413 N East St, Cambridge, IL, 61238
About This Home
Discover this well maintained 1999- built ranch home in the heart of Cambridge, offering a perfect blend of modern upgrades and functional design. This 3 bedroom 2 bath home features a cozy family room with a gas fireplace and a kitchen equipped with newer stainless steel appliances, oak cabinetry and generous counter space, and a seamless transition from the dining area to a spacious outdoor deck via the sliding glass doors. For those looking to expand, the unfinished basement includes an egress window, offering a prime opportunity to easily add a 4th bedroom or more living space. Car or woodworking enthusiasts or hobbyist will appreciate the rare combination of the attached 2 car garage plus an additional 24x24 detached garage. Major recent investments include in 2025 new furnace and carpeting, new house roof, gutters and gutter guards in 2023 and in 2024 new luxury plank flooring to enhance the entry and one bedroom. The main level laundry is a step saver tucked away in its own corner. Don't miss taking a look at this ranch home I promise you will love the footprint of this home and all it has to offer.
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 1999
Materials
- Foundation: Concrete Perimeter
- Roof: Asphalt
- Construction materials: Vinyl Siding
Type & Style
- Home type: SingleFamily
- Architectural style: Ranch
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Range,Microwave,Dishwasher,Refrigerator,Washer,Dryer
- Laundry features: Main Level
Basement
- Has basement: Yes
- Basement: Unfinished,Egress Window,Full
Bedroom2
- Features: Flooring (Carpet)
- Level: Main
- Area: 143
- Dimensions: 13X11
Bedroom3
- Features: Flooring (Luxury Vinyl)
- Level: Main
- Area: 132
- Dimensions: 11X12
Bedrooms & Bathrooms
- Bedrooms: 3
- Bathrooms: 2
- Full bathrooms: 2
Dining Room
- Features: Flooring (Vinyl)
- Level: Main
- Area: 156
- Dimensions: 13X12
Family Room
- Features: Flooring (Carpet)
- Level: Main
- Area: 216
- Dimensions: 18X12
Features
- 1st Floor Bedroom,1st Floor Full Bath
- Door features: Storm Door(s)
- Window features: Window Treatments
- Flooring: Laminate,Carpet
- Number of fireplaces: 1
- Fireplace features: Gas Log,Gas Starter,Family Room
- Fireplace: Yes
- Finished area below ground: 0
Heating & Cooling
- Heating features: Natural Gas,Forced Air
- Cooling features: Central Air
Interior Area
- Total structure area: 3,348
- Total interior livable area: 1,674 sqft
Kitchen
- Features: Kitchen (Pantry,Updated Kitchen),Flooring (Vinyl)
- Level: Main
- Area: 132
- Dimensions: 12X11
Laundry
- Features: Flooring (Vinyl)
- Level: Main
- Area: 36
- Dimensions: 6X6
Living Room
- Features: Flooring (Carpet)
- Level: Main
- Area: 270
- Dimensions: 18X15
Master Bedroom
- Features: Flooring (Carpet),Bathroom (Full)
- Level: Main
- Area: 224
- Dimensions: 16X14
Property
Accessibility
- Accessibility features: No Disability Access
Details
- Parcel number: 1807132006
- Special condition: None
- Other equipment: TV-Cable,Ceiling Fan(s),Sump Pump
Features
- Stories: 1
- Patio & porch: Deck,Porch
Lot
- Lot size: 0.44 Acres
- Features: Mature Trees,Level
- Lot size dimensions: 75x173x150x84x75x89
Parking
- Total spaces: 2
- Parking features: Concrete,Garage Door Opener,Attached,Garage
- Has garage: Yes
- Attached garage spaces: 2
- Covered spaces: 2
- Has uncovered spaces: Yes
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Strong Wind
- Tornado
- Cold Wave
- Drought
- Hail
- Heat Wave
- Inland Flooding
- Ice Storm
- Lightning
- Winter Weather
How This Home’s Risks Compare
FEMA Declared Disasters Across Illinois Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $1,132 | $13,584 |
| Home Insurance * | $517 | $6,204 |
| Property Taxes | $347 | $4,164 |
| Electricity | $130 | $1,569 |
| Total | $2,126 | $25,512 |
Income You'd Need if You Spent...
Illinois FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-05-07 | Listed for sale | $235,000 |
| 2024-12-17 | Sold | $215,000 |
| 2024-12-03 | Pending sale | $225,000 |
| 2024-08-07 | Listed for sale | $225,000 |
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