1409 Plum Ave, Mount Vernon, IL, 62864
About This Home
Welcome to this spacious 2,532 sq ft, 4-5 bedroom house located in a desirable neighborhood! This home features a new roof and has been well maintained throughout. You will love the large bedrooms, walk-in closets, and flexible floor plan that can easily accommodate a growing family, home office, play room, or additional living room. Step outside to enjoy the large patio and fenced in yard, with plenty of room to relax, garden, or host gatherings. This home is conveniently located near shopping and amenities. If you've been looking for a home with space, functionality, and the chance to make it your own, this is the one!
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 1994
Materials
- Construction materials: Vinyl Siding,Frame
Type & Style
- Home type: SingleFamily
- Architectural style: Traditional
- Property subType: Single Family Residence
Interior
Basement
- Has basement: Yes
- Basement: Crawl Space,Full
Bedroom2
- Features: Flooring (Carpet)
- Level: Second
- Area: 156
- Dimensions: 12X13
Bedroom3
- Features: Flooring (Carpet)
- Level: Second
- Area: 144
- Dimensions: 12X12
Bedroom4
- Features: Flooring (Carpet)
- Level: Second
- Area: 144
- Dimensions: 12X12
Bedrooms & Bathrooms
- Bedrooms: 4
- Bathrooms: 3
- Full bathrooms: 2
- 1/2 bathrooms: 1
Dining Room
- Features: Flooring (Hardwood)
- Level: Main
- Area: 156
- Dimensions: 12X13
Family Room
- Features: Flooring (Carpet)
- Level: Main
- Area: 196
- Dimensions: 14X14
Heating & Cooling
- Heating features: Natural Gas
- Cooling features: Central Air
Interior Area
- Total structure area: 0
- Total interior livable area: 2,532 sqft
Kitchen
- Features: Kitchen (Eating Area-Breakfast Bar),Flooring (Hardwood)
- Level: Main
- Area: 220
- Dimensions: 11X20
Living Room
- Features: Flooring (Carpet)
- Level: Main
- Area: 252
- Dimensions: 14X18
Master Bedroom
- Features: Flooring (Carpet),Bathroom (Full)
- Level: Second
- Area: 336
- Dimensions: 16X21
Property
Accessibility
- Accessibility features: No Disability Access
Details
- Parcel number: 0636476013
- Special condition: None
Features
- Stories: 2
Lot
- Lot size: 0.29 Acres
- Lot size dimensions: 90x140x90x140
Parking
- Total spaces: 2
- Parking features: Yes,Attached,Garage
- Has garage: Yes
- Attached garage spaces: 2
- Covered spaces: 2
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Earthquake
- Strong Wind
- Tornado
- Winter Weather
- Cold Wave
- Hail
- Heat Wave
- Lightning
How This Home’s Risks Compare
FEMA Declared Disasters Across Illinois Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $1,461 | $17,532 |
| Home Insurance * | $384 | $4,608 |
| Property Taxes | $380 | $4,560 |
| Electricity | $194 | $2,337 |
| Total | $2,419 | $29,028 |
Income You'd Need if You Spent...
Illinois FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2025-05-05 | Listing removed | $202,000 |
| 2024-12-27 | Price change | $202,000 |
| 2024-12-07 | Listed for sale | $195,000 |
| 2024-07-13 | Listing removed | $197,000 |
| 2024-07-09 | Listed for sale | $197,000 |
View on Zillow