12139 E Hutchison Rd, Mount Vernon, IL, 62864
About This Home
Completely remodeled in 2025, this stunning 5-bedroom, 3.5-bath home set on 3.6 acres offers the perfect blend of modern luxury, space, and privacy in one of the area's most sought-after locations. From the moment you step through the front door, you're greeted by soaring ceilings and an impressive, light-filled entry that sets the tone for the entire home. The thoughtfully designed layout flows effortlessly, guiding you into the heart of the home-an expansive open-concept living area featuring vaulted ceilings, a striking gas fireplace, and built-in bookshelves. The living space opens seamlessly into the dining area and a beautifully appointed kitchen that will impress even the most discerning buyer. Complete with quartz countertops, premium cabinetry, a farmhouse sink, and a large walk-in pantry, this kitchen is as functional as it is stunning. The primary suite is a true retreat, offering generous space, a large walk-in closet, and a spa-like ensuite bath featuring a freestanding soaking tub, a custom walk-in shower, and dual vanities. Step directly from your bedroom onto the rear composite deck and enjoy peaceful views of your expansive property. The main level offers exceptional convenience with four bedrooms, two and a half bathrooms, and a dedicated laundry room. Downstairs, the walkout basement expands your living space even further with a fifth bedroom, a full bath, ample storage, and a large open area ready to be customized as a recreation room, home gym, or additional living space. Every detail has been thoughtfully updated, including a new roof, windows, flooring, paint, bathrooms, and newly started landscaping.
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 1996
Materials
- Construction materials: Vinyl Siding,Brick
Notable Dates
- Major remodel year: 2025
Type & Style
- Home type: SingleFamily
- Property subType: Single Family Residence
Interior
Basement
- Area: 2700
Basement
- Has basement: Yes
- Basement: Finished,Exterior Entry,Storage Space,Walk-Out Access
Bedrooms & Bathrooms
- Bedrooms: 5
- Bathrooms: 4
- Full bathrooms: 3
- 1/2 bathrooms: 1
Features
- Number of fireplaces: 1
- Fireplace features: Living Room
- Fireplace: Yes
- Finished area below ground: 2,700
Heating & Cooling
- Heating features: Natural Gas,Forced Air
- Cooling features: Central Air
Interior Area
- Total structure area: 5,640
- Total interior livable area: 5,640 sqft
Property
Accessibility
- Accessibility features: Ramp - Main Level,Disability Access
Details
- Parcel number: 0718302004
- Special condition: None
Features
- Stories: 1
Lot
- Lot size: 3.60 Acres
- Lot size dimensions: 250x630
Parking
- Total spaces: 2
- Parking features: Yes,Attached,Garage
- Has garage: Yes
- Attached garage spaces: 2
- Covered spaces: 2
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Earthquake
- Heat Wave
- Strong Wind
- Tornado
- Winter Weather
- Cold Wave
- Hail
- Inland Flooding
- Lightning
How This Home’s Risks Compare
FEMA Declared Disasters Across Illinois Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $3,160 | $37,920 |
| Home Insurance * | $831 | $9,972 |
| Property Taxes | $822 | $9,864 |
| Electricity | $433 | $5,205 |
| Total | $5,246 | $62,952 |
Income You'd Need if You Spent...
Illinois FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-04-11 | Listed for sale | $625,000 |
| 2023-08-09 | Sold | $237,500 |
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