820 Garfield St, Medford, OR, 97501
About This Home
Instant Equity & Modern Updates - Back on Market at No Fault of Property! Skip the wait and walk into $20,000 in immediate equity. This fully updated, single-level 3-bed, 2-bath home has already passed inspection and even offers a rare owner-carry opportunity. Every inch feels brand new, making for a stress-free move. The kitchen features stainless steel appliances (2022-2023) and a large walk-in pantry. Enjoy year-round comfort with a 2023 mini-split AC system. Recent upgrades include fresh interior and exterior paint (2025), modern lighting inside and out (2025), new LVP flooring in main areas, and new carpet in bedrooms (2022). Situated on a level lot with a spacious front yard, this turnkey home is ideal for first-time buyers or investors seeking a high-demand rental. The most competitive value in Medford--this home won't last!
Getting Around
Car-Dependent
Minimal Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 2007
Materials
- Foundation: Concrete Perimeter
- Roof: Composition
- Construction materials: Frame
Type & Style
- Home type: SingleFamily
- Architectural style: Ranch
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Cooktop,Dishwasher,Disposal,Microwave,Oven,Refrigerator,Water Heater
Basement
- Basement: None
Bedrooms & Bathrooms
- Bedrooms: 3
- Bathrooms: 2
Features
- Breakfast Bar,Linen Closet,Open Floorplan,Pantry,Shower/Tub Combo,Solid Surface Counters,Walk-In Closet(s)
- Window features: Double Pane Windows,ENERGY STAR Qualified Windows
- Flooring: Carpet,Laminate,Vinyl
- Common walls with other units/homes: No Common Walls
Heating & Cooling
- Heating features: Ductless,Electric,ENERGY STAR Qualified Equipment
- Cooling features: Ductless,ENERGY STAR Qualified Equipment
Interior Area
- Total structure area: 1,702
- Total interior livable area: 1,702 sqft
Property
Details
- Parcel number: 10985785
- Zoning description: SFR-6
- Special condition: Standard
Features
- Levels: One
- Stories: 1
- Fencing: Fenced
- Has view: Yes
- View description: Mountain(s),Neighborhood,Valley
Lot
- Lot size: 5,227 sqft
- Features: Drip System,Landscaped,Level,Sprinkler Timer(s),Sprinklers In Front,Sprinklers In Rear
Parking
- Total spaces: 2
- Parking features: Attached,Concrete,Driveway,Garage Door Opener
- Has garage: Yes
- Attached garage spaces: 2
- Covered spaces: 2
- Has uncovered spaces: Yes
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Winter Weather
- Earthquake
- Heat Wave
How This Home’s Risks Compare
FEMA Declared Disasters in Jackson County and Oregon
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $1,916 | $22,992 |
| Home Insurance * | $99 | $1,188 |
| Property Taxes | $468 | $5,616 |
| Electricity | $176 | $2,119 |
| Total | $2,659 | $31,908 |
Income You'd Need if You Spent...
Oregon FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-04-02 | Listed for sale | $379,000 |
| 2025-11-22 | Listing removed | $2,250 |
| 2025-10-22 | Price change | $2,250 |
| 2025-10-05 | Listed for rent | $2,400 |
| 2025-10-04 | Listing removed | $2,400 |
| 2025-08-20 | Listed for rent | $2,400 |
| 2025-08-16 | Listing removed | $387,500 |
| 2025-07-18 | Listed for sale | $387,500 |
| 2025-06-09 | Pending sale | $387,500 |
| 2025-05-21 | Listed for sale | $387,500 |
| 2025-05-11 | Listing removed | $399,000 |
| 2025-04-26 | Price change | $399,000 |
| 2025-04-02 | Listed for sale | $409,000 |
| 2025-04-01 | Pending sale | $409,000 |
| 2025-03-29 | Price change | $409,000 |
| 2025-03-10 | Listed for sale | $419,000 |
| 2022-09-30 | Listing removed | -- |
| 2022-09-14 | Listed for rent | $2,200 |
| 2022-01-26 | Listing removed | -- |
| 2022-01-19 | Listed for rent | $2,200 |
| 2009-10-28 | Sold | $169,900 |
| 2009-08-29 | Listed for sale | $175,000 |
For Sale by Agent
View on Zillow