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14910 Osco Rd, Osco, IL, 61274

5beds
3baths
2,405sqft
$440,000
$183price/sqft
$3,466/moest. monthly cost
$138,640/yrincome needed

About This Home

Don't miss this 5-bed, 3-bath home in the Orion School District offering nearly an acre of land, extensive updates, & an impressive amount of space inside & out. Completely renovated in 2021-2022, this character-filled 2.5-story home blends timeless charm with modern conveniences, including updated roof, siding, windows, HVAC, & water heater. The spacious main floor features a convenient laundry & multiple gathering spaces. The 2nd level offers a primary suite with a private en suite bathroom, 2 additional bedrooms and a full bath, while the finished attic serves as a private bedroom suite. The finished basement adds even more living space with a rec room featuring a dry bar, a 5th bedroom, & additional storage. Outside, the property continues to impress with a large deck overlooking the expansive yard & garage space for 5 vehicles, including an attached 3-car garage, detached 2-car garage, & an additional 1-car garage ideal for storage, hobbies, or equipment. Additional highlights include zoned heating & cooling, an owned Culligan water softener, water filtration system, reverse osmosis system, & 2 sump pumps. With nearly an acre of land, modern updates throughout, & exceptional space both inside & out, this is a rare opportunity in the Orion School District. Schedule your showing today!

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
27
BikeSomewhat Bikeable

Schools

8/10
7/10
Orion Middle SchoolGrades 6-85.0 mi
9/10
Orion High SchoolGrades 9-124.5 mi

Construction

Condition

  • Year built: 1918

Materials

  • Foundation: Brick/Mortar
  • Roof: Asphalt
  • Construction materials: Vinyl Siding,Stucco,Combination

Type & Style

  • Home type: SingleFamily
  • Architectural style: Victorian,Tudor
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Range,Microwave,Dishwasher,Refrigerator,Washer,Dryer,Stainless Steel Appliance(s),Wine Refrigerator,Water Softener Owned,Electric Cooktop,Front Controls on Range/Cooktop,Electric Oven,Electric Water Heater
  • Laundry features: Main Level,Electric Dryer Hookup

Basement

  • Has basement: Yes
  • Basement: Finished,Crawl Space,Egress Window,Rec/Family Area,Sleeping Area,Storage Space,Partial

Bedroom2

  • Features: Flooring (Hardwood)
  • Level: Second
  • Area: 132
  • Dimensions: 12X11

Bedroom3

  • Features: Flooring (Hardwood)
  • Level: Second
  • Area: 99
  • Dimensions: 11X9

Bedroom4

  • Features: Flooring (Luxury Vinyl)
  • Level: Attic
  • Area: 288
  • Dimensions: 18X16

Bedroom5

  • Features: Flooring (Carpet)
  • Level: Basement
  • Area: 180
  • Dimensions: 12X15

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 3
  • Full bathrooms: 3

Dining Room

  • Features: Flooring (Hardwood)
  • Level: Main
  • Area: 204
  • Dimensions: 12X17

Enclosed Porch

  • Features: Flooring (Hardwood)
  • Level: Main
  • Area: 216
  • Dimensions: 9X24

Features

  • Dry Bar,1st Floor Full Bath,Beamed Ceilings
  • Door features: French Doors
  • Window features: Drapes,Blinds
  • Flooring: Carpet,Wood
  • Number of fireplaces: 2
  • Fireplace features: Electric,Basement,Other
  • Fireplace: Yes
  • Attic: Dormer,Finished,Interior Stair
  • Finished area below ground: 400

Heating & Cooling

  • Heating features: Propane,Forced Air,Sep Heating Systems - 2+
  • Cooling features: Central Air,Zoned

Interior Area

  • Total structure area: 2,895
  • Total interior livable area: 2,405 sqft

Kitchen

  • Features: Kitchen (Eating Area-Breakfast Bar,Eating Area-Table Space,Island,Country Kitchen,SolidSurfaceCounter,Updated Kitchen),Flooring (Hardwood)
  • Level: Main
  • Area: 156
  • Dimensions: 13X12

