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417 NE 2nd St, Galva, IL, 61434

2beds
1baths
1,021sqft
$96,000
$94price/sqft
$920/moest. monthly cost
$36,800/yrincome needed

About This Home

Well cared for 2-bedroom, 1 bath Cape Cod styled home. Eat-in kitchen, large living room, one main floor bedroom across from the bathroom and one second floor bedroom. Gas forced air furnace and central air 10 years old, roof 15 years old. Attached one car garage and newer 27 x 27 detached 2 car plus garage with covered patio overlooking fenced yard. Cement driveway. Very neat and clean. Owner occupied need 24 hours' notice.

Getting Around

33
WalkingCar-Dependent
0
TransitVery Limited Transit
43
BikeSomewhat Bikeable

Schools

6/10
Galva Elementary SchoolGrades PK-60.7 mi
6/10
Galva Jr-Sr High SchoolGrades 7-120.7 mi

Construction

Condition

  • Year built: 1907

Materials

  • Foundation: Brick/Mortar
  • Construction materials: Vinyl Siding,Frame

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Basement

  • Has basement: Yes
  • Basement: Unfinished,Egress Window,Partial

Bedroom2

  • Features: Flooring (Laminate)
  • Level: Second
  • Area: 220
  • Dimensions: 11x20

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 1
  • Full bathrooms: 1

Heating & Cooling

  • Heating features: Forced Air,Natural Gas
  • Cooling features: Central Air

Interior Area

  • Total interior livable area: 1,021 sqft

Kitchen

  • Features: Kitchen (Eating Area-Table Space),Flooring (Hardwood)
  • Level: Main
  • Area: 200
  • Dimensions: 10x20

Living Room

  • Features: Flooring (Laminate)
  • Level: Main
  • Area: 252
  • Dimensions: 12x21

Master Bedroom

  • Features: Flooring (Laminate)
  • Level: Main
  • Area: 204
  • Dimensions: 12x17

Property

Details

  • Parcel number: 2427376005
  • Zoning: resid

Features

  • Stories: 1
  • Patio & porch: Deck
  • Fencing: Fenced

Lot

  • Lot size: 0.27 Acres
  • Features: Corner Lot,Level
  • Lot size dimensions: 88 x 132 x 88 x 132

Parking

  • Total spaces: 3
  • Parking features: Garage Door Opener,Yes,Attached,Detached,Garage
  • Has garage: Yes
  • Attached garage spaces: 3
  • Covered spaces: 3
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Strong Wind
    Strong WindVery High
  • Cold Wave
    Cold WaveModerate
  • Drought
    DroughtModerate
  • Hail
    HailModerate
  • Heat Wave
    Heat WaveModerate
  • Ice Storm
    Ice StormModerate
  • Lightning
    LightningModerate
  • Tornado
    TornadoModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Strong Wind
Cold Wave
Drought
Hail
Heat Wave
Ice Storm
Lightning
Tornado
Winter Weather

FEMA Declared Disasters Across Illinois Counties

Flood
Severe Storm
Straight Line Winds
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $485$5,820
Home Insurance *$157$1,884
Property Taxes $148$1,776
Electricity $130$1,569
Total$920$11,040
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$31,542/yr
40% on housing$27,600/yr
45% on housing$24,533/yr

Illinois FAIR Plan Programs

Illinois FAIR Plan Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,961Commercial: 62
Total Premiums$4.35M
Total Exposure$370.02M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 11.4%
11.4%
0%30.0%
Electricity Growth Rate10-year average: 5.5%
5.5%
0%15.0%
Property Taxes Growth Rate2-year average: 1.7%
1.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$94This listing

vs Other Active Listings

Avg $/sqft

ZIP 61434$117
Henry County$115

vs Homes Sold Last Month

Median $/sqft

ZIP 61434$70
Henry County$91

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2025-12-13Listed for sale$98,500
2014-07-24Sold$20,000

For Sale by Agent

AgentNancy Sutton
BrokerageSutton & Associates Realty

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