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838 S State St, Geneseo, IL, 61254

3beds
3baths
1,631sqft
$225,000
$138price/sqft
$1,789/moest. monthly cost
$71,560/yrincome needed

About This Home

Stately all brick ranch situated along one of Geneseo's most sought after tree lined boulevards. Built in 1953, this 3 bedroom 2.5 bath home offers timeless mid century modern character with hardwood floors throughout the main level and built in corner cabinets in the dining room. The open living and dining room concepts creates an inviting flow, anchored by a fireplace and abundant natural light. The updated kitchen offers a pantry and nice counter space. A heated 2 car attached garage is connected by a breezeway and includes a rear overhead garage door for convenient backyard access - ideal for lawn equipment and added functionality. The finished rec room in basement provides additional living or entertaining space, along with laundry. A concrete patio overlooks the deep backyard, while the charming front yard setting allows you to enjoy the beauty of the boulevard location. Major updates include roof, gutters, A/C HWH 2019. Home to be purchased "AS IS". No repairs or corrections will be made by the seller as this is an estate. Buyer may conduct inspections for their knowledge only.

Getting Around

52
WalkingSomewhat Walkable
0
TransitVery Limited Transit
35
BikeSomewhat Bikeable

Schools

7/10
6/10
Geneseo Middle SchoolGrades 6-81.5 mi
9/10
Geneseo High SchoolGrades 9-121.6 mi

Construction

Condition

  • Year built: 1953

Materials

  • Foundation: Block
  • Construction materials: Brick,Plaster

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Microwave,Dishwasher,Water Softener Owned,Gas Water Heater
  • Laundry features: In Unit,Laundry Chute

Basement

  • Has basement: Yes
  • Basement: Partially Finished,Concrete,Rec/Family Area,Storage Space,Full

Bedroom2

  • Features: Flooring (Hardwood)
  • Level: Main
  • Area: 110
  • Dimensions: 10X11

Bedroom3

  • Features: Flooring (Hardwood)
  • Level: Main
  • Area: 132
  • Dimensions: 12X11

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1

Dining Room

  • Features: Flooring (Hardwood)
  • Level: Main
  • Area: 168
  • Dimensions: 14X12

Enclosed Porch

  • Features: Flooring (Carpet)
  • Level: Main
  • Area: 128
  • Dimensions: 16X8

Features

  • 1st Floor Bedroom,1st Floor Full Bath,Built-in Features,Pantry
  • Window features: Screens
  • Flooring: Hardwood
  • Number of fireplaces: 1
  • Fireplace features: Gas Log,Gas Starter,Living Room
  • Fireplace: Yes
  • Finished area below ground: 900

Heating & Cooling

  • Heating features: Steam
  • Cooling features: Central Air

Interior Area

  • Total structure area: 3,262
  • Total interior livable area: 1,631 sqft

Kitchen

  • Features: Kitchen (Galley,Pantry-Closet),Flooring (Tile)
  • Level: Main
  • Area: 168
  • Dimensions: 8X21

Laundry

  • Features: Flooring (Other)
  • Level: Basement
  • Area: 25
  • Dimensions: 5X5

Living Room

  • Features: Flooring (Hardwood)
  • Level: Main
  • Area: 462
  • Dimensions: 14X33

Master Bedroom

  • Features: Flooring (Hardwood)
  • Level: Main
  • Area: 150
  • Dimensions: 15X10

Recreation Room

  • Features: Flooring (Carpet)
  • Level: Basement
  • Area: 448
  • Dimensions: 14X32

Property

Accessibility

  • Accessibility features: No Disability Access

Details

  • Parcel number: 0821378007
  • Special condition: None
  • Other equipment: Water-Softener Owned,Ceiling Fan(s),Fan-Whole House,Internet-Fiber

Features

  • Stories: 1
  • Patio & porch: Patio

Lot

  • Lot size: 0.38 Acres
  • Features: Level
  • Lot size dimensions: 82.5 x198

Parking

  • Total spaces: 2
  • Parking features: Concrete,Yes,Garage Owned,Attached,Garage
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Strong Wind
    Strong WindVery High
  • Lightning
    LightningRelatively High
  • Tornado
    TornadoRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Cold Wave
    Cold WaveModerate
  • Drought
    DroughtModerate
  • Hail
    HailModerate
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Ice Storm
    Ice StormModerate

How This Home’s Risks Compare

Strong Wind
Lightning
Tornado
Winter Weather
Cold Wave
Drought
Hail
Heat Wave
Inland Flooding
Ice Storm

FEMA Declared Disasters Across Illinois Counties

Flood
Severe Storm
Straight Line Winds
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,137$13,644
Home Insurance *$174$2,088
Property Taxes $348$4,176
Electricity $130$1,569
Total$1,789$21,468
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$61,337/yr
40% on housing$53,670/yr
45% on housing$47,706/yr

Illinois FAIR Plan Programs

Illinois FAIR Plan Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,961Commercial: 62
Total Premiums$4.35M
Total Exposure$370.02M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 11.4%
11.4%
0%30.0%
Electricity Growth Rate10-year average: 5.5%
5.5%
0%15.0%
Property Taxes Growth Rate2-year average: 1.7%
1.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$138This listing

vs Other Active Listings

Avg $/sqft

ZIP 61254$155
Henry County$113

vs Homes Sold Last Month

Median $/sqft

ZIP 61254$112
Henry County$91

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-31Listed for sale$225,000
2026-02-16Listing removed$225,000
2026-02-13Listed for sale$225,000

For Sale by Agent

AgentLuann Lavine, SRES
BrokerageRE/MAX Concepts Moline

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