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1018 S 25th St, Mount Vernon, IL, 62864

2beds
1baths
768sqft
$45,000
$59price/sqft
$475/moest. monthly cost
$19,000/yrincome needed

About This Home

Welcome to this charming and cozy home, perfectly located just around the corner from the park! This well-maintained property comfort, convenience, and great value. Features: 2 spacious bedrooms 1 full bathroom Bright living room with natural light Functional kitchen with beautiful fixtures Cozy corner layout with a warm, inviting feel Situated on a generous quarter-acre lot Move-in ready condition No known issues - being sold as-is Location Perks: Quiet neighborhood Walking distance to the park Great for small families, first-time buyers, or investors This home is for anyone looking for a peaceful space with room to enjoy both indoors and out.

Getting Around

26
WalkingCar-Dependent
0
TransitVery Limited Transit
33
BikeSomewhat Bikeable

Schools

4/10
--
Mount Vernon High SchoolGrades 9-122.0 mi

Construction

Condition

  • Year built: 1920

Materials

  • Roof: Metal
  • Construction materials: Aluminum Siding

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Basement

  • Basement: None

Bedroom2

  • Level: Main
  • Area: 100
  • Dimensions: 10X10

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 1
  • Full bathrooms: 1

Dining Room

  • Level: Main
  • Area: 84
  • Dimensions: 7X12

Family Room

  • Level: Main
  • Area: 25
  • Dimensions: 5X5

Heating & Cooling

  • Heating features: Natural Gas
  • Cooling features: Wall Unit(s)

Interior Area

  • Total structure area: 0
  • Total interior livable area: 768 sqft

Kitchen

  • Level: Main
  • Area: 96
  • Dimensions: 12X8

Laundry

  • Level: Main
  • Area: 75
  • Dimensions: 5X15

Living Room

  • Level: Main
  • Area: 280
  • Dimensions: 20X14

Master Bedroom

  • Level: Main
  • Area: 100
  • Dimensions: 10X10

Property

Accessibility

  • Accessibility features: No Disability Access

Details

  • Parcel number: 07313050090000
  • Special condition: None

Features

  • Stories: 1

Lot

  • Lot size: 3,920 sqft
  • Lot size dimensions: 50x75

Parking

  • Total spaces: 2
  • Parking features: Off Site

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Strong Wind
    Strong WindRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Cold Wave
    Cold WaveModerate
  • Earthquake
    EarthquakeModerate
  • Heat Wave
    Heat WaveModerate
  • Lightning
    LightningModerate
  • Tornado
    TornadoModerate

How This Home’s Risks Compare

Strong Wind
Winter Weather
Cold Wave
Earthquake
Heat Wave
Lightning
Tornado

FEMA Declared Disasters Across Illinois Counties

Flood
Other
Severe Storm
Straight Line Winds
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $227$2,724
Home Insurance *$59$708
Property Taxes $59$708
Electricity $130$1,569
Total$475$5,700
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$16,285/yr
40% on housing$14,250/yr
45% on housing$12,666/yr

Illinois FAIR Plan Programs

Illinois FAIR Plan Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,961Commercial: 62
Total Premiums$4.35M
Total Exposure$370.02M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 10.1%
10.1%
0%30.0%
Electricity Growth Rate10-year average: 5.5%
5.5%
0%15.0%
Property Taxes Growth Rate2-year average: 2.8%
2.8%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$59This listing

vs Other Active Listings

Avg $/sqft

ZIP 62864$89
Jefferson County$96

vs Homes Sold Last Month

Median $/sqft

ZIP 62864$98
Jefferson County$118

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-03-21Listed for sale$45,000
2005-05-27Sold$16,500

For Sale by Agent

AgentMisael Chacon
BrokerageBeycome brokerage realty LLC

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