See other homes in:
Primary listing photo
Listing photo 2
Listing photo 3
Listing photo 4
Listing photo 5

17288 N State Highway 37, Mount Vernon, IL, 62864

3beds
2baths
1,152sqft
$175,900
$153price/sqft
$1,483/moest. monthly cost
$59,320/yrincome needed

About This Home

This 3 Bedroom/2 Bath home on the edge of town has lots to offer. It has a nice covered front porch and back deck to enjoy the view. It also provides a great location to get to where you need to be whether that is Mt. Vernon, Centralia or Salem.

Getting Around

5
WalkingCar-Dependent
0
TransitVery Limited Transit
23
BikeSomewhat Bikeable

Schools

Construction

Condition

  • Year built: 1975

Materials

  • Foundation: Block
  • Roof: Metal
  • Construction materials: Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch
  • Property subType: Single Family Residence

Interior

Basement

  • Basement: None

Bedroom2

  • Features: Flooring (Carpet),Window Treatments (Window Treatments)
  • Level: Main
  • Area: 99
  • Dimensions: 11X9

Bedroom3

  • Features: Flooring (Carpet),Window Treatments (Window Treatments)
  • Level: Main
  • Area: 99
  • Dimensions: 11X9

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • Window features: Window Treatments

Heating & Cooling

  • Heating features: Electric
  • Cooling features: Central Air

Interior Area

  • Total structure area: 0
  • Total interior livable area: 1,152 sqft

Kitchen

  • Features: Flooring (Laminate),Window Treatments (Window Treatments)
  • Level: Main
  • Area: 126
  • Dimensions: 18X7

Living Room

  • Features: Flooring (Laminate),Window Treatments (Window Treatments)
  • Level: Main
  • Area: 330
  • Dimensions: 22X15

Master Bedroom

  • Features: Flooring (Carpet),Window Treatments (Window Treatments),Bathroom (Full)
  • Level: Main
  • Area: 132
  • Dimensions: 12X11

Other

  • Features: Flooring (Laminate)
  • Level: Main
  • Area: 28
  • Dimensions: 7X4

Property

Accessibility

  • Accessibility features: No Disability Access

Details

  • Parcel number: 0601400009
  • Special condition: None

Features

  • Stories: 1
  • Patio & porch: Deck

Lot

  • Lot size: 0.50 Acres
  • Features: Irregular Lot
  • Lot size dimensions: 132.46x184.2x153.04x116.61

Parking

  • Total spaces: 10
  • Parking features: Gravel,Driveway,Yes
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Earthquake
    EarthquakeRelatively High
  • Heat Wave
    Heat WaveRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Cold Wave
    Cold WaveModerate
  • Hail
    HailModerate
  • Inland Flooding
    Inland FloodingModerate
  • Lightning
    LightningModerate

How This Home’s Risks Compare

Earthquake
Heat Wave
Strong Wind
Tornado
Winter Weather
Cold Wave
Hail
Inland Flooding
Lightning

FEMA Declared Disasters Across Illinois Counties

Flood
Other
Severe Storm
Straight Line Winds
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $889$10,668
Home Insurance *$233$2,796
Property Taxes $231$2,772
Electricity $130$1,569
Total$1,483$17,796
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$50,845/yr
40% on housing$44,490/yr
45% on housing$39,546/yr

Illinois FAIR Plan Programs

Illinois FAIR Plan Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,961Commercial: 62
Total Premiums$4.35M
Total Exposure$370.02M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 10.1%
10.1%
0%30.0%
Electricity Growth Rate10-year average: 5.5%
5.5%
0%15.0%
Property Taxes Growth Rate2-year average: 2.8%
2.8%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$153This listing

vs Other Active Listings

Avg $/sqft

ZIP 62864$87
Jefferson County$94

vs Homes Sold Last Month

Median $/sqft

ZIP 62864$98
Jefferson County$118

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-18Price change$160,000
2026-06-09Price change$175,900
2026-05-18Listed for sale$189,900

For Sale by Agent

AgentLettie Johnson
BrokerageCross Davidson Real Estate

Similar Homes