200 W Locust St, Cambridge, IL, 61238
About This Home
Step into a piece of Cambridge history with this character filled early farmhouse -style home set on an extra large corner lot shaded by mature trees. Offering 4 bedrooms and 2.5 baths, this spacious property blends timeless country charm with practical updates throughout. The formal dining room and expansive living room showcase the 3/4 inch hardwood floors and stunning bow window perfect for your Christmas tree. The office could be used for a 5th bedroom if needed. The eat in kitchen offers everyday functionality with appliances included. A rare back maid's staircase adds to the homes vintage appeal and the second floor laundry brings modern day convenience to the upper floor. Step outside onto the upper balcony and enjoy peaceful views of this quiet rural town. Additional features include: dual heating and air systems with the lower level replaced in 2022, roof in 2020, main level bath update 2025, second story balcony last 3 yrs. 2 detached garages for all your yard and car needs. Upstairs as seen in many homes of this early age the 3rd bedroom is a a walk through to the 4th bedroom.
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Materials
- Foundation: Brick/Mortar
- Roof: Asphalt
- Construction materials: Vinyl Siding
Type & Style
- Home type: SingleFamily
- Architectural style: Farmhouse
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Range,Microwave,Dishwasher,Refrigerator,Washer,Dryer
- Laundry features: Upper Level,Gas Dryer Hookup
Basement
- Has basement: Yes
- Basement: Cellar,Partial
Bedroom2
- Features: Flooring (Hardwood)
- Level: Second
- Area: 221
- Dimensions: 13X17
Bedroom3
- Features: Flooring (Hardwood)
- Level: Second
- Area: 182
- Dimensions: 13X14
Bedroom4
- Features: Flooring (Hardwood)
- Level: Second
- Area: 168
- Dimensions: 12X14
Bedrooms & Bathrooms
- Bedrooms: 4
- Bathrooms: 3
- Full bathrooms: 2
- 1/2 bathrooms: 1
Dining Room
- Features: Flooring (Hardwood)
- Level: Main
- Area: 180
- Dimensions: 15X12
Features
- 1st Floor Bedroom,1st Floor Full Bath,High Ceilings,Separate Dining Room
- Window features: Window Treatments
- Flooring: Hardwood,Wood
- Finished area below ground: 0
Heating & Cooling
- Heating features: Natural Gas,Sep Heating Systems - 2+
- Cooling features: Central Air
Interior Area
- Total structure area: 1,838
- Total interior livable area: 2,425 sqft
Kitchen
- Features: Kitchen (Eating Area-Table Space),Flooring (Hardwood)
- Level: Main
- Area: 168
- Dimensions: 12X14
Laundry
- Features: Flooring (Hardwood)
- Level: Second
- Area: 50
- Dimensions: 5X10
Living Room
- Features: Flooring (Hardwood)
- Level: Main
- Area: 364
- Dimensions: 26X14
Master Bedroom
- Features: Flooring (Hardwood)
- Level: Second
- Area: 180
- Dimensions: 15X12
Office
- Features: Flooring (Other)
- Level: Main
- Area: 100
- Dimensions: 10X10
Property
Accessibility
- Accessibility features: No Disability Access
Details
- Parcel number: 1807179022
- Special condition: None
- Other equipment: Ceiling Fan(s)
Features
- Stories: 2
- Patio & porch: Roof Deck,Deck,Porch
- Exterior features: Balcony
Lot
- Lot size: 0.44 Acres
- Features: Corner Lot,Irregular Lot,Mature Trees,Level
- Lot size dimensions: 172x90x146x30x26
Parking
- Total spaces: 4
- Parking features: Gravel,Garage,Detached
- Has garage: Yes
- Attached garage spaces: 4
- Covered spaces: 4
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Strong Wind
- Tornado
- Cold Wave
- Drought
- Hail
- Heat Wave
- Inland Flooding
- Ice Storm
- Lightning
- Winter Weather
How This Home’s Risks Compare
FEMA Declared Disasters Across Illinois Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $656 | $7,872 |
| Home Insurance * | $300 | $3,600 |
| Property Taxes | $201 | $2,412 |
| Electricity | $186 | $2,238 |
| Total | $1,343 | $16,116 |
Income You'd Need if You Spent...
Illinois FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-05-15 | Listed for sale | $129,900 |
| 2004-04-20 | Sold | $34,900 |
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