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24030 Dolphin Lane, Mount Vernon, WA, 98274

5beds
3baths
4,960sqft
$1,138,000
$229price/sqft
$7,192/moest. monthly cost
$287,680/yrincome needed

About This Home

Elevated living awaits in this exceptional custom residence nestled within the coveted Nookachamp Hills community. Perfectly sited on a beautifully sized half-acre lot, this nearly 5,000 sq ft home offers refined comfort, generous scale, and timeless design throughout. Featuring 4+ bedrooms and 2.75 baths, the layout is both functional and impressive. At the heart of the home, a designer chef’s kitchen showcases sleek waterfall quartz countertops, premium finishes, and an effortless connection to the expansive great room, anchored by a dramatic stone fireplace. The main-level primary suite is a true retreat, complete with a spa-inspired ensuite and soaking tub designed for relaxation. The lower level is an entertainer’s dream, offering a sprawling living space with wet bar—ideal for hosting, recreation, or multi-generational living. Dual A/C systems ensure year-round comfort across all levels. Enjoy serene mountain views from the front of the home, with nearby access to scenic walking paths around Otter Pond. Just minutes to the charm, dining, and amenities of downtown Mount Vernon, this residence offers a rare blend of privacy, luxury, and convenience in one of the area’s most sought-after neighborhoods.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
6
BikeSomewhat Bikeable

Schools

7/10
3/10
Cascade Middle SchoolGrades 7-87.6 mi

Construction

Condition

  • Property condition: Very Good
  • Year built: 2019

Materials

  • Foundation: Poured Concrete
  • Roof: Composition
  • Construction materials: Cement Planked,Wood Products,Cement Plank

Notable Dates

  • Major remodel year: 2022

Type & Style

  • Home type: SingleFamily
  • Architectural style: 1 Story w/Bsmnt.
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Disposal,Dryer,Microwave,Refrigerator,Stove(s)/Range(s),Washer,Dishwasher(s),Dryer(s),Garbage Disposal,Microwave(s),Refrigerator(s),Washer(s)

Basement

  • Has basement: Yes
  • Basement: Finished

Bathroom Full

  • Level: Main

Bathroom Full

  • Level: Main

Bathroom Three Quarter

  • Level: Lower

Bedroom

  • Level: Lower

Bedroom

  • Level: Main

Bedroom

  • Level: Lower

Bedroom

  • Level: Lower

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 3
  • Full bathrooms: 2
  • 3/4 bathrooms: 1
  • Main level bathrooms: 2
  • Main level bedrooms: 2

Den Office

  • Level: Main

Dining Room

  • Level: Main

Entry Hall

  • Level: Main

Family Room

  • Level: Lower

Features

  • Bath Off Primary,Dining Room
  • Window features: Dbl Pane/Storm Window
  • Flooring: Ceramic Tile,Laminate,Carpet
  • Number of fireplaces: 1
  • Fireplace features: Gas,Main Level: 1,Fireplace
  • Fireplace: Yes

Great Room

  • Level: Main

Heating & Cooling

  • Heating features: Fireplace,90%+ High Efficiency,Forced Air,Electric,Natural Gas
  • Cooling features: 90%+ High Efficiency,Forced Air

Interior Area

  • Total structure area: 4,960
  • Total interior livable area: 4,960 sqft

Kitchen With Eating Space

  • Level: Main

Master Bedroom

  • Level: Main

Utility Room

  • Level: Main

Property

Details

  • Parcel number: P127767
  • Special condition: Standard

Features

  • Levels: One
  • Stories: 1
  • Entry location: Main
  • Patio & porch: Bath Off Primary,Dbl Pane/Storm Window,Dining Room,Fireplace,Vaulted Ceiling(s),Walk-In Closet(s),Wet Bar
  • Has view: Yes
  • View description: See Remarks,Territorial
  • Topography of land: Level,Partial Slope
  • Residential vegetation: Garden Space

Lot

  • Lot size: 0.53 Acres
  • Features: Dead End Street,Paved,Sidewalk,Deck,Electric Car Charging,Fenced-Partially,Gas Available,High Speed Internet

Parking

  • Total spaces: 2
  • Parking features: Attached Garage
  • Has garage: Yes
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Ice Storm
    Ice StormRelatively High
  • Earthquake
    EarthquakeModerate
  • Inland Flooding
    Inland FloodingModerate
  • Landslide
    LandslideModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Ice Storm
Earthquake
Inland Flooding
Landslide
Winter Weather

FEMA Declared Disasters in Skagit County and Washington

Fire
Flood
Mud Landslide
Severe Storm
Straight Line Winds
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $5,754$69,048
Home Insurance *$249$2,988
Property Taxes $850$10,200
Electricity $339$4,071
Total$7,192$86,304
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$246,582/yr
40% on housing$215,760/yr
45% on housing$191,786/yr

Washington FAIR Plan Programs

Washington FAIR Plan

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 306Commercial: 55
Total Premiums$858,000
Total Exposure$176.33M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 11.1%
11.1%
0%30.0%
Electricity Growth Rate10-year average: 3.0%
3.0%
0%15.0%
Property Taxes Growth Rate2-year average: 4.3%
4.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$229This listing

vs Other Active Listings

Avg $/sqft

ZIP 98274$286
Skagit County$276

vs Homes Sold Last Month

Median $/sqft

ZIP 98274$356
Skagit County$330

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-23Listed for sale$1,220,000
2023-05-01Sold$975,000
2023-03-15Pending sale$995,995
2023-02-23Listed for sale$995,995
2020-03-18Sold$735,000
2020-03-18Listed for sale$735,000
2020-02-01Pending sale$735,000
2019-06-26Listed for sale$735,000
2019-05-02Listing removed$635,000
2018-11-06Price change$635,000
2018-09-20Pending sale$619,900
2018-06-26Price change$619,900
2018-04-24Listed for sale$599,000
2018-02-22Sold$115,000

For Sale by Agent

AgentGabrielle Balolia
BrokerageRE/MAX Whatcom County, Inc.

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