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109 E Main St, Atkinson, IL, 61235

6beds
3baths
3,996sqft
$195,000
$49price/sqft
$1,738/moest. monthly cost
$69,520/yrincome needed

About This Home

Step into timeless charm with this beautifully preserved historic home in the heart of Atkinson. This character-filled residence showcases classic architectural details, spacious living areas, and the craftsmanship of a bygone era. Enjoy generous room sizes, abundant natural light, and a welcoming atmosphere that blends historic appeal with everyday comfort. This unique property offers the perfect opportunity to own a piece of Atkinson history.

Getting Around

46
WalkingCar-Dependent
0
TransitVery Limited Transit
38
BikeSomewhat Bikeable

Schools

8/10
6/10
Geneseo Middle SchoolGrades 6-87.7 mi
9/10
Geneseo High SchoolGrades 9-127.9 mi

Construction

Condition

  • Year built: 1907

Materials

  • Foundation: Brick/Mortar,Stone
  • Roof: Asphalt
  • Construction materials: Vinyl Siding,Asbestos

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Range,Dishwasher,Refrigerator,Washer,Dryer

Basement

  • Has basement: Yes
  • Basement: Unfinished,Full

Bedroom2

  • Features: Flooring (Hardwood)
  • Level: Second
  • Area: 260
  • Dimensions: 13X20

Bedroom3

  • Features: Flooring (Hardwood)
  • Level: Second
  • Area: 240
  • Dimensions: 16X15

Bedroom4

  • Features: Flooring (Vinyl)
  • Level: Second
  • Area: 156
  • Dimensions: 12X13

Bedroom5

  • Features: Flooring (Hardwood)
  • Level: Second
  • Area: 143
  • Dimensions: 11X13

Bedroom6

  • Features: Flooring (Hardwood)
  • Level: Second
  • Area: 154
  • Dimensions: 14X11

Bedrooms & Bathrooms

  • Bedrooms: 6
  • Bathrooms: 3
  • Full bathrooms: 3

Den

  • Features: Flooring (Hardwood)
  • Level: Main
  • Area: 84
  • Dimensions: 14X6

Dining Room

  • Features: Flooring (Hardwood)
  • Level: Main
  • Area: 270
  • Dimensions: 15X18

Eating Area

  • Features: Flooring (Tile)
  • Level: Main
  • Area: 120
  • Dimensions: 8X15

Features

  • Number of fireplaces: 1
  • Fireplace features: Decorative
  • Fireplace: Yes

Foyer

  • Features: Flooring (Hardwood)
  • Level: Main
  • Area: 56
  • Dimensions: 14X4

Heating & Cooling

  • Heating features: Natural Gas,Electric
  • Cooling features: None

Interior Area

  • Total structure area: 3,996
  • Total interior livable area: 3,996 sqft

Kitchen

  • Features: Flooring (Tile)
  • Level: Main
  • Area: 273
  • Dimensions: 21X13

Laundry

  • Features: Flooring (Vinyl)
  • Level: Main
  • Area: 110
  • Dimensions: 10X11

Living Room

  • Features: Flooring (Hardwood)
  • Level: Main
  • Area: 238
  • Dimensions: 14X17

Master Bedroom

  • Features: Flooring (Carpet),Bathroom (Full)
  • Level: Main
  • Area: 240
  • Dimensions: 15X16

Pantry

  • Features: Flooring (Vinyl)
  • Level: Main
  • Area: 180
  • Dimensions: 15X12

Property

Accessibility

  • Accessibility features: No Disability Access

Details

  • Parcel number: 0934276009
  • Special condition: None

Features

  • Stories: 2

Lot

  • Lot size: 0.53 Acres
  • Features: Corner Lot

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Strong Wind
    Strong WindVery High
  • Drought
    DroughtRelatively High
  • Cold Wave
    Cold WaveModerate
  • Hail
    HailModerate
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Ice Storm
    Ice StormModerate
  • Lightning
    LightningModerate
  • Tornado
    TornadoModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Strong Wind
Drought
Cold Wave
Hail
Heat Wave
Inland Flooding
Ice Storm
Lightning
Tornado
Winter Weather

FEMA Declared Disasters Across Illinois Counties

Flood
Severe Storm
Straight Line Winds
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $986$11,832
Home Insurance *$143$1,716
Property Taxes $302$3,624
Electricity $307$3,688
Total$1,738$20,856
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$59,588/yr
40% on housing$52,140/yr
45% on housing$46,346/yr

Illinois FAIR Plan Programs

Illinois FAIR Plan Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,961Commercial: 62
Total Premiums$4.35M
Total Exposure$370.02M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 11.4%
11.4%
0%30.0%
Electricity Growth Rate10-year average: 5.5%
5.5%
0%15.0%
Property Taxes Growth Rate2-year average: 1.7%
1.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$49This listing

vs Other Active Listings

Avg $/sqft

ZIP 61235$94
Henry County$115

vs Homes Sold Last Month

Median $/sqft

ZIP 61235$139
Henry County$91

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-17Listed for sale$195,000
2021-03-24Listing removed--
2019-07-25Sold$87,500
2019-06-25Pending sale$87,500
2019-06-08Listed for sale$87,500
2017-11-03Listing removed$74,900
2017-06-10Price change$74,900
2017-05-04Listed for sale$79,900
2000-05-03Sold$89,900

For Sale by Agent

AgentJustin Landwehr, ABR,AHWD
BrokerageCurrents and Keys Realty

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