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2121 College St, Mount Vernon, IL, 62864

4beds
2baths
1,600sqft
$132,500
$83price/sqft
$1,059/moest. monthly cost
$42,360/yrincome needed

About This Home

Beautifully Updated Historic 4-Bedroom Home with Modern Amenities This charming historic 4-bedroom, 2-bath home combines timeless character with extensive modern upgrades throughout. Major structural improvements include three steel support beams installed beneath the home, fully sealed crawl space and attic, and a dehumidifier in the crawl space for added efficiency and peace of mind. The exterior features durable steel siding and a steel roof, both just two years old, along with new gutters, fresh gravel landscaping, a freshly paved driveway, and a detached one-car garage. The fenced backyard offers a private space for pets, play, or entertaining. Two LED light posts illuminate the front and rear of the property. Inside, you'll find a beautifully renovated interior with 18 newer windows, updated LED lighting, high-end light fixtures, and stylish finishes throughout. The kitchen has been refreshed with new countertops, a center island with seating, and new appliances. Comfort and efficiency are enhanced by a Generac whole-house generator, Palmetto Solar system, tankless water heater, and two mini-split HVAC units serving both the upper and lower levels. Both bathrooms have been updated, featuring a luxurious FlexStone shower on the main level, a freestanding soaking tub upstairs, and new toilets in each bath. The lower level boasts new FlexStone flooring and Blackhawk carpeting, creating comfortable and attractive living spaces. This move-in-ready home offers the perfect blend of historic charm, modern efficiency, and exceptional updates-all in a peaceful setting with a fenced yard and detached garage. This home is being sold as-is, you will not find a home that has been so lovingly cared for and updated.

Getting Around

60
WalkingSomewhat Walkable
0
TransitVery Limited Transit
40
BikeSomewhat Bikeable

Schools

2/10
4/10
--
Mount Vernon High SchoolGrades 9-122.5 mi

Construction

Condition

  • Year built: 1920

Materials

  • Construction materials: Steel Siding

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Range,Dishwasher,Refrigerator,Range Hood

Basement

  • Has basement: Yes
  • Basement: Crawl Space

Bedroom2

  • Features: Flooring (Carpet)
  • Level: Second
  • Area: 182
  • Dimensions: 14X13

Bedroom3

  • Features: Flooring (Linoleum)
  • Level: Second
  • Area: 126
  • Dimensions: 9X14

Bedroom4

  • Features: Flooring (Linoleum)
  • Level: Second
  • Area: 72
  • Dimensions: 8X9

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 2
  • Full bathrooms: 2

Dining Room

  • Features: Flooring (Carpet)
  • Level: Main
  • Area: 221
  • Dimensions: 13X17

Features

  • Window features: ENERGY STAR Qualified Windows

Heating & Cooling

  • Heating features: Electric,Forced Air,Heat Pump
  • Cooling features: Electric

Interior Area

  • Total structure area: 0
  • Total interior livable area: 1,600 sqft

Kitchen

  • Features: Kitchen (Eating Area-Breakfast Bar),Flooring (Luxury Vinyl)
  • Level: Main
  • Area: 182
  • Dimensions: 13X14

Living Room

  • Features: Flooring (Carpet)
  • Level: Main
  • Area: 238
  • Dimensions: 14X17

Master Bedroom

  • Features: Flooring (Carpet)
  • Level: Second
  • Area: 238
  • Dimensions: 14X17

Office

  • Features: Flooring (Carpet)
  • Level: Main
  • Area: 117
  • Dimensions: 9X13

Other

  • Features: Flooring (Vinyl)
  • Level: Main
  • Area: 36
  • Dimensions: 6X6

Property

Accessibility

  • Accessibility features: No Disability Access

Details

  • Parcel number: 0731129009
  • Special condition: None

Features

  • Stories: 2

Lot

  • Lot size dimensions: 50x168x47x159

Parking

  • Total spaces: 1
  • Parking features: Asphalt,Garage Door Opener,Detached,Garage
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Strong Wind
    Strong WindRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Cold Wave
    Cold WaveModerate
  • Earthquake
    EarthquakeModerate
  • Heat Wave
    Heat WaveModerate
  • Lightning
    LightningModerate
  • Tornado
    TornadoModerate

How This Home’s Risks Compare

Strong Wind
Winter Weather
Cold Wave
Earthquake
Heat Wave
Lightning
Tornado

FEMA Declared Disasters Across Illinois Counties

Flood
Other
Severe Storm
Straight Line Winds
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $669$8,028
Home Insurance *$176$2,112
Property Taxes $84$1,008
Electricity $130$1,569
Total$1,059$12,708
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$36,308/yr
40% on housing$31,770/yr
45% on housing$28,240/yr

Illinois FAIR Plan Programs

Illinois FAIR Plan Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,961Commercial: 62
Total Premiums$4.35M
Total Exposure$370.02M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 10.1%
10.1%
0%30.0%
Electricity Growth Rate10-year average: 5.5%
5.5%
0%15.0%
Property Taxes Growth Rate2-year average: 2.8%
2.8%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$83This listing

vs Other Active Listings

Avg $/sqft

ZIP 62864$88
Jefferson County$95

vs Homes Sold Last Month

Median $/sqft

ZIP 62864$98
Jefferson County$118

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-06-11Listed for sale$132,500
2022-04-18Sold$50,000
2022-04-05Pending sale$59,900
2022-03-18Price change$59,900
2022-02-23Listed for sale$64,900

For Sale by Agent

AgentANNETTE PYTLINSKI
BrokerageC21 All Pro Real Estate

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