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2022 E Terrace Street, Seattle, WA, 98122

4beds
4baths
1,880sqft
$949,950
$505price/sqft
$5,909/moest. monthly cost
$236,360/yrincome needed

About This Home

In a city where townhomes often ask you to choose between space, function, and location, this Central District home lets you have it all! Set on a quiet residential street, this end-unit offers 4 true bedrooms, 3.5 baths, and a thoughtfully designed floor plan that lives more like a house than a townhome. The main level features airy, open-concept living and a beautifully remodeled kitchen with quartz countertops, stainless steel appliances, gas cooking, ample prep space, and abundant storage. Upstairs, you'll find two bedrooms and a remodeled full bath. The primary suite with vaulted ceilings is a retreat of its own, complete with a spa-inspired 5-piece bath, walk-in closet, and private balcony. The versatile lower-level junior suite with its own en-suite bath is ideal for guests, multigen living, or home office. Other highlights include fresh interior paint, new carpet, A/C, an oversized 1-car garage, and a private fenced patio perfect for summer BBQs. Prime location near the light rail, Seattle U, Capitol Hill, SLU + DT Seattle. No HOA dues! Welcome home!

Getting Around

85
WalkingVery Walkable
69
TransitGood Transit
93
BikeBiker's Paradise

Schools

3/10
Gatzert Elementary SchoolGrades PK-50.6 mi
7/10
Washington Middle SchoolGrades 6-80.5 mi
8/10
Garfield High SchoolGrades 9-120.2 mi

Construction

Condition

  • Property condition: Very Good
  • Year built: 2007

Materials

  • Foundation: Poured Concrete
  • Roof: Composition
  • Construction materials: Cement Planked,Wood Siding,Cement Plank

Notable Dates

  • Major remodel year: 2007

Type & Style

  • Home type: Townhouse
  • Architectural style: Craftsman,Townhouse
  • Property subType: Townhouse,Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Dryer,Microwave,Refrigerator,Stove(s)/Range(s),Washer,Dishwasher(s),Dryer(s),Microwave(s),Refrigerator(s),Washer(s)

Basement

  • Has basement: Yes
  • Basement: Finished

Bathroom Full

  • Level: Lower

Bathroom Full

  • Level: Second

Bathroom Full

  • Level: Third

Bedroom

  • Level: Lower

Bedroom

  • Level: Second

Bedroom

  • Level: Second

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 4
  • Full bathrooms: 3
  • 1/2 bathrooms: 1
  • Main level bathrooms: 1

Dining Room

  • Level: Main

Entry Hall

  • Level: Main

Features

  • Bath Off Primary,Dining Room
  • Window features: Dbl Pane/Storm Window,Skylight(s)
  • Flooring: Ceramic Tile,Engineered Hardwood,Carpet
  • Number of fireplaces: 1
  • Fireplace features: Gas,Main Level: 1,Fireplace
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Fireplace,Ductless,Radiant,Electric,Natural Gas
  • Cooling features: Ductless

Interior Area

  • Total structure area: 1,880
  • Total interior livable area: 1,880 sqft

Kitchen With Eating Space

  • Level: Main

Living Room

  • Level: Main

Master Bedroom

  • Level: Third

Other

  • Level: Main

Property

Details

  • Parcel number: 9126100608
  • Zoning description: Jurisdiction: City
  • Special condition: Standard

Features

  • Levels: Multi/Split
  • Entry location: Main
  • Patio & porch: Second Primary Bedroom,Bath Off Primary,Dbl Pane/Storm Window,Dining Room,Fireplace,Skylight(s),Vaulted Ceiling(s),Walk-In Closet(s)
  • Has view: Yes
  • View description: Territorial
  • Topography of land: Terraces
  • Residential vegetation: Garden Space

Lot

  • Lot size: 1,341 sqft
  • Features: Curbs,Paved,Sidewalk,Cable TV,Fenced-Fully,Patio

Parking

  • Total spaces: 1
  • Parking features: Attached Garage
  • Has garage: Yes
  • Covered spaces: 1

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Earthquake
    EarthquakeRelatively High
  • Heat Wave
    Heat WaveModerate

How This Home’s Risks Compare

Earthquake
Heat Wave

FEMA Declared Disasters in King County and Washington

Fire
Flood
Mud Landslide
Severe Storm
Straight Line Winds
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $4,803$57,636
Home Insurance *$156$1,872
Property Taxes $801$9,612
Electricity $149$1,793
Total$5,909$70,908
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$202,594/yr
40% on housing$177,270/yr
45% on housing$157,573/yr

Washington FAIR Plan Programs

Washington FAIR Plan

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 306Commercial: 55
Total Premiums$858,000
Total Exposure$176.33M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.9%
8.9%
0%30.0%
Electricity Growth Rate10-year average: 3.0%
3.0%
0%15.0%
Property Taxes Growth Rate2-year average: 1.7%
1.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$505This listing

vs Other Active Listings

Avg $/sqft

ZIP 98122$376
King County$442

vs Homes Sold Last Month

Median $/sqft

ZIP 98122$557
King County$485

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-30Listed for sale$949,950
2024-01-28Listing removed--
2024-01-07Listed for rent$3,950
2022-12-15Listing removed--
2022-12-06Listed for rent$4,100
2018-05-31Sold$835,000
2018-05-11Pending sale$795,000
2018-05-03Listed for sale$795,000
2015-02-27Sold$545,000
2012-08-22Listing removed$2,495
2012-07-26Listed for rent$2,495
2010-07-21Listing removed$429,000
2010-07-18Price change$429,000
2010-05-01Listed for sale$445,000
2009-11-21Listing removed$449,000
2009-08-14Listed for sale$449,000

For Sale by Agent

AgentAngelica Thrasher
BrokerageBerkshire Hathaway HS NW

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