0%
Property Taxes Growth Rate2-year average: 0.5%
0.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$348This listing

vs Other Active Listings

Avg $/sqft

ZIP 97370$277
Benton County$271

vs Homes Sold Last Month

Median $/sqft

ZIP 97370$312
Benton County$297

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-15Price change$425,000
2026-07-10Price change$445,000
2026-05-22Listed for sale$495,000

For Sale by Agent

AgentTIM RIST
BrokerageDore

Similar Homes