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24026 Dolphin Lane, Mount Vernon, WA, 98274

5beds
3baths
3,296sqft
$1,050,000
$319price/sqft
$6,550/moest. monthly cost
$262,000/yrincome needed

About This Home

Located in the highly sought after Nookachamp Hills community this beautifully built 2023 home offers the kind of space, quality, and thoughtful design that's hard to find. With 3296 ft² of living space, 5 bedrooms, 2 3/4 bathrooms and a spacious .55acre lot the home blends every day comfort with elevated finishes throughout. The main living spaces feel open and inviting showcasing a stunning kitchen with a large island, double wall ovens, 36 inch induction cooktop, KitchenAid appliances and a walk-in pantry with a wet bar perfect for hosting or simply making daily life feel a little easier. The primary suite is a true retreat featuring a spa-like bathroom with radiant heated floors, floor to ceiling tile and a generous walk-in closet. Downstairs a second living room offers extra flexibility for guests, media space or playroom. You'll also appreciate the engineered hardwood flooring, built-in vacuum system, abundant storage, 3 car garage, an extra garage around the back, and a huge fenced backyard with plenty of room to enjoy the outdoors. A large deck with covered outdoor space extends the living area even further, making this home as functional as it is beautiful in one of Mount Vernon's most desirable neighborhoods.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
8
BikeSomewhat Bikeable

Schools

7/10
4/10
Cascade Middle SchoolGrades 7-87.6 mi

Construction

Condition

  • Property condition: Very Good
  • Year built: 2023

Materials

  • Foundation: Poured Concrete
  • Roof: Composition
  • Construction materials: Cement Planked,Stone,Cement Plank

Type & Style

  • Home type: SingleFamily
  • Architectural style: 1 Story w/Bsmnt.
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Disposal,Double Oven,Dryer,Microwave,Refrigerator,Stove(s)/Range(s),Washer,Dishwasher(s),Dryer(s),Garbage Disposal,Microwave(s),Refrigerator(s),Washer(s)

Basement

  • Has basement: Yes
  • Basement: Finished

Bathroom Full

  • Level: Lower

Bathroom Full

  • Level: Main

Bathroom Three Quarter

  • Level: Main

Bedroom

  • Level: Lower

Bedroom

  • Level: Lower

Bedroom

  • Level: Main

Bedroom

  • Level: Main

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 3
  • Full bathrooms: 2
  • 3/4 bathrooms: 1
  • Main level bathrooms: 2
  • Main level bedrooms: 3

Dining Room

  • Level: Main

Entry Hall

  • Level: Main

Family Room

  • Level: Lower

Features

  • Bath Off Primary,Central Vacuum,Dining Room,Pantry
  • Flooring: Ceramic Tile,Engineered Hardwood
  • Number of fireplaces: 2
  • Fireplace features: Electric,Gas,Lower Level: 1,Main Level: 1,Fireplace
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Fireplace,90%+ High Efficiency,Heat Pump,Electric,Natural Gas
  • Cooling features: 90%+ High Efficiency

Interior Area

  • Total structure area: 3,296
  • Total interior livable area: 3,296 sqft

Kitchen With Eating Space

  • Level: Main

Living Room

  • Level: Main

Master Bedroom

  • Level: Main

Utility Room

  • Level: Lower

Property

Details

  • Parcel number: P127768
  • Special condition: Standard

Features

  • Levels: One
  • Stories: 1
  • Entry location: Main
  • Patio & porch: Bath Off Primary,Built-In Vacuum,Dining Room,Fireplace,Pantry,Vaulted Ceiling(s),Walk-In Closet(s),Wet Bar
  • Has view: Yes
  • View description: Mountain(s),Territorial
  • Topography of land: Level,Partial Slope
  • Residential vegetation: Pasture

Lot

  • Lot size: 0.55 Acres
  • Features: Cul-De-Sac,Paved,Sidewalk,Deck,Fenced-Partially,High Speed Internet,Irrigation,Patio

Parking

  • Total spaces: 4
  • Parking features: Driveway,Attached Garage,Off Street
  • Has garage: Yes
  • Covered spaces: 4

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Ice Storm
    Ice StormRelatively High
  • Earthquake
    EarthquakeModerate
  • Inland Flooding
    Inland FloodingModerate
  • Landslide
    LandslideModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Ice Storm
Earthquake
Inland Flooding
Landslide
Winter Weather

FEMA Declared Disasters in Skagit County and Washington

Fire
Flood
Mud Landslide
Severe Storm
Straight Line Winds
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $5,309$63,708
Home Insurance *$230$2,760
Property Taxes $786$9,432
Electricity $225$2,705
Total$6,550$78,600
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$224,571/yr
40% on housing$196,500/yr
45% on housing$174,666/yr

Washington FAIR Plan Programs

Washington FAIR Plan

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 306Commercial: 55
Total Premiums$858,000
Total Exposure$176.33M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 11.1%
11.1%
0%30.0%
Electricity Growth Rate10-year average: 3.0%
3.0%
0%15.0%
Property Taxes Growth Rate2-year average: 4.3%
4.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$319This listing

vs Other Active Listings

Avg $/sqft

ZIP 98274$283
Skagit County$276

vs Homes Sold Last Month

Median $/sqft

ZIP 98274$356
Skagit County$330

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-06-29Listed for sale$1,050,000
2021-05-26Sold$143,000
2021-04-29Pending sale$150,000
2021-04-19Price change$150,000
2021-04-06Listed for sale$140,000
2021-03-29Pending sale$140,000
2021-02-10Listed for sale$140,000
2021-01-13Pending sale$140,000
2021-01-07Price change$140,000
2019-12-09Listed for sale$130,000
2019-10-10Listing removed$130,000
2019-09-03Pending sale$130,000
2019-08-30Price change$130,000
2019-06-27Price change$120,000
2017-05-06Listed for sale$130,000

For Sale by Agent

AgentValeria Gekelman
BrokerageHomeSmart One Realty

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