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402 NE 2nd Ave, Galva, IL, 61434

3beds
1baths
960sqft
$79,900
$83price/sqft
$788/moest. monthly cost
$31,520/yrincome needed

About This Home

Getting Around

37
WalkingCar-Dependent
0
TransitVery Limited Transit
42
BikeSomewhat Bikeable

Schools

6/10
Galva Elementary SchoolGrades PK-60.4 mi
6/10
Galva Jr-Sr High SchoolGrades 7-120.4 mi

Construction

Condition

  • Year built: 1971

Materials

  • Construction materials: Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Basement

  • Has basement: Yes
  • Basement: Crawl Space

Bedroom2

  • Features: Flooring (Laminate)
  • Level: Main
  • Area: 99
  • Dimensions: 9X11

Bedroom3

  • Level: Main
  • Area: 81
  • Dimensions: 9X9

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 1
  • Full bathrooms: 1

Features

  • Finished area below ground: 0

Heating & Cooling

  • Heating features: Electric
  • Cooling features: Wall Unit(s)

Interior Area

  • Total structure area: 960
  • Total interior livable area: 960 sqft

Kitchen

  • Features: Flooring (Laminate)
  • Level: Main
  • Area: 216
  • Dimensions: 12X18

Living Room

  • Level: Main
  • Area: 192
  • Dimensions: 12X16

Master Bedroom

  • Features: Flooring (Laminate)
  • Level: Main
  • Area: 132
  • Dimensions: 11X12

Property

Accessibility

  • Accessibility features: No Disability Access

Details

  • Parcel number: 2427303004
  • Special condition: None

Features

  • Stories: 1

Lot

  • Lot size: 6,864 sqft
  • Lot size dimensions: 132 x 52

Parking

  • Total spaces: 1
  • Parking features: Yes,Attached,Garage
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Strong Wind
    Strong WindVery High
  • Cold Wave
    Cold WaveModerate
  • Drought
    DroughtModerate
  • Hail
    HailModerate
  • Heat Wave
    Heat WaveModerate
  • Ice Storm
    Ice StormModerate
  • Lightning
    LightningModerate
  • Tornado
    TornadoModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Strong Wind
Cold Wave
Drought
Hail
Heat Wave
Ice Storm
Lightning
Tornado
Winter Weather

FEMA Declared Disasters Across Illinois Counties

Flood
Severe Storm
Straight Line Winds
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $404$4,848
Home Insurance *$131$1,572
Property Taxes $123$1,476
Electricity $130$1,569
Total$788$9,456
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$27,017/yr
40% on housing$23,640/yr
45% on housing$21,013/yr

Illinois FAIR Plan Programs

Illinois FAIR Plan Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,961Commercial: 62
Total Premiums$4.35M
Total Exposure$370.02M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 11.4%
11.4%
0%30.0%
Electricity Growth Rate10-year average: 5.5%
5.5%
0%15.0%
Property Taxes Growth Rate2-year average: 1.7%
1.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$83This listing

vs Other Active Listings

Avg $/sqft

ZIP 61434$119
Henry County$115

vs Homes Sold Last Month

Median $/sqft

ZIP 61434$70
Henry County$91

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-01Price change$84,900
2026-04-02Listed for sale$89,900
2019-07-31Sold$55,000
2019-06-17Price change$59,900
2019-05-16Price change$63,900
2019-04-11Price change$67,900
2019-02-28Listed for sale$69,900
2017-06-19Sold$44,000
2017-05-12Listed for sale$46,000

For Sale by Agent

AgentNancy Sutton
BrokerageSutton & Associates Realty

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