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930 York Rd, Mount Vernon, IL, 62864

2beds
1baths
888sqft
$135,000
$152price/sqft
$1,168/moest. monthly cost
$46,720/yrincome needed

About This Home

Experience the charm of 930 York rd, a delightful single-family residence ready for you to move in. This inviting ranch-style home offers a seamless blend of classic appeal and comfortable living, perfect for those seeking a tranquil retreat. The heart of this home is its open-plan kitchen, thoughtfully designed with a convenient island that flows effortlessly into the living room. This layout creates an ideal space for entertaining and everyday living, allowing for connection and conversation. With two comfortable bedrooms and a well-appointed bathroom, this residence provides ample space for relaxation. The dedicated laundry room adds to the home's practical amenities, ensuring daily tasks are handled with ease. Step outside to discover a large backyard lined with trees for privacy! Charming porch, perfect for enjoying a morning coffee or an evening breeze. An attached carport provides convenient and sheltered parking. The furnace is 2024, the water heater is 2022, the roof is 2024, and the crawlspace has been professionally wrapped and waterproofed with a new sump pump and dehumidifier added to it!

Getting Around

16
WalkingCar-Dependent
0
TransitVery Limited Transit
28
BikeSomewhat Bikeable

Schools

7/10
Summersville Grade SchoolGrades PK-80.6 mi
--
Mount Vernon High SchoolGrades 9-124.8 mi

Construction

Condition

  • Year built: 1956

Materials

  • Construction materials: Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Other
  • Property subType: Single Family Residence

Interior

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 1
  • Full bathrooms: 1
  • Main level bathrooms: 1
  • Main level bedrooms: 2

Features

  • Number of fireplaces: 1
  • Fireplace: Yes
  • Finished area above ground: 888

Heating & Cooling

  • Heating features: Forced Air
  • Cooling features: Central Air

Interior Area

  • Total interior livable area: 888 sqft

Property

Details

  • Parcel number: 0728426018
  • Special condition: Standard

Features

  • Levels: One

Lot

  • Features: Adjoins Wooded Area,Few Trees

Parking

  • Total spaces: 1
  • Parking features: Carport
  • Covered spaces: 1
  • Carport: Yes
  • Carport spaces: 1

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Earthquake
    EarthquakeRelatively High
  • Heat Wave
    Heat WaveRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Cold Wave
    Cold WaveModerate
  • Hail
    HailModerate
  • Inland Flooding
    Inland FloodingModerate
  • Lightning
    LightningModerate

How This Home’s Risks Compare

Earthquake
Heat Wave
Strong Wind
Tornado
Winter Weather
Cold Wave
Hail
Inland Flooding
Lightning

FEMA Declared Disasters Across Illinois Counties

Flood
Other
Severe Storm
Straight Line Winds
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $682$8,184
Home Insurance *$179$2,148
Property Taxes $177$2,124
Electricity $130$1,569
Total$1,168$14,016
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$40,045/yr
40% on housing$35,040/yr
45% on housing$31,146/yr

Illinois FAIR Plan Programs

Illinois FAIR Plan Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,961Commercial: 62
Total Premiums$4.35M
Total Exposure$370.02M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 10.1%
10.1%
0%30.0%
Electricity Growth Rate10-year average: 5.5%
5.5%
0%15.0%
Property Taxes Growth Rate2-year average: 2.8%
2.8%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$152This listing

vs Other Active Listings

Avg $/sqft

ZIP 62864$88
Jefferson County$95

vs Homes Sold Last Month

Median $/sqft

ZIP 62864$98
Jefferson County$118

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-13Price change$135,000
2026-06-21Listed for sale$145,000
2022-07-07Sold$115,000
2006-05-18Sold$54,500
2005-09-20Sold$17,500

For Sale by Agent

AgentNevaeh G Haas
BrokerageReal Broker LLC

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