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409 Jordan St, Mount Vernon, IL, 62864

4beds
1baths
1,500sqft
$19,900
$13price/sqft
$282/moest. monthly cost
$11,280/yrincome needed

About This Home

EXCELLENT OPPORTUNITY. 4 bedroom / 1 bath single-family home in Mt. Vernon with TONS OF UPSIDE POTENTIAL. Perfect for an OWNER OCCUPANT ready to build sweat equity or a RENTAL INVESTOR. House NEEDS FULL RENOVATION. Listed at the cash, as-is QUICK SALE price point, it leaves SIGNIFICANT UPSIDE. Request your showing today.

Getting Around

57
WalkingSomewhat Walkable
0
TransitVery Limited Transit
42
BikeSomewhat Bikeable

Schools

2/10
4/10
--
Mount Vernon High SchoolGrades 9-123.5 mi

Construction

Materials

  • Construction materials: Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Basement

  • Has basement: Yes
  • Basement: Unfinished,Partial

Bedroom2

  • Level: Main
  • Area: 144
  • Dimensions: 12X12

Bedroom3

  • Level: Main
  • Area: 100
  • Dimensions: 10X10

Bedroom4

  • Level: Main
  • Area: 80
  • Dimensions: 10X8

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 1
  • Full bathrooms: 1

Dining Room

  • Level: Main
  • Dimensions: COMBO

Heating & Cooling

  • Heating features: Natural Gas
  • Cooling features: None

Interior Area

  • Total structure area: 0
  • Total interior livable area: 1,500 sqft

Kitchen

  • Level: Main
  • Area: 288
  • Dimensions: 18X16

Living Room

  • Level: Main
  • Area: 240
  • Dimensions: 20X12

Master Bedroom

  • Level: Main
  • Area: 168
  • Dimensions: 14X12

Property

Accessibility

  • Accessibility features: No Disability Access

Details

  • Parcel number: 07294560040000
  • Special condition: None

Features

  • Stories: 1

Lot

  • Lot size: 8,276 sqft
  • Lot size dimensions: 60x150

Parking

  • Parking features: Concrete

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Earthquake
    EarthquakeRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Cold Wave
    Cold WaveModerate
  • Hail
    HailModerate
  • Heat Wave
    Heat WaveModerate

How This Home’s Risks Compare

Earthquake
Strong Wind
Tornado
Winter Weather
Cold Wave
Hail
Heat Wave

FEMA Declared Disasters Across Illinois Counties

Flood
Other
Severe Storm
Straight Line Winds
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $100$1,200
Home Insurance *$26$312
Property Taxes $26$312
Electricity $130$1,569
Total$282$3,384
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$9,668/yr
40% on housing$8,460/yr
45% on housing$7,520/yr

Illinois FAIR Plan Programs

Illinois FAIR Plan Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,961Commercial: 62
Total Premiums$4.35M
Total Exposure$370.02M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 10.1%
10.1%
0%30.0%
Electricity Growth Rate10-year average: 5.5%
5.5%
0%15.0%
Property Taxes Growth Rate2-year average: 2.8%
2.8%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$13This listing

vs Other Active Listings

Avg $/sqft

ZIP 62864$89
Jefferson County$96

vs Homes Sold Last Month

Median $/sqft

ZIP 62864$98
Jefferson County$118

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-17Listed for sale$17,900
2026-08-17Pending sale$17,900
2026-08-10Price change$17,900
2026-07-27Price change$19,900
2026-07-16Price change$29,900
2026-07-08Price change$39,900
2026-07-01Listed for sale$49,900
2019-11-01Sold$4,000

For Sale by Agent

AgentNestor Apreda
BrokerageApreda Real Estate Services

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