Laundry

  • Features: Flooring (Ceramic Tile)
  • Level: Main
  • Area: 63
  • Dimensions: 7X9

Living Room

  • Features: Flooring (Hardwood)
  • Level: Main
  • Area: 224
  • Dimensions: 16X14

Master Bedroom

  • Features: Flooring (Hardwood),Bathroom (Full,Double Sink)
  • Level: Second
  • Area: 144
  • Dimensions: 12X12

Mud Room

  • Features: Flooring (Luxury Vinyl)
  • Level: Main
  • Area: 198
  • Dimensions: 9X22

Office

  • Features: Flooring (Hardwood)
  • Level: Main
  • Area: 108
  • Dimensions: 9X12

Other

  • Features: Flooring (Other)
  • Level: Basement
  • Area: 169
  • Dimensions: 13X13

Recreation Room

  • Features: Flooring (Carpet)
  • Level: Basement
  • Area: 390
  • Dimensions: 15X26

Storage

  • Level: Basement
  • Area: 56
  • Dimensions: 8X7

Property

Accessibility

  • Accessibility features: No Disability Access

Details

  • Parcel number: 1221100001
  • Special condition: None
  • Other equipment: Water-Softener Owned,Ceiling Fan(s),Sump Pump,Backup Sump Pump;

Features

  • Stories: 2
  • Patio & porch: Deck,Patio
  • Exterior features: Fire Pit

Lot

  • Lot size: 0.73 Acres
  • Features: Level
  • Lot size dimensions: 143x244x133x244

Parking

  • Total spaces: 5
  • Parking features: Asphalt,Side Driveway,Garage Door Opener,Garage,Yes,Attached,Detached
  • Has garage: Yes
  • Attached garage spaces: 5
  • Covered spaces: 5
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Strong Wind
    Strong WindVery High
  • Tornado
    TornadoRelatively High
  • Cold Wave
    Cold WaveModerate
  • Drought
    DroughtModerate
  • Hail
    HailModerate
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Ice Storm
    Ice StormModerate
  • Lightning
    LightningModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Strong Wind
Tornado
Cold Wave
Drought
Hail
Heat Wave
Inland Flooding
Ice Storm
Lightning
Winter Weather

FEMA Declared Disasters Across Illinois Counties

Flood
Severe Storm
Straight Line Winds
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,224$26,688
Home Insurance *$376$4,512
Property Taxes $682$8,184
Electricity $184$2,219
Total$3,466$41,592
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$118,834/yr
40% on housing$103,980/yr
45% on housing$92,426/yr

Illinois FAIR Plan Programs

Illinois FAIR Plan Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,961Commercial: 62
Total Premiums$4.35M
Total Exposure$370.02M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 11.4%
11.4%
0%30.0%
Electricity Growth Rate10-year average: 5.5%
5.5%
0%15.0%
Property Taxes Growth Rate2-year average: 1.7%
1.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$183This listing

vs Other Active Listings

Avg $/sqft

ZIP 61274
Henry County$113

vs Homes Sold Last Month

Median $/sqft

ZIP 61274$112
Henry County$91

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2023-09-08Sold$405,000
2023-08-11Contingent$399,900
2023-07-20Listed for sale$399,900
2022-12-05Sold$400,000
2022-10-21Pending sale$425,000
2022-09-19Price change$425,000
2022-08-25Price change$450,000
2022-08-10Price change$475,000
2022-08-02Listed for sale$500,000
2019-01-28Sold$53,000
2018-10-09Price change$69,900
2018-09-12Price change$74,900
2018-08-09Price change$82,500
2018-07-11Price change$89,900
2018-06-15Price change$94,900
2018-05-22Listed for sale$99,900
2007-12-31Sold$171,000

For Sale by Agent

AgentRichard Bassford, CRS
BrokerageRE/MAX Concepts Bettendorf

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