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12292 Indian Trail Rd, Geneseo, IL, 61254

4beds
3baths
2,048sqft
$371,500
$181price/sqft
$2,898/moest. monthly cost
$115,920/yrincome needed

About This Home

Welcome home to this expansive 4-bedroom 3 bath brick ranch situated on a level 1.26 acres lot in Hazelwood Estate 2nd add. Boasting a grand circle drive, 2-car heated attached garage and serene country views. This 1979 home combines classic charm with extensive utility. The property also features a small multi-use barn/bldg 32'x36' complete with a 3rd car garage, perfect for hobbies, small animals or extra storage (electric hook up only). The 2048 sqft main level has been given new life with new LVP flooring throughout and fresh paint. Highlights include a unique double-sided wood burning fireplace between the formal dining room and living room, informal dining, u-shaped kitchen, main floor laundry, reach in pantry, primary bedroom ensuite bath with 3 lighted closets (2 customized) and 2 addition bedrooms. The basement is another 2000 sqft, with L-shaped family room and another wood burning fireplace, and 4 additional rooms including a sauna (hot tub is non functional). Just imagine the uses for the additional rooms, theatre room, home office/den and non conforming bedroom. Just 25 country minutes to Quad Cities and 15 min to Geneseo. The HOA fee is for the community well for water service to the house. HVAC 2019; Roof 2012; Septic 2013 Property being sold as is.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
21
BikeSomewhat Bikeable

Schools

8/10
6/10
Geneseo Middle SchoolGrades 6-84.9 mi
9/10
Geneseo High SchoolGrades 9-124.8 mi

Construction

Condition

  • Year built: 1979

Materials

  • Foundation: Block
  • Roof: Asphalt
  • Construction materials: Brick

Type & Style

  • Home type: SingleFamily
  • Architectural style: Bungalow
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Range Hood
  • Laundry features: Main Level,Gas Dryer Hookup,Electric Dryer Hookup

Basement

  • Has basement: Yes
  • Basement: Finished,Daylight

Bedroom2

  • Features: Flooring (Luxury Vinyl)
  • Level: Main
  • Area: 144
  • Dimensions: 12X12

Bedroom3

  • Features: Flooring (Luxury Vinyl)
  • Level: Main
  • Area: 121
  • Dimensions: 11X11

Bedroom4

  • Features: Flooring (Luxury Vinyl)
  • Level: Lower
  • Area: 182
  • Dimensions: 14X13

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 3

Breakfast Room

  • Features: Flooring (Luxury Vinyl)
  • Level: Main
  • Area: 99
  • Dimensions: 11X9

Den

  • Features: Flooring (Luxury Vinyl)
  • Level: Lower
  • Area: 140
  • Dimensions: 10X14

Dining Room

  • Features: Flooring (Luxury Vinyl)
  • Level: Main
  • Area: 182
  • Dimensions: 14X13

Family Room

  • Features: Flooring (Luxury Vinyl)
  • Level: Lower
  • Area: 429
  • Dimensions: 33X13

Features

  • 1st Floor Bedroom,High Ceilings,Pantry
  • Door features: Panel Door(s)
  • Window features: Double Pane Windows,Wood Frames
  • Flooring: Laminate
  • Number of fireplaces: 2
  • Fireplace features: Wood Burning,Family Room,Living Room
  • Fireplace: Yes
  • Finished area below ground: 1,976

Heating & Cooling

  • Heating features: Natural Gas
  • Cooling features: Central Air

Interior Area

  • Total structure area: 4,102
  • Total interior livable area: 2,048 sqft

Kitchen

  • Features: Kitchen (Island,Pantry-Closet),Flooring (Luxury Vinyl)
  • Level: Main
  • Area: 143
  • Dimensions: 11X13

Laundry

  • Features: Flooring (Luxury Vinyl)
  • Level: Main
  • Area: 35
  • Dimensions: 7X5

Living Room

  • Features: Flooring (Luxury Vinyl)
  • Level: Main
  • Area: 252
  • Dimensions: 14X18

Master Bedroom

  • Features: Flooring (Luxury Vinyl),Bathroom (Full)
  • Level: Main
  • Area: 240
  • Dimensions: 15X16

Other

  • Features: Flooring (Vinyl)
  • Level: Basement
  • Area: 216
  • Dimensions: 18X12

Other

  • Features: Flooring (Luxury Vinyl)
  • Level: Lower
  • Area: 143
  • Dimensions: 13X11

Property

Accessibility

  • Accessibility features: No Disability Access

Details

  • Parcel number: 0330103024
  • Special condition: None
  • Other equipment: Water-Softener Owned,Ceiling Fan(s),Sump Pump

Features

  • Stories: 1
  • Patio & porch: Patio

Lot

  • Lot size: 1.26 Acres
  • Features: Level
  • Lot size dimensions: 138.58 x 200 x 160.71 x 198.75

Parking

  • Parking features: Concrete,Circular Driveway
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Strong Wind
    Strong WindVery High
  • Lightning
    LightningRelatively High
  • Tornado
    TornadoRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Cold Wave
    Cold WaveModerate
  • Drought
    DroughtModerate
  • Hail
    HailModerate
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Ice Storm
    Ice StormModerate

How This Home’s Risks Compare

Strong Wind
Lightning
Tornado
Winter Weather
Cold Wave
Drought
Hail
Heat Wave
Inland Flooding
Ice Storm

FEMA Declared Disasters Across Illinois Counties

Flood
Severe Storm
Straight Line Winds
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,878$22,536
Home Insurance *$288$3,456
Property Taxes $575$6,900
Electricity $157$1,890
Total$2,898$34,776
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$99,360/yr
40% on housing$86,940/yr
45% on housing$77,280/yr

Illinois FAIR Plan Programs

Illinois FAIR Plan Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,961Commercial: 62
Total Premiums$4.35M
Total Exposure$370.02M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 11.4%
11.4%
0%30.0%
Electricity Growth Rate10-year average: 5.5%
5.5%
0%15.0%
Property Taxes Growth Rate2-year average: 1.7%
1.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$181This listing

vs Other Active Listings

Avg $/sqft

ZIP 61254$152
Henry County$113

vs Homes Sold Last Month

Median $/sqft

ZIP 61254$112
Henry County$91

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-15Price change$371,500
2026-02-05Listed for sale$381,500
2024-10-12Listing removed$2,500
2023-08-23Listing removed--
2023-07-26Listed for rent$2,500
2023-07-17Listing removed--
2023-06-09Price change$359,000
2023-05-05Listed for sale$367,900
2021-10-07Sold$319,900
2021-09-07Pending sale$319,900
2021-09-04Listed for sale$319,900

For Sale by Agent

AgentKay Pethoud
BrokerageKW 1Advantage

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